Primary Mortgage Market Survey

Freddie Mac's Primary Mortgage Market Survey® (PMMS®) surveys lenders each week on the rates and points for their most popular 30-year fixed-rate, 15-year fixed-rate, 5/1 hybrid amortizing adjustable-rate, and 1-year amortizing adjustable-rate mortgage products. The survey is based on first-lien prime conventional conforming mortgages with a loan-to-value of 80 percent. In addition, the adjustable-rate mortgage (ARM) products are indexed to U.S. Treasury yields and lenders are asked for both the initial coupon rate and points as well as the margin on the ARM products.

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30 Year Mortgage Rate

Current (Jan 14 2021) Previous (Jan 07 2021) % Chg Prev % Chg 1Y
2.79% 2.65% 5.28% -23.35%

Major Primary Mortgage Market Survey Indicators

Indicator Period Value % Chg Prev
15 Year Mortgage Rate Wk of Jan 14 2021 2.23% 3.24%
30 Year Mortgage Rate Wk of Jan 14 2021 2.79% 5.28%
5/1 Adjustable Rate Mortgage Rate Wk of Jan 14 2021 3.12% 13.45%
View and sort all 28 Primary Mortgage Market Survey Indicators

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