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Level Chart

Basic Info

30 Year Mortgage Rate is at 7.40%, compared to 7.40% last week and 6.30% last year. This is lower than the long term average of 7.68%.

The 30 Year Mortgage Rate is the fixed interest rate that US home-buyers would pay if they were to take out a loan lasting 30 years. There are many different kinds of mortgages that homeowners can decide on which will have varying interest rates and monthly payments.

Stats

Last Value 7.40%
Latest Period Oct 15 2026
Last Updated Oct 15 2026, 12:08 EDT
Next Release Oct 22 2026, 12:00 EDT
Long Term Average 7.68%
Average Growth Rate 0.63%
Value from Last Week 7.40%
Change from Last Week 0.00%
Value from 1 Year Ago 6.30%
Change from 1 Year Ago 17.46%
Frequency Weekly
Unit Percent
Adjustment N/A
Notes Average U.S. 30 year mortgage rate.

Historical Data

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Date Value
October 15, 2026 7.40%
October 08, 2026 7.40%
October 01, 2026 7.28%
September 24, 2026 7.03%
September 17, 2026 6.95%
September 10, 2026 6.76%
September 03, 2026 6.71%
August 27, 2026 6.66%
August 20, 2026 6.65%
August 13, 2026 6.67%
August 06, 2026 6.69%
July 30, 2026 6.66%
July 23, 2026 6.58%
July 16, 2026 6.55%
July 09, 2026 6.49%
July 02, 2026 6.43%
June 25, 2026 6.49%
June 18, 2026 6.47%
June 11, 2026 6.52%
June 04, 2026 6.48%
May 28, 2026 6.53%
May 21, 2026 6.51%
May 14, 2026 6.36%
May 07, 2026 6.37%
April 30, 2026 6.30%
Date Value
April 23, 2026 6.23%
April 16, 2026 6.30%
April 09, 2026 6.37%
April 02, 2026 6.46%
March 26, 2026 6.38%
March 19, 2026 6.22%
March 12, 2026 6.11%
March 05, 2026 6.00%
February 26, 2026 5.98%
February 19, 2026 6.01%
February 12, 2026 6.09%
February 05, 2026 6.11%
January 29, 2026 6.10%
January 22, 2026 6.09%
January 15, 2026 6.06%
January 08, 2026 6.16%
December 31, 2025 6.15%
December 24, 2025 6.18%
December 18, 2025 6.21%
December 11, 2025 6.22%
December 04, 2025 6.19%
November 26, 2025 6.23%
November 20, 2025 6.26%
November 13, 2025 6.24%
November 06, 2025 6.22%

Basic Info

30 Year Mortgage Rate is at 7.40%, compared to 7.40% last week and 6.30% last year. This is lower than the long term average of 7.68%.

The 30 Year Mortgage Rate is the fixed interest rate that US home-buyers would pay if they were to take out a loan lasting 30 years. There are many different kinds of mortgages that homeowners can decide on which will have varying interest rates and monthly payments.

Stats

Last Value 7.40%
Latest Period Oct 15 2026
Last Updated Oct 15 2026, 12:08 EDT
Next Release Oct 22 2026, 12:00 EDT
Long Term Average 7.68%
Average Growth Rate 0.63%
Value from Last Week 7.40%
Change from Last Week 0.00%
Value from 1 Year Ago 6.30%
Change from 1 Year Ago 17.46%
Frequency Weekly
Unit Percent
Adjustment N/A
Notes Average U.S. 30 year mortgage rate.