US 1-Year CD Rate (I:US1YCDR)
1.64% for Nov 2025
Level Chart
Basic Info
|
US 1-Year CD Rate is at 1.64%, compared to 1.68% last month and 1.84% last year. This is higher than the long term average of 0.45%. |
| Report | National Rates and Rate Caps |
| Category | Interest Rates |
| Region | United States |
| Source | Federal Deposit Insurance Corporation |
Stats
| Last Value | 1.64% |
| Latest Period | Nov 2025 |
| Last Updated | Nov 17 2025, 16:01 EST |
| Next Release | Dec 15 2025, 11:00 EST |
| Long Term Average | 0.45% |
| Average Growth Rate | 1.30% |
| Value from Last Month | 1.68% |
| Change from Last Month | -2.38% |
| Value from 1 Year Ago | 1.84% |
| Change from 1 Year Ago | -10.87% |
| Frequency | Monthly |
| Unit | Percent |
| Adjustment | N/A |
| Notes | For deposits less than $100,000. The National Rate is calculated by the FDIC as a simple average of rates paid by all insured depository institutions and branches for which data are available. |
Historical Data
| Date | Value |
|---|---|
| November 30, 2025 | 1.64% |
| October 31, 2025 | 1.68% |
| September 30, 2025 | 1.70% |
| August 31, 2025 | 1.76% |
| July 31, 2025 | 1.63% |
| June 30, 2025 | 1.62% |
| May 31, 2025 | 1.75% |
| April 30, 2025 | 1.77% |
| March 31, 2025 | 1.78% |
| February 28, 2025 | 1.80% |
| January 31, 2025 | 1.82% |
| December 31, 2024 | 1.83% |
| November 30, 2024 | 1.84% |
| October 31, 2024 | 1.81% |
| September 30, 2024 | 1.88% |
| August 31, 2024 | 1.85% |
| July 31, 2024 | 1.85% |
| June 30, 2024 | 1.86% |
| May 31, 2024 | 1.80% |
| April 30, 2024 | 1.81% |
| March 31, 2024 | 1.81% |
| February 29, 2024 | 1.83% |
| January 31, 2024 | 1.86% |
| December 31, 2023 | 1.86% |
| November 30, 2023 | 1.85% |
| Date | Value |
|---|---|
| October 31, 2023 | 1.79% |
| September 30, 2023 | 1.76% |
| August 31, 2023 | 1.76% |
| July 31, 2023 | 1.72% |
| June 30, 2023 | 1.63% |
| May 31, 2023 | 1.59% |
| April 30, 2023 | 1.54% |
| March 31, 2023 | 1.49% |
| February 28, 2023 | 1.36% |
| January 31, 2023 | 1.28% |
| December 31, 2022 | 1.07% |
| November 30, 2022 | 0.90% |
| October 31, 2022 | 0.71% |
| September 30, 2022 | 0.60% |
| August 31, 2022 | 0.46% |
| July 31, 2022 | 0.31% |
| June 30, 2022 | 0.21% |
| May 31, 2022 | 0.17% |
| April 30, 2022 | 0.15% |
| March 31, 2022 | 0.14% |
| February 28, 2022 | 0.14% |
| January 31, 2022 | 0.13% |
| December 31, 2021 | 0.14% |
| November 30, 2021 | 0.14% |
| October 31, 2021 | 0.14% |
News
Headline
Time (ET)
12/01 06:03
11/25 11:32
Basic Info
|
US 1-Year CD Rate is at 1.64%, compared to 1.68% last month and 1.84% last year. This is higher than the long term average of 0.45%. |
| Report | National Rates and Rate Caps |
| Category | Interest Rates |
| Region | United States |
| Source | Federal Deposit Insurance Corporation |
Stats
| Last Value | 1.64% |
| Latest Period | Nov 2025 |
| Last Updated | Nov 17 2025, 16:01 EST |
| Next Release | Dec 15 2025, 11:00 EST |
| Long Term Average | 0.45% |
| Average Growth Rate | 1.30% |
| Value from Last Month | 1.68% |
| Change from Last Month | -2.38% |
| Value from 1 Year Ago | 1.84% |
| Change from 1 Year Ago | -10.87% |
| Frequency | Monthly |
| Unit | Percent |
| Adjustment | N/A |
| Notes | For deposits less than $100,000. The National Rate is calculated by the FDIC as a simple average of rates paid by all insured depository institutions and branches for which data are available. |