The household assets and liabilities category contains indicators relating to the assets and liabilities of households such as credit default indexes, consumer credit, and consumer debt.

Last Updated: Apr 26 2022, 10:02 EDT Next Release: May 31 2022, 10:00 EDT

The Consumer Confidence Survey reflects prevailing business conditions and likely developments for the months ahead. This monthly report details consumer attitudes and buying intentions, with data available by age, income, and region.

Major Consumer Confidence Survey Indicators

Indicator Period Value % CHG PREV
US Consumer Confidence --
Last Updated: Mar 21 2022, 12:03 EDT Next Release: --

The Distributional Financial Accounts provide a quarterly measure of the distribution of U.S. household wealth since 1989. The data set contains four percentile groups of wealth: the top 1 percent, the 90th to 99th percentile, the 50th to 90th percentile, and the bottom half.

Major Distributional Financial Accounts Indicators

Last Updated: May 6 2022, 15:04 EDT Next Release: Jun 7 2022, 15:00 EDT

The G.19 Statistical Release, "Consumer Credit," reports outstanding credit extended to individuals for household, family, and other personal expenditures, excluding loans secured by real estate. Total consumer credit comprises two major types: revolving and nonrevolving. The G.19 also reports selected terms of credit, including interest rates on new car loans, personal loans, and credit card plans at commercial banks.

Major G.19 Consumer Credit Indicators

Indicator Period Value % CHG PREV
US Consumer Credit Outstanding MoM Mar 2022 52.43B USD 39.10%
US Consumer Credit Outstanding MoM Mar 2022 14.02% 37.86%
US Nonrevolving Consumer Credit Outstanding MoM Mar 2022 7.39% -10.96%
US Revolving Consumer Credit Outstanding MoM Mar 2022 35.31% 118.0%
US Total Consumer Credit Outstanding Mar 2022 4.539T USD 1.17%
US Total Nonrevolving Consumer Credit Outstanding Mar 2022 3.442T USD 0.62%
US Total Revolving Credit Outstanding Mar 2022 1.097T USD 2.94%
Last Updated: May 10 2022, 11:04 EDT Next Release: Aug 9 2022, 08:30 EDT

The Household Debt and Credit Report provides unique data and insight into the credit conditions and activity of U.S. consumers. Based on data from the New York Fed's Consumer Credit Panel, a nationally representative sample drawn from anonymized Equifax credit data, the report provides a quarterly snapshot of household trends in borrowing and indebtedness, including data about mortgages, student loans, credit cards, auto loans and delinquencies.

Major Household Debt and Credit Report Indicators

Indicator Period Value % CHG PREV
US Auto Loan Debt Q1 2022 1.469T USD 0.75%
US Credit Card Accounts Delinquent by 90 or More Days Q1 2022 8.42% 1.20%
US Credit Card Debt Q1 2022 0.841T USD -1.75%
US Mortgage Debt Q1 2022 11.18T USD 2.29%
US Mortgage Originations Q1 2022 858.95B USD -17.02%
US Mortgages Delinquent by 90 or More Days Q1 2022 0.47% 2.17%
US Student Loan Debt Q1 2022 1.59T USD 0.89%
US Total Household Debt Q1 2022 15.84T USD 1.71%
Last Updated: Apr 4 2022, 16:45 EDT Next Release: --

The Federal Reserve Board's Household Debt Service and Financial Obligations Ratios convey how much of US household income is being spent on repaying debts and mortgages. It includes data specific to renters and homeowners. The homeowner data includes income spent on automobile lease payments, property taxes, and homeowner's insurance.

Major Household Debt Service and Financial Obligations Ratios Indicators

Last Updated: May 2 2022, 01:00 EDT Next Release: May 30 2022, 21:00 EDT

The Japan Consumer Confidence Survey seeks to gain a quick understanding of shifts in consumer perception, price expectation, and purchasing/replacement of principle consumer durables, as a basic tool for evaluating economic trends.

Major Japan Consumer Confidence Survey Indicators

Indicator Period Value % CHG PREV
Japan Consumer Confidence Index Apr 2022 33.00 0.61%
Japan Consumer Employment Index Apr 2022 36.10 3.74%
Japan Consumer Income Growth Index Apr 2022 36.80 -1.60%
Japan Consumer Overall Livelihood Index Apr 2022 31.20 -0.32%
Japan Consumer Willingness to Buy Durable Goods Index Apr 2022 27.70 -0.36%
Last Updated: Apr 29 2022, 08:42 EDT Next Release: May 27 2022, 08:30 EDT

BEA's personal income statistics show the income that U.S. residents get from paychecks, employer-provided supplements such as insurance, business ownership, rental property, Social Security and other government benefits, interest, and dividends.

Major Personal Income and Outlays Indicators

Indicator Period Value % CHG PREV
US Core PCE Price Index MoM Mar 2022 0.30% 0.00%
US Core PCE Price Index YoY Mar 2022 5.18% -2.54%
US PCE Price Index Excluding Food and Energy MoM Mar 2022 0.30% 0.00%
US PCE Price Index Excluding Food and Energy YoY Mar 2022 5.18% -2.54%
US PCE Price Index MoM Mar 2022 0.90% 80.00%
US PCE Price Index YoY Mar 2022 6.59% 5.04%
US Personal Consumption Expenditures Mar 2022 16.86T USD 1.11%
US Personal Consumption Expenditures MoM Mar 2022 1.11% 78.62%
US Personal Income Mar 2022 21.34T USD 0.51%
US Personal Income MoM Mar 2022 0.51% -30.84%
US Personal Spending Mar 2022 16.86T USD 1.11%
US Personal Spending MoM Mar 2022 1.11% 78.62%
US Real Disposable Personal Income MoM Mar 2022 -0.38% --
Last Updated: May 17 2022, 09:06 EDT Next Release: --

The S&P/Experian Consumer Credit Default Indices are designed to measure the balance-weighted proportion of consumer credit accounts which go into default each month. The report consists of four indices measuring default rates across autos, first and second mortgages, and bankcards, and a composite index designed to measure default rates across the four loan types.

Major S&P/Experian Consumer Credit Default Indices Indicators

Indicator Period Value % CHG PREV
S&P/Experian Auto Default Index Apr 2022 0.58% 3.57%
S&P/Experian Bankcard Default Index Apr 2022 2.52% 11.01%
S&P/Experian Consumer Credit Default Composite Index Apr 2022 0.50% 4.17%
S&P/Experian First Mortgage Default Index Apr 2022 0.35% 0.00%
S&P/Experian Second Mortgage Default Index Apr 2022 0.40% 0.00%
Last Updated: May 1 2022, 09:02 EDT Next Release: --

The Survey of Consumer Expectations collects information on consumers' expectations and decisions on a broad variety of topics, including but not limited to inflation, household finance, the labor market, and the housing market.

Major Survey of Consumer Expectations Indicators

Indicator Period Value % CHG PREV
US Change in Credit Availability From One Year Ago - Much Easier Mar 2022 2.44% 53.20%
US Change in Credit Availability From One Year Ago - Much Harder Mar 2022 8.84% 4.32%
US Debt Delinquency Expectations Mar 2022 11.08% 20.42%
US Expectations of Higher Interest Rate on Savings Accounts Mar 2022 32.65% 4.34%
US Expectations of Higher Stock Prices Mar 2022 37.32% 0.75%
US Expectations of Higher Unemployment Mar 2022 36.17% 5.04%
US Expected Change in Credit Availability One Year From Now - Much Easier Mar 2022 0.98% -31.66%
US Expected Change in Credit Availability One Year From Now - Much Harder Mar 2022 10.45% 9.01%
US Expected Household Financial Situation One Year From Now - Much Better Off Mar 2022 2.59% -37.87%
US Expected Household Financial Situation One Year From Now - Much Worse Off Mar 2022 9.21% 55.76%
US Household Financial Situation From One Year Ago - Much Better Off Mar 2022 2.99% -15.90%
US Household Financial Situation From One Year Ago - Much Worse Off Mar 2022 9.45% 60.32%
US Job Finding Expectations Mar 2022 55.70% -1.43%
US Job Separation Expectations - Leaving a Job Mar 2022 19.16% 0.99%
US Job Separation Expectations - Losing a Job Mar 2022 11.06% 2.86%
US One-Year Ahead Earnings Growth Expectations Mar 2022 3.00% 0.00%
US One-Year Ahead Household Income Growth Expectations Mar 2022 3.02% -5.83%
US One-Year Ahead Household Spending Growth Expectations Mar 2022 7.73% 20.95%
US One-Year Ahead Inflation Expectations Mar 2022 6.58% 9.73%
US Three-Year Ahead Inflation Expectations Mar 2022 3.67% -2.65%
Last Updated: May 13 2022, 10:01 EDT Next Release: May 27 2022, 10:00 EDT (R)

Surveys of Consumers are conducted by the Survey Research Center at the University of Michigan. The surveys ask consumers questions regarding their current and future financial standings and their thoughts on the economy at the present time and in the near future. The report includes analysis of the survey results and indices for consumer sentiment and consumer expectations. The surveys

Major University of Michigan Surveys of Consumers Indicators

Indicator Period Value % CHG PREV
US Current Economic Conditions Index May 2022 63.60 -8.36%
US Expected Change in Inflation Rates: Next 5 Years May 2022 3.00% 0.00%
US Expected Change in Inflation Rates: Next Year May 2022 5.40% 0.00%
US Index of Consumer Expectations May 2022 56.30 -9.92%
US Index of Consumer Sentiment May 2022 59.10 -9.36%

Upcoming Reports

Report Name Next Released
Personal Income and Outlays May 27 2022, 08:30 EDT
University of Michigan Surveys of Consumers May 27 2022, 10:00 EDT (R)
Japan Consumer Confidence Survey May 30 2022, 21:00 EDT
Consumer Confidence Survey May 31 2022, 10:00 EDT
G.19 Consumer Credit Jun 7 2022, 15:00 EDT
Household Debt and Credit Report Aug 9 2022, 08:30 EDT