Interest rates give information on the cost of money in the economy. As such, they are invaluable in helping to provide an overall indication of the economy. Different rates are distinguished by the period of lending or borrowing as well as the parties involved.

Last Updated: Feb 21 2025, 09:03 EST Next Release: Feb 24 2025, 09:00 EST

Major Bank of America Merrill Lynch Indicators

Indicator Period Value % CHG PREV
US Corporate A Effective Yield Feb 19 2025 5.16% -0.39%
US Corporate AA Effective Yield Feb 19 2025 4.95% -0.40%
US Corporate AAA Effective Yield Feb 19 2025 4.87% -0.41%
US Corporate BBB Bond Risk Premium Feb 19 2025 0.94 0.00%
US Corporate BBB Effective Yield Feb 19 2025 5.47% -0.36%
US High Yield B Effective Yield Feb 20 2025 6.94% -0.72%
US High Yield BB Effective Yield Feb 20 2025 5.94% -0.50%
US High Yield CCC Effective Yield Feb 20 2025 11.43% -0.61%
Last Updated: Feb 21 2025, 08:34 EST Next Release: --

Key rates from the Bank of Canada, provided daily.

Major Bank of Canada Interest Rates Indicators

Indicator Period Value % CHG PREV
Canada 1 Month Treasury Bill Yield Feb 19 2025 2.95% 0.00%
Canada 1 Year Treasury Bill Yield Feb 19 2025 2.85% 0.71%
Canada 10 Year Benchmark Bond Yield Feb 19 2025 3.18% -0.31%
Canada 3 Month Treasury Bill Yield Feb 19 2025 2.86% 0.00%
Canada 3 Year Benchmark Bond Yield Feb 19 2025 2.79% -0.36%
Canada 5 Year Benchmark Bond Yield Feb 19 2025 2.88% -0.35%
Canada 6 Month Treasury Bill Yield Feb 19 2025 2.86% 0.70%
Canada 7 Year Benchmark Bond Yield Feb 19 2025 3.04% -0.65%
Canada Bank Rate Feb 19 2025 3.25% 0.00%
Canada Long Term Benchmark Bond Yield Feb 19 2025 3.36% 0.00%
Canada Target Overnight Rate Feb 19 2025 3.00% --
Last Updated: Feb 6 2025, 07:02 EST Next Release: Mar 20 2025, 08:00 EDT

Bank Rate determines the interest rate the Bank of England pays to commercial banks that hold money with the Bank of England. It influences the rates those banks charge people to borrow money or pay on their savings.

Major Bank of England Bank Rate Indicators

Indicator Period Value % CHG PREV
Bank of England Bank Rate Feb 06 2025 4.50% -5.26%
Last Updated: Feb 20 2025, 18:53 EST Next Release: Feb 24 2025, 18:50 EST

Major Bank of Japan Basic Discount Rate Indicators

Indicator Period Value % CHG PREV
Bank of Japan Basic Discount Rate Feb 19 2025 0.75% 0.00%
Bank of Japan Basic Discount Rate Dec 2024 0.50% 0.00%
Last Updated: Jan 24 2025, 09:30 EST Next Release: Mar 19 2025, 04:00 EDT

The Policy Board, the highest decision-making body of the Bank of Japan, regularly holds Monetary Policy Meetings (MPMs) to discuss and decide matters concerning the conduct of monetary policy. MPM decisions, regardless of whether or not a policy change takes place, are announced immediately after each MPM.

Major Bank of Japan Monetary Policy Meeting Indicators

Indicator Period Value % CHG PREV
Japan Long Term Policy Rate Jan 24 2025 0.00% --
Japan Short Term Policy Rate Jan 24 2025 0.50% 100.0%
Last Updated: Feb 21 2025, 10:26 EST Next Release: Feb 24 2025, 10:00 EST

Canadian Overnight Repo Rate Average (CORRA) measures the cost of overnight general collateral funding in Canadian dollars using Government of Canada treasury bills and bonds as collateral for repurchase transactions.

Major Canadian Overnight Repo Rate Average Indicators

Indicator Period Value % CHG PREV
Canadian Overnight Repo Rate Average Feb 20 2025 3.00% 0.00%
Last Updated: Feb 21 2025, 21:34 EST Next Release: Feb 24 2025, 15:30 EST

Treasury Par Real Yield Curve Rates are commonly referred to as "Real Constant Maturity Treasury" rates, or R-CMTs. Par real yields on Treasury Inflation Protected Securities (TIPS) at "constant maturity" are interpolated by the U.S. Treasury from Treasury's daily par real yield curve. These par real yields are calculated from indicative secondary market quotations obtained by the Federal Reserve Bank of New York. The par real yield values are read from the par real yield curve at fixed maturities, currently 5, 7, 10, 20, and 30 years. This method provides a par real yield for a 10-year maturity, for example, even if no outstanding security has exactly 10 years remaining to maturity.

Major Daily Treasury Par Real Yield Curve Rates Indicators

Indicator Period Value % CHG PREV
10 Year Real Treasury Rate Feb 21 2025 2.00% -2.44%
20 Year Real Treasury Rate Feb 21 2025 2.24% -1.75%
30 Year Real Treasury Rate Feb 21 2025 2.35% -1.67%
5 Year Real Treasury Rate Feb 21 2025 1.65% -1.79%
7 Year Real Treasury Rate Feb 21 2025 1.85% -1.60%
Last Updated: Feb 21 2025, 23:10 EST Next Release: Feb 24 2025, 18:00 EST

Daily Treasury Yield Curve Rates are commonly referred to as "Constant Maturity Treasury" rates, or CMTs. Yields are interpolated by the Treasury from the daily yield curve. This curve, which relates the yield on a security to its time to maturity is based on the closing market bid yields on actively traded Treasury securities in the over-the-counter market. These market yields are calculated from composites of indicative, bid-side market quotations (not actual transactions) obtained by the Federal Reserve Bank of New York.

Major Daily Treasury Yield Curve Rates Indicators

Indicator Period Value % CHG PREV
1 Month Treasury Rate Feb 21 2025 4.36% -0.23%
1 Year Treasury Rate Feb 21 2025 4.15% -1.19%
10 Year Treasury Rate Feb 21 2025 4.42% -1.78%
10 Year-3 Month Treasury Yield Spread Feb 21 2025 0.10% -41.18%
10-2 Year Treasury Yield Spread Feb 21 2025 0.23% 4.55%
2 Year Treasury Rate Feb 21 2025 4.19% -2.10%
20 Year Treasury Rate Feb 21 2025 4.69% -1.68%
3 Month Treasury Rate Feb 21 2025 4.32% -0.23%
3 Year Treasury Rate Feb 21 2025 4.19% -1.87%
30 Year Treasury Rate Feb 21 2025 4.67% -1.48%
30-10 Year Treasury Yield Spread Feb 21 2025 0.25% 4.17%
5 Year Treasury Rate Feb 21 2025 4.26% -1.84%
6 Month Treasury Rate Feb 21 2025 4.30% -0.69%
7 Year Treasury Rate Feb 21 2025 4.35% -1.81%
Last Updated: Feb 12 2025, 10:04 EST Next Release: Mar 12 2025, 10:00 EDT

The Long Term Interest Rates report from the ECB are the interest rates for long term government bonds denominated in national currencies. This includes harmonised long-term interest rates for assessing convergence among EU member states as well as an MFI interest rate indicator for Estonia since no suitable government bonds are available to provide a harmonised long term interest rate.

Major ECB Long Term Interest Rates Indicators

Indicator Period Value % CHG PREV
Austria Long Term Interest Rate Jan 2025 2.91% 11.00%
Belgium Long Term Interest Rate Jan 2025 3.10% 10.71%
Bulgaria Long Term Interest Rate Jan 2025 3.93% 0.00%
Cyprus Long Term Interest Rate Jan 2025 3.05% 8.54%
Czech Republic Long Term Interest Rate Jan 2025 4.20% 1.69%
Denmark Long Term Interest Rate Jan 2025 2.21% 15.74%
Finland Long Term Interest Rate Jan 2025 2.94% 11.34%
France Long Term Interest Rate Jan 2025 3.32% 10.30%
Germany Long Term Interest Rate Jan 2025 2.48% 14.05%
Greece Long Term Interest Rate Jan 2025 3.35% 9.84%
Hungary Long Term Interest Rate Jan 2025 6.82% 5.84%
Ireland Long Term Interest Rate Jan 2025 2.79% 11.98%
Italy Long Term Interest Rate Jan 2025 3.68% 10.69%
Latvia Long Term Interest Rate Jan 2025 3.21% 5.59%
Lithuania Long Term Interest Rate Jan 2025 2.88% 0.00%
Luxembourg Long Term Interest Rate Jan 2025 2.90% 9.72%
Malta Long Term Interest Rate Jan 2025 3.35% 9.12%
Netherlands Long Term Interest Rate Jan 2025 2.73% 11.65%
Poland Long Term Interest Rate Jan 2025 5.94% 3.66%
Portugal Long Term Interest Rate Jan 2025 2.96% 10.25%
Romania Long Term Interest Rate Jan 2025 7.07% 3.82%
Slovakia Long Term Interest Rate Jan 2025 3.43% 6.76%
Slovenia Long Term Interest Rate Jan 2025 3.10% 7.27%
Spain Long Term Interest Rate Jan 2025 3.17% 9.94%
Sweden Long Term Interest Rate Jan 2025 2.32% 10.48%
Last Updated: Jan 30 2025, 09:17 EST Next Release: Mar 5 2025, 07:45 EST

The Governing Council of the European Central Bank sets the key interest rates for the euro area. The interest rate on the main refinancing operations, which provide the bulk of liquidity to the banking system. The rate on the deposit facility, which banks may use to make overnight deposits with the Eurosystem. The rate on the marginal lending facility, which offers overnight credit to banks from the Eurosystem.

Major Euro Area Official Interest Rates Indicators

Indicator Period Value % CHG PREV
ECB Deposit Facility Interest Rate Jan 30 2025 2.75% -8.33%
ECB Main Refinancing Operations Interest Rate Jan 30 2025 2.90% -7.94%
ECB Marginal Lending Facility Interest Rate Jan 30 2025 3.15% -7.35%
Last Updated: Feb 24 2025, 02:01 EST Next Release: Feb 25 2025, 02:00 EST

The Euro Short-Term Rate (€STR) reflects the wholesale Euro unsecured overnight borrowing costs of banks located in the Euro area. The €STR is published on each TARGET2 business day based on transactions conducted and settled on the previous TARGET2 business day (the reporting date “T”) with a maturity date of T+1 which are deemed to have been executed at arm’s length and thus reflect market rates in an unbiased way.

Major Euro Short-Term Rate Indicators

Indicator Period Value % CHG PREV
Euro Short-Term Rate Feb 20 2025 2.67% 0.08%
Last Updated: Feb 21 2025, 17:05 EST Next Release: Feb 24 2025, 17:00 EST

A yield curve represents the relationship between market renumeration rates and the remaining time to maturity of debt securities. The ECB estimates zero-coupon yield curves and derives forward and par yield curves from that data. The Euro Yield Curves report contains data based on AAA-rated Eurozone central government bonds as well as data based on all bonds.

Major Euro Yield Curves Indicators

Indicator Period Value % CHG PREV
1-Year Eurozone Central Government Bond Par Yield Curve Feb 19 2025 2.27% 2.04%
10-Year Eurozone Central Government Bond Par Yield Curve Feb 19 2025 3.07% 2.30%
15-Year Eurozone Central Government Bond Par Yield Curve Feb 19 2025 3.31% 2.12%
2-Year Eurozone Central Government Bond Par Yield Curve Feb 19 2025 2.25% 2.54%
20-Year Eurozone Central Government Bond Par Yield Curve Feb 19 2025 3.40% 1.92%
25-Year Eurozone Central Government Bond Par Yield Curve Feb 19 2025 3.41% 1.74%
3-Year Eurozone Central Government Bond Par Yield Curve Feb 19 2025 2.35% 2.49%
30-Year Eurozone Central Government Bond Par Yield Curve Feb 19 2025 3.38% 1.58%
5-Year Eurozone Central Government Bond Par Yield Curve Feb 19 2025 2.59% 2.40%
AAA Rated 1-Year Eurozone Central Government Bond Par Yield Curve Feb 19 2025 2.18% 1.58%
AAA Rated 10-Year Eurozone Central Government Bond Par Yield Curve Feb 19 2025 2.58% 2.02%
AAA Rated 15-Year Eurozone Central Government Bond Par Yield Curve Feb 19 2025 2.74% 1.96%
AAA Rated 2-Year Eurozone Central Government Bond Par Yield Curve Feb 19 2025 2.13% 2.61%
AAA Rated 20-Year Eurozone Central Government Bond Par Yield Curve Feb 19 2025 2.78% 1.93%
AAA Rated 25-Year Eurozone Central Government Bond Par Yield Curve Feb 19 2025 2.76% 1.89%
AAA Rated 3-Year Eurozone Central Government Bond Par Yield Curve Feb 19 2025 2.15% 2.70%
AAA Rated 30-Year Eurozone Central Government Bond Par Yield Curve Feb 19 2025 2.71% 1.84%
AAA Rated 5-Year Eurozone Central Government Bond Par Yield Curve Feb 19 2025 2.28% 2.38%
Last Updated: Feb 24 2025, 04:02 EST Next Release: Feb 24 2025, 04:00 EST

The European Long Term Interest Rates report contains data on the current interest rate on 10 year government bond yields. It also contains data on the Maastricht criterion rates which are used as a convergence criterion for the European Monetary Union.

Major European Long Term Interest Rates Indicators

Indicator Period Value % CHG PREV
Austria Maastricht Criterion Interest Rate Jan 2025 2.91% 11.07%
Belgium Maastricht Criterion Interest Rate Jan 2025 3.10% 10.71%
Bulgaria Maastricht Criterion Interest Rate Jan 2025 3.93% 0.00%
Cyprus Maastricht Criterion Interest Rate Jan 2025 3.05% 8.54%
Czech Republic Maastricht Criterion Interest Rate Jan 2025 4.20% 1.69%
Denmark Maastricht Criterion Interest Rate Jan 2025 2.21% 15.71%
European Union Maastricht Criterion Interest Rate Jan 2025 3.42% 8.92%
Eurozone Maastricht Criterion Interest Rate Jan 2025 3.04% 10.95%
Finland Maastricht Criterion Interest Rate Jan 2025 2.95% 11.32%
France Maastricht Criterion Interest Rate Jan 2025 3.32% 10.30%
Germany Maastricht Criterion Interest Rate Jan 2025 2.48% 13.76%
Greece Maastricht Criterion Interest Rate Jan 2025 3.35% 9.84%
Hungary Maastricht Criterion Interest Rate Jan 2025 6.82% 5.90%
Ireland Maastricht Criterion Interest Rate Jan 2025 2.79% 12.05%
Italy Maastricht Criterion Interest Rate Jan 2025 3.68% 10.84%
Latvia Maastricht Criterion Interest Rate Jan 2025 3.21% 5.59%
Lithuania Maastricht Criterion Interest Rate Jan 2025 2.88% 0.00%
Malta Maastricht Criterion Interest Rate Jan 2025 3.35% 9.12%
Netherlands Maastricht Criterion Interest Rate Jan 2025 2.73% 11.43%
Poland Maastricht Criterion Interest Rate Jan 2025 5.94% 3.66%
Portugal Maastricht Criterion Interest Rate Jan 2025 2.96% 10.45%
Slovakia Maastricht Criterion Interest Rate Jan 2025 3.43% 6.52%
Slovenia Maastricht Criterion Interest Rate Jan 2025 3.10% 7.27%
Spain Maastricht Criterion Interest Rate Jan 2025 3.17% 9.69%
Sweden Maastricht Criterion Interest Rate Jan 2025 2.32% 10.48%
Turkey 10-Year Government Bond Interest Rate Jan 2025 27.55% -7.78%
Last Updated: Feb 4 2025, 10:03 EST Next Release: Mar 5 2025, 10:00 EST

The European Short Term Interest Rates report contains data on the interest rates of short term governent bonds including overnight, 1-, 3-, 6-, and 12-month bonds.

Major European Short Term Interest Rates Indicators

Indicator Period Value % CHG PREV
Bulgaria 1-Month Interest Rate Jun 2018 -0.14% --
Bulgaria 12-Month Interest Rate Jun 2018 0.49% -5.77%
Bulgaria 3-Month Interest Rate Jun 2018 -0.05% --
Bulgaria 6-Month Interest Rate Jun 2018 0.08% -33.33%
Bulgaria Day-to-Day Interest Rate Dec 2024 2.95% -2.96%
Czech Republic 1-Month Interest Rate Dec 2024 4.01% -1.47%
Czech Republic 12-Month Interest Rate Dec 2024 3.69% 0.82%
Czech Republic 3-Month Interest Rate Dec 2024 3.91% -1.01%
Czech Republic 6-Month Interest Rate Dec 2024 3.79% -0.26%
Czech Republic Day-to-Day Interest Rate Dec 2024 4.00% -1.48%
Denmark 1-Month Interest Rate Dec 2024 2.87% -5.93%
Denmark 12-Month Interest Rate Dec 2024 2.64% -4.03%
Denmark 3-Month Interest Rate Dec 2024 2.76% -4.79%
Denmark 6-Month Interest Rate Dec 2024 2.67% -4.44%
Denmark Day-to-Day Interest Rate Dec 2024 2.81% -5.63%
Eurozone 1-Month Interest Rate Dec 2024 2.89% -5.88%
Eurozone 12-Month Interest Rate Dec 2024 2.44% -2.69%
Eurozone 3-Month Interest Rate Dec 2024 2.82% -6.34%
Eurozone 6-Month Interest Rate Dec 2024 2.63% -5.64%
Eurozone Day-to-Day Interest Rate Dec 2021 -0.49% --
Hungary 1-Month Interest Rate Dec 2024 6.48% -0.31%
Hungary 12-Month Interest Rate Dec 2024 6.67% 0.00%
Hungary 3-Month Interest Rate Dec 2024 6.49% -1.67%
Hungary 6-Month Interest Rate Nov 2024 6.50% --
Hungary Day-to-Day Interest Rate Dec 2024 6.48% 0.47%
Latvia 12-Month Interest Rate Dec 2013 0.64% -1.54%
Lithuania 1-Month Interest Rate Dec 2014 0.12% 0.00%
Lithuania 12-Month Interest Rate Dec 2014 0.42% 0.00%
Lithuania 6-Month Interest Rate Dec 2014 0.27% 0.00%
Poland 1-Month Interest Rate Dec 2024 5.83% 0.17%
Poland 12-Month Interest Rate Dec 2024 5.60% -1.06%
Poland 3-Month Interest Rate Dec 2024 5.85% 0.00%
Poland 6-Month Interest Rate Dec 2024 5.79% -0.52%
Poland Day-to-Day Interest Rate Dec 2024 5.61% -1.58%
Romania 1-Month Interest Rate Dec 2024 5.65% 3.29%
Romania 12-Month Interest Rate Dec 2024 5.85% 5.22%
Romania 3-Month Interest Rate Dec 2024 5.76% 4.73%
Romania 6-Month Interest Rate Dec 2024 5.80% 5.07%
Romania Day-to-Day Interest Rate Dec 2024 5.51% 0.73%
Sweden 1-Month Interest Rate Dec 2024 2.69% -5.79%
Sweden 12-Month Interest Rate Mar 2013 1.59% 2.58%
Sweden 3-Month Interest Rate Dec 2024 2.55% -4.65%
Sweden 6-Month Interest Rate Dec 2024 2.48% -1.96%
Sweden Day-to-Day Interest Rate Dec 2024 2.75% -6.37%
United Kingdom 1-Month Interest Rate Mar 2023 4.12% 3.95%
United Kingdom 12-Month Interest Rate Dec 2021 0.71% 5.22%
United Kingdom 3-Month Interest Rate Mar 2024 5.32% -0.14%
United Kingdom 6-Month Interest Rate Mar 2023 4.64% 2.04%
United Kingdom Day-to-Day Interest Rate Dec 2021 0.10% 153.4%
Last Updated: Jan 29 2025, 14:06 EST Next Release: Mar 19 2025, 14:00 EDT

The FOMC holds eight regularly scheduled meetings per year. At these meetings, the Committee reviews economic and financial conditions, determines the appropriate stance of monetary policy, and assesses the risks to its long-run goals of price stability and sustainable economic growth. In conjunction with the Federal Open Market Committee (FOMC) meeting, meeting participants submit their projections of the most likely outcomes for real gross domestic product (GDP) growth, the unemployment rate, and inflation. Each participant’s projections are based on information available at the time of the meeting, together with her or his assessment of appropriate monetary policy—including a path for the federal funds rate and its longer-run value—and assumptions about other factors likely to affect economic outcomes.

Major Federal Open Market Committee Meeting Indicators

Last Updated: Feb 21 2025, 17:00 EST Next Release: Feb 24 2025, 16:15 EST

The H.15 release contains daily interest rates for selected U.S. government and Federal Reserve series.

Major H.15 Selected Interest Rates Indicators

Indicator Period Value % CHG PREV
1 Month AA Financial Commercial Paper Rate Feb 19 2025 4.30% -0.92%
1 Month AA Nonfinancial Commercial Paper Rate Feb 20 2025 4.32% 0.00%
1 Month Treasury Rate Feb 20 2025 4.37% -0.23%
1 Year Treasury Rate Feb 20 2025 4.20% -0.47%
10 Year Treasury Inflation-Indexed Security Rate Feb 20 2025 2.05% -1.44%
10 Year Treasury Rate Feb 20 2025 4.50% -0.66%
2 Month AA Financial Commercial Paper Rate Feb 04 2025 4.34% -1.14%
2 Month AA Nonfinancial Commercial Paper Rate Feb 20 2025 4.31% 0.23%
2 Year Treasury Rate Feb 20 2025 4.28% 0.00%
20 Year Treasury Inflation-Indexed Security Rate Feb 20 2025 2.28% -1.30%
20 Year Treasury Rate Feb 20 2025 4.77% -0.42%
3 Month AA Financial Commercial Paper Rate Feb 20 2025 4.33% 0.46%
3 Month AA Nonfinancial Commercial Paper Rate Feb 20 2025 4.29% 0.23%
3 Month Treasury Bill Rate Feb 20 2025 4.21% -0.24%
3 Month Treasury Rate Feb 20 2025 4.33% -0.23%
30 Year Treasury Inflation-Indexed Security Rate Feb 20 2025 2.39% -0.42%
30 Year Treasury Rate Feb 20 2025 4.74% -0.42%
4 Week Treasury Bill Rate Feb 20 2025 4.25% -0.23%
5 Year Treasury Inflation-Indexed Security Rate Feb 20 2025 1.68% -1.75%
5 Year Treasury Rate Feb 20 2025 4.34% -0.69%
6 Month Treasury Bill Rate Feb 20 2025 4.21% -0.24%
6 Month Treasury Rate Feb 20 2025 4.33% -0.23%
7 Year Treasury Inflation-Indexed Security Rate Feb 20 2025 1.88% -1.57%
7 Year Treasury Rate Feb 20 2025 4.43% -0.67%
Bank Prime Loan Rate Feb 19 2025 7.50% 0.00%
Discount Window Primary Credit Rate Feb 20 2025 4.50% 0.00%
Last Updated: Feb 21 2025, 17:02 EST Next Release: Feb 24 2025, 16:00 EST

Major Interest Rate Spreads Indicators

Indicator Period Value % CHG PREV
20-Year Breakeven Inflation Rate Jan 2025 2.50% 3.31%
3-Month Commercial Paper Minus Federal Funds Rate Feb 20 2025 0.00% --
30-Year Breakeven Inflation Rate Jan 2025 2.35% 3.52%
5-Year, 5-Year Forward Inflation Expectation Rate Feb 21 2025 2.23% -0.45%
7-Year Breakeven Inflation Rate Jan 2025 2.43% 4.29%
Last Updated: Feb 20 2025, 19:34 EST Next Release: Feb 24 2025, 18:30 EST

This report from the Japan Ministry of Finance contains key interest rates for government bonds with maturities ranging from 1 to 40 years.

Major Japan Government Bonds Interest Rates Indicators

Indicator Period Value % CHG PREV
Japan 1 Year Government Bond Interest Rate Feb 20 2025 0.61% 2.36%
Japan 10 Year Government Bond Interest Rate Feb 20 2025 1.44% 0.63%
Japan 2 Year Government Bond Interest Rate Feb 20 2025 0.82% 0.12%
Japan 30 Year Government Bond Interest Rate Feb 20 2025 2.32% -0.21%
Japan 5 Year Government Bond Interest Rate Feb 20 2025 1.09% 0.37%
Last Updated: Feb 20 2025, 08:33 EST Next Release: Mar 19 2025, 21:30 EDT

The Loan Market Quote Rate (LPR) plays an important benchmark role in the corresponding financial market, providing a basis for observing market operation and guiding financial product pricing.

Major Loan Market Quoted Rate Indicators

Indicator Period Value % CHG PREV
China Above 5-Year Loan Prime Rate Feb 2025 3.60% 0.00%
China Loan Prime Rate Feb 2025 3.10% 0.00%
Last Updated: Feb 20 2025, 11:02 EST Next Release: Mar 20 2025, 11:00 EDT

Major National Rates and Rate Caps Indicators

Indicator Period Value % CHG PREV
US 1-Month CD Rate Jan 2025 0.23% 0.00%
US 1-Year CD Rate Jan 2025 1.82% -0.55%
US 2-Year CD Rate Jan 2025 1.45% -4.61%
US 3-Month CD Rate Jan 2025 1.47% -2.00%
US 3-Year CD Rate Jan 2025 1.32% -0.75%
US 4-Year CD Rate Jan 2025 1.24% 0.00%
US 5-Year CD Rate Jan 2025 1.32% -0.37%
US 6-Month CD Rate Jan 2025 1.64% -0.61%
US Interest Checking Account Rate Jan 2025 0.07% 0.00%
US Interest Checking Account Rate Cap Jan 2025 5.08% -4.69%
US Money Market Treasury Yield Jan 2025 4.33% -5.46%
US Savings Account Rate Jan 2025 0.41% -2.38%
US Savings Account Rate Cap Jan 2025 5.08% -4.69%
Last Updated: Feb 1 2025, 06:02 EST Next Release: --

Long-term interest rates refer to government bonds maturing in ten years. Rates are mainly determined by the price charged by the lender, the risk from the borrower and the fall in the capital value. Long-term interest rates are generally averages of daily rates, measured as a percentage. These interest rates are implied by the prices at which the government bonds are traded on financial markets, not the interest rates at which the loans were issued. In all cases, they refer to bonds whose capital repayment is guaranteed by governments. Long-term interest rates are one of the determinants of business investment. Low long-term interest rates encourage investment in new equipment and high interest rates discourage it. Investment is, in turn, a major source of economic growth.

Major OECD Long-Term Interest Rates Indicators

Indicator Period Value % CHG PREV
Canada Long-Term Interest Rates Dec 2024 3.16% -3.57%
China Long-Term Interest Rates Nov 2024 2.02% -6.05%
France Long-Term Interest Rates Dec 2024 3.01% -2.59%
Germany Long-Term Interest Rates Dec 2024 2.18% -5.50%
India Long-Term Interest Rates Dec 2024 6.78% -0.59%
Italy Long-Term Interest Rates Dec 2024 3.32% -6.95%
Japan Long-Term Interest Rates Dec 2024 1.09% 3.81%
Last Updated: Feb 20 2025, 11:56 EST Next Release: --

The primary objective of the Central Bank of the Philippines monetary policy is to promote a low and stable inflation conducive to a balanced and sustainable economic growth.

Major Philippines Central Bank Monetary Policy Meeting Indicators

Indicator Period Value % CHG PREV
Overnight Deposit Facility Rate Feb 2025 5.25% 0.00%
Overnight Lending Facility Rate Feb 2025 6.25% 0.00%
Target Reverse Repurchase Rate Feb 2025 5.75% 0.00%
Last Updated: Feb 21 2025, 17:29 EST Next Release: Feb 27 2025, 12:00 EST

Freddie Mac's Primary Mortgage Market Survey® (PMMS®) surveys lenders each week on the rates and points for their most popular 30-year fixed-rate, 15-year fixed-rate, 5/1 hybrid amortizing adjustable-rate, and 1-year amortizing adjustable-rate mortgage products. The survey is based on first-lien prime conventional conforming mortgages with a loan-to-value of 80 percent. In addition, the adjustable-rate mortgage (ARM) products are indexed to U.S. Treasury yields and lenders are asked for both the initial coupon rate and points as well as the margin on the ARM products.

Major Primary Mortgage Market Survey Indicators

Indicator Period Value % CHG PREV
15 Year Mortgage Rate Wk of Feb 20 2025 6.04% -0.82%
30 Year Mortgage Rate Wk of Feb 20 2025 6.85% -0.29%
Last Updated: Feb 21 2025, 08:01 EST Next Release: Feb 24 2025, 08:00 EST

The Secured Overnight Financing Rate is a broad measure of the cost of borrowing cash overnight collateralized by Treasury securities

Major Secured Overnight Financing Rate Data Indicators

Indicator Period Value % CHG PREV
Secured Overnight Financing Rate Feb 20 2025 4.33% -0.46%
Secured Overnight Financing Rate Volume Feb 20 2025 2.403T USD 0.38%
Secured Overnight Financing Rate: 1st Percentile Feb 20 2025 4.28% -0.23%
Secured Overnight Financing Rate: 25th Percentile Feb 20 2025 4.31% -0.46%
Secured Overnight Financing Rate: 75th Percentile Feb 20 2025 4.39% -0.45%
Secured Overnight Financing Rate: 99th Percentile Feb 20 2025 4.42% -0.90%
Last Updated: Feb 24 2025, 04:02 EST Next Release: Feb 25 2025, 04:00 EST

The Spain Interest Rates Report contains interest rates from the Bank of Spain. These rates include Treasury Bills and medium- and long-term government bonds.

Major Spain Interest Rates Indicators

Indicator Period Value % CHG PREV
Spain 10 Year Government Bond Yield Feb 21 2025 3.21% 0.97%
Spain 6-12 Month Treasury Bill Yield Feb 21 2025 2.29% -0.87%
Last Updated: Feb 24 2025, 04:31 EST Next Release: Feb 25 2025, 04:00 EST

SONIA (Sterling Overnight Index Average) is an important interest rate benchmark. SONIA is based on actual transactions and reflects the average of the interest rates that banks pay to borrow sterling overnight from other financial institutions and other institutional investors.

Major Sterling Overnight Index Average (SONIA) Indicators

Indicator Period Value % CHG PREV
Sterling Overnight Index Average (SONIA) Feb 20 2025 4.45% 0.00%
Last Updated: Dec 2 2024, 08:01 EST Next Release: Mar 3 2025, 10:00 EST

Natural Rate of Interest data is used to extract trends in US economic growth.

Major US Natural Rate of Interest Indicators

Indicator Period Value % CHG PREV
US Natural Rate of Interest Q3 2024 1.26% -6.38%
US Natural Rate of Interest Output Gap Q3 2024 1.31% -32.44%
US Natural Rate of Interest Trend Growth Q3 2024 2.48% 1.59%
Last Updated: Feb 20 2025, 12:04 EST Next Release: Feb 24 2025, 12:00 EST

The Bank of England produces two types of estimated yield curves: A set based on yields on UK government bonds (also known as gilts), and a set based on sterling overnight index swap (OIS) rates. The set based on OIS rates are instruments that settle on overnight unsecured interest rates (the SONIA rate in the UK). Both curves are for nominal rates only.

Major Yield Curves Indicators

Indicator Period Value % CHG PREV
UK Gilt 10 Year Yield Feb 20 2025 4.62% 0.10%
UK Gilt 2 Year Yield Feb 20 2025 4.06% 0.04%
UK OIS 10 Year Yield Feb 20 2025 4.09% 0.31%
UK OIS 2 Year Yield Feb 20 2025 4.06% -0.12%

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