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Basic Info

The 15 Year Mortgage Rate is the fixed interest rate that US home-buyers would pay if they were to take out a loan lasting 15 years. There are many different kinds of mortgages that homeowners can decide on which will have varying interest rates and monthly payments. Historically, the 15-year mortgage rate reached upwards of 8.89% in 1994 and has made historic lows in 2020.

15 Year Mortgage Rate is at 2.16%, compared to 2.17% last week and 3.16% last year. This is lower than the long term average of 5.31%.

Stats

Last Value 2.16%
Latest Period Jan 07 2021
Last Updated Jan 14 2021, 10:00 EST
Next Release Jan 21 2021, 10:00 EST
Long Term Average 5.31%
Average Growth Rate -3.92%
Value from 1 Year Ago 3.16%
Change from 1 Year Ago -31.65%
Frequency Weekly
Unit Percent
Adjustment N/A
Notes Average U.S. 15 year mortgage rate.

Historical Data

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Date Value
January 07, 2021 2.16%
December 31, 2020 2.17%
December 24, 2020 2.19%
December 17, 2020 2.21%
December 10, 2020 2.26%
December 03, 2020 2.26%
November 25, 2020 2.28%
November 19, 2020 2.28%
November 12, 2020 2.34%
November 05, 2020 2.32%
October 29, 2020 2.32%
October 22, 2020 2.33%
October 15, 2020 2.35%
October 08, 2020 2.37%
October 01, 2020 2.36%
September 24, 2020 2.40%
September 17, 2020 2.35%
September 10, 2020 2.37%
September 03, 2020 2.42%
August 27, 2020 2.46%
August 20, 2020 2.54%
August 13, 2020 2.46%
August 06, 2020 2.44%
July 30, 2020 2.51%
July 23, 2020 2.54%
Date Value
July 16, 2020 2.48%
July 09, 2020 2.51%
July 02, 2020 2.56%
June 25, 2020 2.59%
June 18, 2020 2.58%
June 11, 2020 2.62%
June 04, 2020 2.62%
May 28, 2020 2.62%
May 21, 2020 2.70%
May 14, 2020 2.72%
May 07, 2020 2.73%
April 30, 2020 2.77%
April 23, 2020 2.86%
April 16, 2020 2.80%
April 09, 2020 2.77%
April 02, 2020 2.82%
March 26, 2020 2.92%
March 19, 2020 3.06%
March 12, 2020 2.77%
March 05, 2020 2.79%
February 27, 2020 2.95%
February 20, 2020 2.99%
February 13, 2020 2.97%
February 06, 2020 2.97%
January 30, 2020 3.00%

Basic Info

The 15 Year Mortgage Rate is the fixed interest rate that US home-buyers would pay if they were to take out a loan lasting 15 years. There are many different kinds of mortgages that homeowners can decide on which will have varying interest rates and monthly payments. Historically, the 15-year mortgage rate reached upwards of 8.89% in 1994 and has made historic lows in 2020.

15 Year Mortgage Rate is at 2.16%, compared to 2.17% last week and 3.16% last year. This is lower than the long term average of 5.31%.

Stats

Last Value 2.16%
Latest Period Jan 07 2021
Last Updated Jan 14 2021, 10:00 EST
Next Release Jan 21 2021, 10:00 EST
Long Term Average 5.31%
Average Growth Rate -3.92%
Value from 1 Year Ago 3.16%
Change from 1 Year Ago -31.65%
Frequency Weekly
Unit Percent
Adjustment N/A
Notes Average U.S. 15 year mortgage rate.