Level Chart

Basic Info

10 Year-3 Month Treasury Yield Spread is at 0.39%, compared to 0.39% the previous market day and 0.17% last year. This is lower than the long term average of 1.10%.

The 10 Year-3 Month Treasury Yield Spread is the difference between the 10 year treasury rate and the 3 month treasury rate. This spread is widely used as a gauge to study the yield curve. A 10 year-3 month treasury spread that approaches 0 signifies a "flattening" yield curve. Furthermore, a negative 10 year-3 month spread has historically been viewed as a precursor or predictor of a recessionary period. The New York Fed uses the rate in a model to predict recessions 2 to 6 quarters ahead.

Track the full US Treasury yield curve with our Yield Curve Tool.

Stats

Last Value 0.39%
Latest Period Feb 20 2026
Last Updated Feb 20 2026, 18:06 EST
Long Term Average 1.10%
Average Growth Rate -625.9%
Value from The Previous Market Day 0.39%
Change from The Previous Market Day 0.00%
Value from 1 Year Ago 0.17%
Change from 1 Year Ago 129.4%
Frequency Market Daily
Unit Percent
Adjustment N/A
Formula 10 Year Treasury Rate - 3 Month Treasury Rate

Historical Data

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Date Value
February 20, 2026 0.39%
February 19, 2026 0.39%
February 18, 2026 0.39%
February 17, 2026 0.36%
February 13, 2026 0.36%
February 12, 2026 0.39%
February 11, 2026 0.48%
February 10, 2026 0.47%
February 09, 2026 0.53%
February 06, 2026 0.54%
February 05, 2026 0.54%
February 04, 2026 0.60%
February 03, 2026 0.59%
February 02, 2026 0.60%
January 30, 2026 0.59%
January 29, 2026 0.57%
January 28, 2026 0.58%
January 27, 2026 0.57%
January 26, 2026 0.55%
January 23, 2026 0.54%
January 22, 2026 0.55%
January 21, 2026 0.56%
January 20, 2026 0.60%
January 16, 2026 0.57%
January 15, 2026 0.49%
Date Value
January 14, 2026 0.48%
January 13, 2026 0.51%
January 12, 2026 0.52%
January 09, 2026 0.56%
January 08, 2026 0.57%
January 07, 2026 0.53%
January 06, 2026 0.55%
January 05, 2026 0.53%
January 02, 2026 0.54%
December 31, 2025 0.51%
December 30, 2025 0.49%
December 29, 2025 0.44%
December 26, 2025 0.50%
December 24, 2025 0.46%
December 23, 2025 0.53%
December 22, 2025 0.53%
December 19, 2025 0.54%
December 18, 2025 0.50%
December 17, 2025 0.52%
December 16, 2025 0.51%
December 15, 2025 0.53%
December 12, 2025 0.56%
December 11, 2025 0.48%
December 10, 2025 0.44%
December 09, 2025 0.45%

Basic Info

10 Year-3 Month Treasury Yield Spread is at 0.39%, compared to 0.39% the previous market day and 0.17% last year. This is lower than the long term average of 1.10%.

The 10 Year-3 Month Treasury Yield Spread is the difference between the 10 year treasury rate and the 3 month treasury rate. This spread is widely used as a gauge to study the yield curve. A 10 year-3 month treasury spread that approaches 0 signifies a "flattening" yield curve. Furthermore, a negative 10 year-3 month spread has historically been viewed as a precursor or predictor of a recessionary period. The New York Fed uses the rate in a model to predict recessions 2 to 6 quarters ahead.

Track the full US Treasury yield curve with our Yield Curve Tool.

Stats

Last Value 0.39%
Latest Period Feb 20 2026
Last Updated Feb 20 2026, 18:06 EST
Long Term Average 1.10%
Average Growth Rate -625.9%
Value from The Previous Market Day 0.39%
Change from The Previous Market Day 0.00%
Value from 1 Year Ago 0.17%
Change from 1 Year Ago 129.4%
Frequency Market Daily
Unit Percent
Adjustment N/A
Formula 10 Year Treasury Rate - 3 Month Treasury Rate