Level Chart

Select area to zoom
Created with Highcharts 11.1.0Oct '24Jan '25Apr '250.08%0.07%

Basic Info

US Interest Checking Account Rate is at 0.07%, compared to 0.07% last month and 0.08% last year. This is higher than the long term average of 0.06%.

Stats

Last Value 0.07%
Latest Period Jun 2025
Last Updated Jun 16 2025, 14:18 EDT
Next Release Jul 21 2025, 11:00 EDT
Long Term Average 0.06%
Average Growth Rate -0.15%
Value from Last Month 0.07%
Change from Last Month 0.00%
Value from 1 Year Ago 0.08%
Change from 1 Year Ago -12.50%
Frequency Monthly
Unit Percent
Adjustment N/A
Notes For deposits less than $100,000. The National Rate is calculated by the FDIC as a simple average of rates paid by all insured depository institutions and branches for which data are available.

Historical Data

View and export this data back to 2009. Upgrade now.
Date Value
June 30, 2025 0.07%
May 31, 2025 0.07%
April 30, 2025 0.07%
March 31, 2025 0.07%
February 28, 2025 0.07%
January 31, 2025 0.07%
December 31, 2024 0.07%
November 30, 2024 0.08%
October 31, 2024 0.07%
September 30, 2024 0.08%
August 31, 2024 0.08%
July 31, 2024 0.08%
June 30, 2024 0.08%
May 31, 2024 0.08%
April 30, 2024 0.08%
March 31, 2024 0.07%
February 29, 2024 0.07%
January 31, 2024 0.07%
December 31, 2023 0.07%
November 30, 2023 0.07%
October 31, 2023 0.07%
September 30, 2023 0.07%
August 31, 2023 0.07%
July 31, 2023 0.07%
June 30, 2023 0.07%
Date Value
May 31, 2023 0.07%
April 30, 2023 0.06%
March 31, 2023 0.06%
February 28, 2023 0.06%
January 31, 2023 0.06%
December 31, 2022 0.05%
November 30, 2022 0.04%
October 31, 2022 0.04%
September 30, 2022 0.04%
August 31, 2022 0.03%
July 31, 2022 0.03%
June 30, 2022 0.03%
May 31, 2022 0.03%
April 30, 2022 0.03%
March 31, 2022 0.03%
February 28, 2022 0.03%
January 31, 2022 0.03%
December 31, 2021 0.03%
November 30, 2021 0.03%
October 31, 2021 0.03%
September 30, 2021 0.03%
August 31, 2021 0.03%
July 31, 2021 0.03%
June 30, 2021 0.03%
May 31, 2021 0.03%

Basic Info

US Interest Checking Account Rate is at 0.07%, compared to 0.07% last month and 0.08% last year. This is higher than the long term average of 0.06%.

Stats

Last Value 0.07%
Latest Period Jun 2025
Last Updated Jun 16 2025, 14:18 EDT
Next Release Jul 21 2025, 11:00 EDT
Long Term Average 0.06%
Average Growth Rate -0.15%
Value from Last Month 0.07%
Change from Last Month 0.00%
Value from 1 Year Ago 0.08%
Change from 1 Year Ago -12.50%
Frequency Monthly
Unit Percent
Adjustment N/A
Notes For deposits less than $100,000. The National Rate is calculated by the FDIC as a simple average of rates paid by all insured depository institutions and branches for which data are available.
Quickflows