Level Chart


Level Chart

Basic Info

10 Year-3 Month Treasury Yield Spread is at 0.65%, compared to 0.61% the previous market day and 0.07% last year. This is lower than the long term average of 1.10%.

The 10 Year-3 Month Treasury Yield Spread is the difference between the 10 year treasury rate and the 3 month treasury rate. This spread is widely used as a gauge to study the yield curve. A 10 year-3 month treasury spread that approaches 0 signifies a "flattening" yield curve. Furthermore, a negative 10 year-3 month spread has historically been viewed as a precursor or predictor of a recessionary period. The New York Fed uses the rate in a model to predict recessions 2 to 6 quarters ahead.

Track the full US Treasury yield curve with our Yield Curve Tool.

Stats

Last Value 0.65%
Latest Period Apr 23 2026
Last Updated Apr 23 2026, 18:00 EDT
Long Term Average 1.10%
Average Growth Rate -623.1%
Value from The Previous Market Day 0.61%
Change from The Previous Market Day 6.56%
Value from 1 Year Ago 0.07%
Change from 1 Year Ago 828.6%
Frequency Market Daily
Unit Percent
Adjustment N/A
Formula 10 Year Treasury Rate - 3 Month Treasury Rate

Historical Data

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Date Value
April 23, 2026 0.65%
April 22, 2026 0.61%
April 21, 2026 0.61%
April 20, 2026 0.55%
April 17, 2026 0.56%
April 16, 2026 0.62%
April 15, 2026 0.58%
April 14, 2026 0.55%
April 13, 2026 0.59%
April 10, 2026 0.62%
April 09, 2026 0.61%
April 08, 2026 0.60%
April 07, 2026 0.62%
April 06, 2026 0.62%
April 03, 2026 0.64%
April 02, 2026 0.61%
April 01, 2026 0.63%
March 31, 2026 0.60%
March 30, 2026 0.64%
March 27, 2026 0.71%
March 26, 2026 0.69%
March 25, 2026 0.60%
March 24, 2026 0.65%
March 23, 2026 0.60%
March 20, 2026 0.65%
Date Value
March 19, 2026 0.52%
March 18, 2026 0.53%
March 17, 2026 0.48%
March 16, 2026 0.51%
March 13, 2026 0.56%
March 12, 2026 0.55%
March 11, 2026 0.50%
March 10, 2026 0.44%
March 09, 2026 0.41%
March 06, 2026 0.46%
March 05, 2026 0.43%
March 04, 2026 0.38%
March 03, 2026 0.35%
March 02, 2026 0.33%
February 27, 2026 0.30%
February 26, 2026 0.34%
February 25, 2026 0.36%
February 24, 2026 0.35%
February 23, 2026 0.34%
February 20, 2026 0.39%
February 19, 2026 0.39%
February 18, 2026 0.39%
February 17, 2026 0.36%
February 13, 2026 0.36%
February 12, 2026 0.39%

Basic Info

10 Year-3 Month Treasury Yield Spread is at 0.65%, compared to 0.61% the previous market day and 0.07% last year. This is lower than the long term average of 1.10%.

The 10 Year-3 Month Treasury Yield Spread is the difference between the 10 year treasury rate and the 3 month treasury rate. This spread is widely used as a gauge to study the yield curve. A 10 year-3 month treasury spread that approaches 0 signifies a "flattening" yield curve. Furthermore, a negative 10 year-3 month spread has historically been viewed as a precursor or predictor of a recessionary period. The New York Fed uses the rate in a model to predict recessions 2 to 6 quarters ahead.

Track the full US Treasury yield curve with our Yield Curve Tool.

Stats

Last Value 0.65%
Latest Period Apr 23 2026
Last Updated Apr 23 2026, 18:00 EDT
Long Term Average 1.10%
Average Growth Rate -623.1%
Value from The Previous Market Day 0.61%
Change from The Previous Market Day 6.56%
Value from 1 Year Ago 0.07%
Change from 1 Year Ago 828.6%
Frequency Market Daily
Unit Percent
Adjustment N/A
Formula 10 Year Treasury Rate - 3 Month Treasury Rate