15 Year Mortgage Rate (I:US15YMR)
Level Chart
Basic Info
|
15 Year Mortgage Rate is at 5.44%, compared to 5.51% last week and 6.10% last year. This is higher than the long term average of 5.26%. |
|
The 15 Year Mortgage Rate is the fixed interest rate that US home-buyers would pay if they were to take out a loan lasting 15 years. There are many different kinds of mortgages that homeowners can decide on which will have varying interest rates and monthly payments. |
| Report | Primary Mortgage Market Survey |
| Category | Interest Rates |
| Region | United States |
| Source | Freddie Mac |
Stats
| Last Value | 5.44% |
| Latest Period | Dec 04 2025 |
| Last Updated | Dec 4 2025, 12:02 EST |
| Next Release | Dec 11 2025, 12:00 EST |
| Long Term Average | 5.26% |
| Average Growth Rate | -0.39% |
| Value from Last Week | 5.51% |
| Change from Last Week | -1.27% |
| Value from 1 Year Ago | 6.10% |
| Change from 1 Year Ago | -10.82% |
| Frequency | Weekly |
| Unit | Percent |
| Adjustment | N/A |
| Notes | Average U.S. 15 year mortgage rate. |
Historical Data
| Date | Value |
|---|---|
| December 04, 2025 | 5.44% |
| November 26, 2025 | 5.51% |
| November 20, 2025 | 5.54% |
| November 13, 2025 | 5.49% |
| November 06, 2025 | 5.50% |
| October 30, 2025 | 5.41% |
| October 23, 2025 | 5.44% |
| October 16, 2025 | 5.52% |
| October 09, 2025 | 5.53% |
| October 02, 2025 | 5.55% |
| September 25, 2025 | 5.49% |
| September 18, 2025 | 5.41% |
| September 11, 2025 | 5.50% |
| September 04, 2025 | 5.60% |
| August 28, 2025 | 5.69% |
| August 21, 2025 | 5.69% |
| August 14, 2025 | 5.71% |
| August 07, 2025 | 5.75% |
| July 31, 2025 | 5.85% |
| July 24, 2025 | 5.87% |
| July 17, 2025 | 5.92% |
| July 10, 2025 | 5.86% |
| July 03, 2025 | 5.80% |
| June 26, 2025 | 5.89% |
| June 18, 2025 | 5.96% |
| Date | Value |
|---|---|
| June 12, 2025 | 5.97% |
| June 05, 2025 | 5.99% |
| May 29, 2025 | 6.03% |
| May 22, 2025 | 6.01% |
| May 15, 2025 | 5.92% |
| May 08, 2025 | 5.89% |
| May 01, 2025 | 5.92% |
| April 24, 2025 | 5.94% |
| April 17, 2025 | 6.03% |
| April 10, 2025 | 5.82% |
| April 03, 2025 | 5.82% |
| March 27, 2025 | 5.89% |
| March 20, 2025 | 5.83% |
| March 13, 2025 | 5.80% |
| March 06, 2025 | 5.79% |
| February 27, 2025 | 5.94% |
| February 20, 2025 | 6.04% |
| February 13, 2025 | 6.09% |
| February 06, 2025 | 6.05% |
| January 30, 2025 | 6.12% |
| January 23, 2025 | 6.16% |
| January 16, 2025 | 6.27% |
| January 09, 2025 | 6.14% |
| January 02, 2025 | 6.13% |
| December 26, 2024 | 6.00% |
News
Basic Info
|
15 Year Mortgage Rate is at 5.44%, compared to 5.51% last week and 6.10% last year. This is higher than the long term average of 5.26%. |
|
The 15 Year Mortgage Rate is the fixed interest rate that US home-buyers would pay if they were to take out a loan lasting 15 years. There are many different kinds of mortgages that homeowners can decide on which will have varying interest rates and monthly payments. |
| Report | Primary Mortgage Market Survey |
| Category | Interest Rates |
| Region | United States |
| Source | Freddie Mac |
Stats
| Last Value | 5.44% |
| Latest Period | Dec 04 2025 |
| Last Updated | Dec 4 2025, 12:02 EST |
| Next Release | Dec 11 2025, 12:00 EST |
| Long Term Average | 5.26% |
| Average Growth Rate | -0.39% |
| Value from Last Week | 5.51% |
| Change from Last Week | -1.27% |
| Value from 1 Year Ago | 6.10% |
| Change from 1 Year Ago | -10.82% |
| Frequency | Weekly |
| Unit | Percent |
| Adjustment | N/A |
| Notes | Average U.S. 15 year mortgage rate. |
Related Indicators
| US Housing |
| 30 Year Mortgage Rate | 6.19% |
| US Building Permits MoM | -2.35% |
| US Existing Home Sales MoM | 1.23% |
| US Home Ownership Rate | 65.00% |
| US Home Vacancy Rate | 1.10% |
| US Housing Starts MoM | -8.54% |
| US New Single Family Houses Sold | 800.00K |
| US New Single Family Houses Sold MoM | 20.48% |
| US Pending Home Sales MoM | 1.87% |
| US Pending Home Sales YoY | -0.39% |
| US Rental Vacancy Rate | 7.00% |