US Savings Account Rate Cap (I:USSARC)
4.63% for Oct 2026
Level Chart
Basic Info
|
US Savings Account Rate Cap is at 4.63%, compared to 4.38% last month and 4.84% last year. This is higher than the long term average of 1.17%. |
| Report | National Rates and Rate Caps |
| Category | Interest Rates |
| Region | United States |
| Source | Federal Deposit Insurance Corporation |
Stats
| Last Value | 4.63% |
| Latest Period | Oct 2026 |
| Last Updated | Oct 19 2026, 14:07 EDT |
| Next Release | Nov 16 2026, 11:00 EST |
| Long Term Average | 1.17% |
| Average Growth Rate | 3.68% |
| Value from Last Month | 4.38% |
| Change from Last Month | 5.71% |
| Value from 1 Year Ago | 4.84% |
| Change from 1 Year Ago | -4.34% |
| Frequency | Monthly |
| Unit | Percent |
| Adjustment | N/A |
| Notes | For deposits less than $100,000. The National Rate is calculated by the FDIC as a simple average of rates paid by all insured depository institutions and branches for which data are available. |
Historical Data
| Date | Value |
|---|---|
| October 31, 2026 | 4.63% |
| September 30, 2026 | 4.38% |
| August 31, 2026 | 4.38% |
| July 31, 2026 | 4.38% |
| June 30, 2026 | 4.37% |
| May 31, 2026 | 4.39% |
| April 30, 2026 | 4.39% |
| March 31, 2026 | 4.39% |
| February 28, 2026 | 4.39% |
| January 31, 2026 | 4.39% |
| December 31, 2025 | 4.64% |
| November 30, 2025 | 4.61% |
| October 31, 2025 | 4.84% |
| September 30, 2025 | 5.08% |
| August 31, 2025 | 5.08% |
| July 31, 2025 | 5.08% |
| June 30, 2025 | 5.08% |
| May 31, 2025 | 5.08% |
| April 30, 2025 | 5.08% |
| March 31, 2025 | 5.08% |
| February 28, 2025 | 5.08% |
| January 31, 2025 | 5.08% |
| December 31, 2024 | 5.33% |
| November 30, 2024 | 5.58% |
| October 31, 2024 | 5.58% |
| Date | Value |
|---|---|
| September 30, 2024 | 6.08% |
| August 31, 2024 | 6.08% |
| July 31, 2024 | 6.08% |
| June 30, 2024 | 6.08% |
| May 31, 2024 | 6.08% |
| April 30, 2024 | 6.08% |
| March 31, 2024 | 6.08% |
| February 29, 2024 | 6.08% |
| January 31, 2024 | 6.08% |
| December 31, 2023 | 6.08% |
| November 30, 2023 | 6.08% |
| October 31, 2023 | 6.08% |
| September 30, 2023 | 6.08% |
| August 31, 2023 | 6.08% |
| July 31, 2023 | 5.83% |
| June 30, 2023 | 5.83% |
| May 31, 2023 | 5.58% |
| April 30, 2023 | 5.58% |
| March 31, 2023 | 5.32% |
| February 28, 2023 | 5.08% |
| January 31, 2023 | 5.08% |
| December 31, 2022 | 4.58% |
| November 30, 2022 | 3.83% |
| October 31, 2022 | 3.83% |
| September 30, 2022 | 3.08% |
News
Headline
Time (ET)
10/22 06:00
10/14 12:38
10/07 10:48
10/01 06:00
Basic Info
|
US Savings Account Rate Cap is at 4.63%, compared to 4.38% last month and 4.84% last year. This is higher than the long term average of 1.17%. |
| Report | National Rates and Rate Caps |
| Category | Interest Rates |
| Region | United States |
| Source | Federal Deposit Insurance Corporation |
Stats
| Last Value | 4.63% |
| Latest Period | Oct 2026 |
| Last Updated | Oct 19 2026, 14:07 EDT |
| Next Release | Nov 16 2026, 11:00 EST |
| Long Term Average | 1.17% |
| Average Growth Rate | 3.68% |
| Value from Last Month | 4.38% |
| Change from Last Month | 5.71% |
| Value from 1 Year Ago | 4.84% |
| Change from 1 Year Ago | -4.34% |
| Frequency | Monthly |
| Unit | Percent |
| Adjustment | N/A |
| Notes | For deposits less than $100,000. The National Rate is calculated by the FDIC as a simple average of rates paid by all insured depository institutions and branches for which data are available. |