US 3-Month CD Rate (I:US3MCDR)
1.44% for Dec 2025
Level Chart
Basic Info
|
US 3-Month CD Rate is at 1.44%, compared to 1.51% last month and 1.50% last year. This is higher than the long term average of 0.22%. |
| Report | National Rates and Rate Caps |
| Category | Interest Rates |
| Region | United States |
| Source | Federal Deposit Insurance Corporation |
Stats
| Last Value | 1.44% |
| Latest Period | Dec 2025 |
| Last Updated | Dec 15 2025, 15:06 EST |
| Next Release | Jan 20 2026, 11:00 EST |
| Long Term Average | 0.22% |
| Average Growth Rate | 3.21% |
| Value from Last Month | 1.51% |
| Change from Last Month | -4.64% |
| Value from 1 Year Ago | 1.50% |
| Change from 1 Year Ago | -4.00% |
| Frequency | Monthly |
| Unit | Percent |
| Adjustment | N/A |
| Notes | For deposits less than $100,000. The National Rate is calculated by the FDIC as a simple average of rates paid by all insured depository institutions and branches for which data are available. |
Historical Data
| Date | Value |
|---|---|
| December 31, 2025 | 1.44% |
| November 30, 2025 | 1.51% |
| October 31, 2025 | 1.52% |
| September 30, 2025 | 1.55% |
| August 31, 2025 | 1.54% |
| July 31, 2025 | 1.39% |
| June 30, 2025 | 1.41% |
| May 31, 2025 | 1.41% |
| April 30, 2025 | 1.42% |
| March 31, 2025 | 1.43% |
| February 28, 2025 | 1.45% |
| January 31, 2025 | 1.47% |
| December 31, 2024 | 1.50% |
| November 30, 2024 | 1.52% |
| October 31, 2024 | 1.54% |
| September 30, 2024 | 1.55% |
| August 31, 2024 | 1.53% |
| July 31, 2024 | 1.53% |
| June 30, 2024 | 1.53% |
| May 31, 2024 | 1.53% |
| April 30, 2024 | 1.65% |
| March 31, 2024 | 1.66% |
| February 29, 2024 | 1.69% |
| January 31, 2024 | 1.67% |
| December 31, 2023 | 1.64% |
| Date | Value |
|---|---|
| November 30, 2023 | 1.62% |
| October 31, 2023 | 1.42% |
| September 30, 2023 | 1.37% |
| August 31, 2023 | 1.33% |
| July 31, 2023 | 1.11% |
| June 30, 2023 | 1.07% |
| May 31, 2023 | 0.62% |
| April 30, 2023 | 0.78% |
| March 31, 2023 | 0.67% |
| February 28, 2023 | 0.61% |
| January 31, 2023 | 0.57% |
| December 31, 2022 | 0.45% |
| November 30, 2022 | 0.32% |
| October 31, 2022 | 0.19% |
| September 30, 2022 | 0.15% |
| August 31, 2022 | 0.12% |
| July 31, 2022 | 0.10% |
| June 30, 2022 | 0.06% |
| May 31, 2022 | 0.06% |
| April 30, 2022 | 0.06% |
| March 31, 2022 | 0.06% |
| February 28, 2022 | 0.06% |
| January 31, 2022 | 0.06% |
| December 31, 2021 | 0.05% |
| November 30, 2021 | 0.06% |
News
Headline
Time (ET)
12/30 04:53
12/17 08:53
12/10 15:14
12/09 10:14
Basic Info
|
US 3-Month CD Rate is at 1.44%, compared to 1.51% last month and 1.50% last year. This is higher than the long term average of 0.22%. |
| Report | National Rates and Rate Caps |
| Category | Interest Rates |
| Region | United States |
| Source | Federal Deposit Insurance Corporation |
Stats
| Last Value | 1.44% |
| Latest Period | Dec 2025 |
| Last Updated | Dec 15 2025, 15:06 EST |
| Next Release | Jan 20 2026, 11:00 EST |
| Long Term Average | 0.22% |
| Average Growth Rate | 3.21% |
| Value from Last Month | 1.51% |
| Change from Last Month | -4.64% |
| Value from 1 Year Ago | 1.50% |
| Change from 1 Year Ago | -4.00% |
| Frequency | Monthly |
| Unit | Percent |
| Adjustment | N/A |
| Notes | For deposits less than $100,000. The National Rate is calculated by the FDIC as a simple average of rates paid by all insured depository institutions and branches for which data are available. |