Level Chart

Basic Info

10 Year-3 Month Treasury Yield Spread is at 0.43%, compared to 0.40% the previous market day and -0.29% last year. This is lower than the long term average of 1.10%.

The 10 Year-3 Month Treasury Yield Spread is the difference between the 10 year treasury rate and the 3 month treasury rate. This spread is widely used as a gauge to study the yield curve. A 10 year-3 month treasury spread that approaches 0 signifies a "flattening" yield curve. Furthermore, a negative 10 year-3 month spread has historically been viewed as a precursor or predictor of a recessionary period. The New York Fed uses the rate in a model to predict recessions 2 to 6 quarters ahead.

Track the full US Treasury yield curve with our Yield Curve Tool.

Stats

Last Value 0.43%
Latest Period Dec 05 2025
Last Updated Dec 5 2025, 18:04 EST
Long Term Average 1.10%
Average Growth Rate -627.9%
Value from The Previous Market Day 0.40%
Change from The Previous Market Day 7.50%
Value from 1 Year Ago -0.29%
Change from 1 Year Ago N/A
Frequency Market Daily
Unit Percent
Adjustment N/A
Formula 10 Year Treasury Rate - 3 Month Treasury Rate

Historical Data

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Date Value
December 05, 2025 0.43%
December 04, 2025 0.40%
December 03, 2025 0.34%
December 02, 2025 0.32%
December 01, 2025 0.28%
November 28, 2025 0.14%
November 26, 2025 0.08%
November 25, 2025 0.11%
November 24, 2025 0.13%
November 21, 2025 0.16%
November 20, 2025 0.16%
November 19, 2025 0.18%
November 18, 2025 0.18%
November 17, 2025 0.16%
November 14, 2025 0.19%
November 13, 2025 0.15%
November 12, 2025 0.13%
November 10, 2025 0.18%
November 07, 2025 0.19%
November 06, 2025 0.18%
November 05, 2025 0.21%
November 04, 2025 0.14%
November 03, 2025 0.15%
October 31, 2025 0.22%
October 30, 2025 0.19%
Date Value
October 29, 2025 0.15%
October 28, 2025 0.10%
October 27, 2025 0.12%
October 24, 2025 0.09%
October 23, 2025 0.06%
October 22, 2025 0.01%
October 21, 2025 0.02%
October 20, 2025 0.03%
October 17, 2025 0.02%
October 16, 2025 -0.03%
October 15, 2025 0.02%
October 14, 2025 0.01%
October 10, 2025 0.03%
October 09, 2025 0.11%
October 08, 2025 0.12%
October 07, 2025 0.13%
October 06, 2025 0.16%
October 03, 2025 0.10%
October 02, 2025 0.08%
October 01, 2025 0.11%
September 30, 2025 0.14%
September 29, 2025 0.11%
September 26, 2025 0.18%
September 25, 2025 0.14%
September 24, 2025 0.14%

Basic Info

10 Year-3 Month Treasury Yield Spread is at 0.43%, compared to 0.40% the previous market day and -0.29% last year. This is lower than the long term average of 1.10%.

The 10 Year-3 Month Treasury Yield Spread is the difference between the 10 year treasury rate and the 3 month treasury rate. This spread is widely used as a gauge to study the yield curve. A 10 year-3 month treasury spread that approaches 0 signifies a "flattening" yield curve. Furthermore, a negative 10 year-3 month spread has historically been viewed as a precursor or predictor of a recessionary period. The New York Fed uses the rate in a model to predict recessions 2 to 6 quarters ahead.

Track the full US Treasury yield curve with our Yield Curve Tool.

Stats

Last Value 0.43%
Latest Period Dec 05 2025
Last Updated Dec 5 2025, 18:04 EST
Long Term Average 1.10%
Average Growth Rate -627.9%
Value from The Previous Market Day 0.40%
Change from The Previous Market Day 7.50%
Value from 1 Year Ago -0.29%
Change from 1 Year Ago N/A
Frequency Market Daily
Unit Percent
Adjustment N/A
Formula 10 Year Treasury Rate - 3 Month Treasury Rate