The household assets and liabilities category contains indicators relating to the assets and liabilities of households such as credit default indexes, consumer credit, and consumer debt.
The Distributional Financial Accounts provide a quarterly measure of the distribution of U.S. household wealth since 1989. The data set contains four percentile groups of wealth: the top 1 percent, the 90th to 99th percentile, the 50th to 90th percentile, and the bottom half.
Major Distributional Financial Accounts Indicators
Indicator | Period | Value | % CHG PREV |
US Share of Wealth Held by 50th to 90th Percentile Wealth Group | Q4 2023 | 30.60% | -1.92% |
US Share of Wealth Held by 90th to 99th Percentile Wealth Group | Q4 2023 | 36.60% | 0.27% |
US Share of Wealth Held by Bottom 50 Percentile Wealth Group | Q4 2023 | 2.50% | 0.00% |
US Share of Wealth Held by the Remaining 0.9 of Top 1 Percentile Wealth Group | Q4 2023 | 16.70% | 1.21% |
US Share of Wealth Held by the Top 0.1 Percentile Wealth Group | Q4 2023 | 13.60% | 2.26% |
The G.19 Statistical Release, "Consumer Credit," reports outstanding credit extended to individuals for household, family, and other personal expenditures, excluding loans secured by real estate. Total consumer credit comprises two major types: revolving and nonrevolving. The G.19 also reports selected terms of credit, including interest rates on new car loans, personal loans, and credit card plans at commercial banks.
Major G.19 Consumer Credit Indicators
Indicator | Period | Value | % CHG PREV |
US Consumer Credit Outstanding MoM | Feb 2024 | 14.12B USD | -20.13% |
US Consumer Credit Outstanding MoM | Feb 2024 | 3.37% | -20.33% |
US Nonrevolving Consumer Credit Outstanding MoM | Feb 2024 | 0.93% | -68.47% |
US Revolving Consumer Credit Outstanding MoM | Feb 2024 | 10.18% | 30.18% |
US Total Consumer Credit Outstanding | Feb 2024 | 5.051T USD | 0.28% |
US Total Nonrevolving Consumer Credit Outstanding | Feb 2024 | 3.712T USD | 0.08% |
US Total Revolving Credit Outstanding | Feb 2024 | 1.339T USD | 0.85% |
The Household Debt and Credit Report provides unique data and insight into the credit conditions and activity of U.S. consumers. Based on data from the New York Fed's Consumer Credit Panel, a nationally representative sample drawn from anonymized Equifax credit data, the report provides a quarterly snapshot of household trends in borrowing and indebtedness, including data about mortgages, student loans, credit cards, auto loans and delinquencies.
Major Household Debt and Credit Report Indicators
Indicator | Period | Value | % CHG PREV |
US Auto Loan Debt | Q4 2023 | 1.607T USD | 0.75% |
US Credit Card Accounts Delinquent by 90 or More Days | Q4 2023 | 9.74% | 3.29% |
US Credit Card Debt | Q4 2023 | 1.129T USD | 4.63% |
US Mortgage Debt | Q4 2023 | 12.25T USD | 0.92% |
US Mortgage Originations | Q4 2023 | 393.77B USD | 1.92% |
US Mortgages Delinquent by 90 or More Days | Q4 2023 | 0.57% | 14.00% |
US Student Loan Debt | Q4 2023 | 1.601T USD | 0.13% |
US Total Household Debt | Q4 2023 | 17.50T USD | 1.23% |
The Federal Reserve Board's Household Debt Service and Financial Obligations Ratios convey how much of US household income is being spent on repaying debts and mortgages. It includes data specific to renters and homeowners. The homeowner data includes income spent on automobile lease payments, property taxes, and homeowner's insurance.
Major Household Debt Service and Financial Obligations Ratios Indicators
Indicator | Period | Value | % CHG PREV |
US Household Consumer Debt Service as Percent of Disposable Income | Q4 2023 | 5.78% | 0.04% |
US Household Debt Service as Percent of Disposable Income | Q4 2023 | 9.80% | 0.25% |
US Household Financial Obligations | Q3 2023 | 14.19% | 0.62% |
US Household Mortgage Debt Service as Percent of Disposable Income | Q4 2023 | 4.02% | 0.56% |
The Japan Consumer Confidence Survey seeks to gain a quick understanding of shifts in consumer perception, price expectation, and purchasing/replacement of principle consumer durables, as a basic tool for evaluating economic trends.
Major Japan Consumer Confidence Survey Indicators
Indicator | Period | Value | % CHG PREV |
Japan Consumer Confidence Index | Mar 2024 | 39.50 | 1.28% |
Japan Consumer Employment Index | Mar 2024 | 45.00 | 1.58% |
Japan Consumer Income Growth Index | Mar 2024 | 41.50 | 1.72% |
Japan Consumer Overall Livelihood Index | Mar 2024 | 37.50 | 0.00% |
Japan Consumer Willingness to Buy Durable Goods Index | Mar 2024 | 34.00 | 2.41% |
BEA's personal income statistics show the income that U.S. residents get from paychecks, employer-provided supplements such as insurance, business ownership, rental property, Social Security and other government benefits, interest, and dividends.
Major Personal Income and Outlays Indicators
Indicator | Period | Value | % CHG PREV |
US Core PCE Price Index MoM | Feb 2024 | 0.30% | -40.00% |
US Core PCE Price Index YoY | Feb 2024 | 2.78% | -3.48% |
US PCE Price Index Excluding Food and Energy MoM | Feb 2024 | 0.30% | -40.00% |
US PCE Price Index Excluding Food and Energy YoY | Feb 2024 | 2.78% | -3.48% |
US PCE Price Index MoM | Feb 2024 | 0.30% | -25.00% |
US PCE Price Index YoY | Feb 2024 | 2.45% | 0.76% |
US Personal Consumption Expenditures | Feb 2024 | 19.19T USD | 0.76% |
US Personal Consumption Expenditures MoM | Feb 2024 | 0.76% | 385.3% |
US Personal Income | Feb 2024 | 23.69T USD | 0.28% |
US Personal Income MoM | Feb 2024 | 0.28% | -71.51% |
US Personal Spending | Feb 2024 | 19.19T USD | 0.76% |
US Personal Spending MoM | Feb 2024 | 0.76% | 385.3% |
US Real Disposable Personal Income MoM | Feb 2024 | -0.09% | -- |
The Survey of Consumer Expectations collects information on consumers' expectations and decisions on a broad variety of topics, including but not limited to inflation, household finance, the labor market, and the housing market.
Major Survey of Consumer Expectations Indicators
Surveys of Consumers are conducted by the Survey Research Center at the University of Michigan. The surveys ask consumers questions regarding their current and future financial standings and their thoughts on the economy at the present time and in the near future. The report includes analysis of the survey results and indices for consumer sentiment and consumer expectations. The surveys
Major University of Michigan Surveys of Consumers Indicators
Indicator | Period | Value | % CHG PREV |
US Current Economic Conditions Index | Apr 2024 | 79.30 | -3.88% |
US Expected Change in Inflation Rates: Next 5 Years | Apr 2024 | 3.00% | 7.14% |
US Expected Change in Inflation Rates: Next Year | Apr 2024 | 3.10% | 6.90% |
US Index of Consumer Expectations | Apr 2024 | 77.00 | -0.52% |
US Index of Consumer Sentiment | Apr 2024 | 77.90 | -1.89% |
Upcoming Reports
Report Name | Next Released |
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Apr 26 2024, 08:30 EDT |
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Apr 26 2024, 10:00 EDT (R) |
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Apr 30 2024, 10:00 EDT |
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May 1 2024, 21:00 EDT |
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May 7 2024, 08:30 EDT |
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May 7 2024, 15:00 EDT |