US 6-Month CD Rate (I:US6MCDR)
1.44% for Apr 2026
Level Chart
Basic Info
|
US 6-Month CD Rate is at 1.44%, compared to 1.47% last month and 1.60% last year. This is higher than the long term average of 0.32%. |
| Report | National Rates and Rate Caps |
| Category | Interest Rates |
| Region | United States |
| Source | Federal Deposit Insurance Corporation |
Stats
| Last Value | 1.44% |
| Latest Period | Apr 2026 |
| Last Updated | Apr 20 2026, 14:05 EDT |
| Next Release | May 18 2026, 11:00 EDT |
| Long Term Average | 0.32% |
| Average Growth Rate | 1.76% |
| Value from Last Month | 1.47% |
| Change from Last Month | -2.04% |
| Value from 1 Year Ago | 1.60% |
| Change from 1 Year Ago | -10.00% |
| Frequency | Monthly |
| Unit | Percent |
| Adjustment | N/A |
| Notes | For deposits less than $100,000. The National Rate is calculated by the FDIC as a simple average of rates paid by all insured depository institutions and branches for which data are available. |
Historical Data
| Date | Value |
|---|---|
| April 30, 2026 | 1.44% |
| March 31, 2026 | 1.47% |
| February 28, 2026 | 1.48% |
| January 31, 2026 | 1.57% |
| December 31, 2025 | 1.58% |
| November 30, 2025 | 1.49% |
| October 31, 2025 | 1.46% |
| September 30, 2025 | 1.60% |
| August 31, 2025 | 1.51% |
| July 31, 2025 | 1.52% |
| June 30, 2025 | 1.57% |
| May 31, 2025 | 1.58% |
| April 30, 2025 | 1.60% |
| March 31, 2025 | 1.61% |
| February 28, 2025 | 1.63% |
| January 31, 2025 | 1.64% |
| December 31, 2024 | 1.65% |
| November 30, 2024 | 1.68% |
| October 31, 2024 | 1.75% |
| September 30, 2024 | 1.81% |
| August 31, 2024 | 1.82% |
| July 31, 2024 | 1.81% |
| June 30, 2024 | 1.81% |
| May 31, 2024 | 1.79% |
| April 30, 2024 | 1.57% |
| Date | Value |
|---|---|
| March 31, 2024 | 1.52% |
| February 29, 2024 | 1.53% |
| January 31, 2024 | 1.51% |
| December 31, 2023 | 1.49% |
| November 30, 2023 | 1.43% |
| October 31, 2023 | 1.39% |
| September 30, 2023 | 1.36% |
| August 31, 2023 | 1.34% |
| July 31, 2023 | 1.30% |
| June 30, 2023 | 1.26% |
| May 31, 2023 | 1.19% |
| April 30, 2023 | 1.03% |
| March 31, 2023 | 0.97% |
| February 28, 2023 | 0.89% |
| January 31, 2023 | 0.81% |
| December 31, 2022 | 0.65% |
| November 30, 2022 | 0.52% |
| October 31, 2022 | 0.42% |
| September 30, 2022 | 0.34% |
| August 31, 2022 | 0.27% |
| July 31, 2022 | 0.22% |
| June 30, 2022 | 0.12% |
| May 31, 2022 | 0.10% |
| April 30, 2022 | 0.09% |
| March 31, 2022 | 0.09% |
News
Headline
Time (ET)
04/24 16:58
04/16 08:38
Basic Info
|
US 6-Month CD Rate is at 1.44%, compared to 1.47% last month and 1.60% last year. This is higher than the long term average of 0.32%. |
| Report | National Rates and Rate Caps |
| Category | Interest Rates |
| Region | United States |
| Source | Federal Deposit Insurance Corporation |
Stats
| Last Value | 1.44% |
| Latest Period | Apr 2026 |
| Last Updated | Apr 20 2026, 14:05 EDT |
| Next Release | May 18 2026, 11:00 EDT |
| Long Term Average | 0.32% |
| Average Growth Rate | 1.76% |
| Value from Last Month | 1.47% |
| Change from Last Month | -2.04% |
| Value from 1 Year Ago | 1.60% |
| Change from 1 Year Ago | -10.00% |
| Frequency | Monthly |
| Unit | Percent |
| Adjustment | N/A |
| Notes | For deposits less than $100,000. The National Rate is calculated by the FDIC as a simple average of rates paid by all insured depository institutions and branches for which data are available. |