Level Chart

Level Chart

Basic Info

15 Year Mortgage Rate is at 6.60%, compared to 6.42% last week and 5.49% last year. This is higher than the long term average of 5.27%.

The 15 Year Mortgage Rate is the fixed interest rate that US home-buyers would pay if they were to take out a loan lasting 15 years. There are many different kinds of mortgages that homeowners can decide on which will have varying interest rates and monthly payments.

Stats

Last Value 6.60%
Latest Period Oct 01 2026
Last Updated Oct 1 2026, 12:14 EDT
Next Release Oct 8 2026, 12:00 EDT
Long Term Average 5.27%
Average Growth Rate 0.18%
Value from Last Week 6.42%
Change from Last Week 2.80%
Value from 1 Year Ago 5.49%
Change from 1 Year Ago 20.22%
Frequency Weekly
Unit Percent
Adjustment N/A
Notes Average U.S. 15 year mortgage rate.

Historical Data

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Date Value
October 01, 2026 6.60%
September 24, 2026 6.42%
September 17, 2026 6.26%
September 10, 2026 6.09%
September 03, 2026 6.04%
August 27, 2026 5.98%
August 20, 2026 5.95%
August 13, 2026 5.96%
August 06, 2026 6.01%
July 30, 2026 6.04%
July 23, 2026 5.96%
July 16, 2026 5.93%
July 09, 2026 5.82%
July 02, 2026 5.79%
June 25, 2026 5.84%
June 18, 2026 5.81%
June 11, 2026 5.84%
June 04, 2026 5.79%
May 28, 2026 5.87%
May 21, 2026 5.85%
May 14, 2026 5.71%
May 07, 2026 5.72%
April 30, 2026 5.64%
April 23, 2026 5.58%
April 16, 2026 5.65%
Date Value
April 09, 2026 5.74%
April 02, 2026 5.77%
March 26, 2026 5.75%
March 19, 2026 5.54%
March 12, 2026 5.50%
March 05, 2026 5.43%
February 26, 2026 5.44%
February 19, 2026 5.35%
February 12, 2026 5.44%
February 05, 2026 5.50%
January 29, 2026 5.49%
January 22, 2026 5.44%
January 15, 2026 5.38%
January 08, 2026 5.46%
December 31, 2025 5.44%
December 24, 2025 5.50%
December 18, 2025 5.47%
December 11, 2025 5.54%
December 04, 2025 5.44%
November 26, 2025 5.51%
November 20, 2025 5.54%
November 13, 2025 5.49%
November 06, 2025 5.50%
October 30, 2025 5.41%
October 23, 2025 5.44%

Basic Info

15 Year Mortgage Rate is at 6.60%, compared to 6.42% last week and 5.49% last year. This is higher than the long term average of 5.27%.

The 15 Year Mortgage Rate is the fixed interest rate that US home-buyers would pay if they were to take out a loan lasting 15 years. There are many different kinds of mortgages that homeowners can decide on which will have varying interest rates and monthly payments.

Stats

Last Value 6.60%
Latest Period Oct 01 2026
Last Updated Oct 1 2026, 12:14 EDT
Next Release Oct 8 2026, 12:00 EDT
Long Term Average 5.27%
Average Growth Rate 0.18%
Value from Last Week 6.42%
Change from Last Week 2.80%
Value from 1 Year Ago 5.49%
Change from 1 Year Ago 20.22%
Frequency Weekly
Unit Percent
Adjustment N/A
Notes Average U.S. 15 year mortgage rate.