The household assets and liabilities category contains indicators relating to the assets and liabilities of households such as credit default indexes, consumer credit, and consumer debt.

Last Updated: Mar 22 2024, 12:16 EDT Next Release: --

The Distributional Financial Accounts provide a quarterly measure of the distribution of U.S. household wealth since 1989. The data set contains four percentile groups of wealth: the top 1 percent, the 90th to 99th percentile, the 50th to 90th percentile, and the bottom half.

Major Distributional Financial Accounts Indicators

Last Updated: Apr 5 2024, 15:01 EDT Next Release: May 7 2024, 15:00 EDT

The G.19 Statistical Release, "Consumer Credit," reports outstanding credit extended to individuals for household, family, and other personal expenditures, excluding loans secured by real estate. Total consumer credit comprises two major types: revolving and nonrevolving. The G.19 also reports selected terms of credit, including interest rates on new car loans, personal loans, and credit card plans at commercial banks.

Major G.19 Consumer Credit Indicators

Indicator Period Value % CHG PREV
US Consumer Credit Outstanding MoM Feb 2024 14.12B USD -20.13%
US Consumer Credit Outstanding MoM Feb 2024 3.37% -20.33%
US Nonrevolving Consumer Credit Outstanding MoM Feb 2024 0.93% -68.47%
US Revolving Consumer Credit Outstanding MoM Feb 2024 10.18% 30.18%
US Total Consumer Credit Outstanding Feb 2024 5.051T USD 0.28%
US Total Nonrevolving Consumer Credit Outstanding Feb 2024 3.712T USD 0.08%
US Total Revolving Credit Outstanding Feb 2024 1.339T USD 0.85%
Last Updated: Feb 6 2024, 11:04 EST Next Release: May 7 2024, 08:30 EDT

The Household Debt and Credit Report provides unique data and insight into the credit conditions and activity of U.S. consumers. Based on data from the New York Fed's Consumer Credit Panel, a nationally representative sample drawn from anonymized Equifax credit data, the report provides a quarterly snapshot of household trends in borrowing and indebtedness, including data about mortgages, student loans, credit cards, auto loans and delinquencies.

Major Household Debt and Credit Report Indicators

Indicator Period Value % CHG PREV
US Auto Loan Debt Q4 2023 1.607T USD 0.75%
US Credit Card Accounts Delinquent by 90 or More Days Q4 2023 9.74% 3.29%
US Credit Card Debt Q4 2023 1.129T USD 4.63%
US Mortgage Debt Q4 2023 12.25T USD 0.92%
US Mortgage Originations Q4 2023 393.77B USD 1.92%
US Mortgages Delinquent by 90 or More Days Q4 2023 0.57% 14.00%
US Student Loan Debt Q4 2023 1.601T USD 0.13%
US Total Household Debt Q4 2023 17.50T USD 1.23%
Last Updated: Apr 8 2024, 11:51 EDT Next Release: --

The Federal Reserve Board's Household Debt Service and Financial Obligations Ratios convey how much of US household income is being spent on repaying debts and mortgages. It includes data specific to renters and homeowners. The homeowner data includes income spent on automobile lease payments, property taxes, and homeowner's insurance.

Major Household Debt Service and Financial Obligations Ratios Indicators

Last Updated: Apr 9 2024, 01:02 EDT Next Release: May 1 2024, 21:00 EDT

The Japan Consumer Confidence Survey seeks to gain a quick understanding of shifts in consumer perception, price expectation, and purchasing/replacement of principle consumer durables, as a basic tool for evaluating economic trends.

Major Japan Consumer Confidence Survey Indicators

Indicator Period Value % CHG PREV
Japan Consumer Confidence Index Mar 2024 39.50 1.28%
Japan Consumer Employment Index Mar 2024 45.00 1.58%
Japan Consumer Income Growth Index Mar 2024 41.50 1.72%
Japan Consumer Overall Livelihood Index Mar 2024 37.50 0.00%
Japan Consumer Willingness to Buy Durable Goods Index Mar 2024 34.00 2.41%
Last Updated: Apr 25 2024, 08:41 EDT Next Release: Apr 26 2024, 08:30 EDT

BEA's personal income statistics show the income that U.S. residents get from paychecks, employer-provided supplements such as insurance, business ownership, rental property, Social Security and other government benefits, interest, and dividends.

Major Personal Income and Outlays Indicators

Indicator Period Value % CHG PREV
US Core PCE Price Index MoM Feb 2024 0.30% -40.00%
US Core PCE Price Index YoY Feb 2024 2.78% -3.48%
US PCE Price Index Excluding Food and Energy MoM Feb 2024 0.30% -40.00%
US PCE Price Index Excluding Food and Energy YoY Feb 2024 2.78% -3.48%
US PCE Price Index MoM Feb 2024 0.30% -25.00%
US PCE Price Index YoY Feb 2024 2.45% 0.76%
US Personal Consumption Expenditures Feb 2024 19.19T USD 0.76%
US Personal Consumption Expenditures MoM Feb 2024 0.76% 385.3%
US Personal Income Feb 2024 23.69T USD 0.28%
US Personal Income MoM Feb 2024 0.28% -71.51%
US Personal Spending Feb 2024 19.19T USD 0.76%
US Personal Spending MoM Feb 2024 0.76% 385.3%
US Real Disposable Personal Income MoM Feb 2024 -0.09% --
Last Updated: Apr 8 2024, 11:01 EDT Next Release: --

The Survey of Consumer Expectations collects information on consumers' expectations and decisions on a broad variety of topics, including but not limited to inflation, household finance, the labor market, and the housing market.

Major Survey of Consumer Expectations Indicators

Indicator Period Value % CHG PREV
US Change in Credit Availability From One Year Ago - Much Easier Mar 2024 1.99% 60.60%
US Change in Credit Availability From One Year Ago - Much Harder Mar 2024 14.71% -6.85%
US Debt Delinquency Expectations Mar 2024 12.90% 12.70%
US Expectations of Higher Interest Rate on Savings Accounts Mar 2024 24.22% -7.20%
US Expectations of Higher Stock Prices Mar 2024 39.20% 0.85%
US Expectations of Higher Unemployment Mar 2024 36.15% 0.02%
US Expected Change in Credit Availability One Year From Now - Much Easier Mar 2024 1.31% 34.07%
US Expected Change in Credit Availability One Year From Now - Much Harder Mar 2024 12.77% 4.52%
US Expected Household Financial Situation One Year From Now - Much Better Off Mar 2024 5.41% -6.62%
US Expected Household Financial Situation One Year From Now - Much Worse Off Mar 2024 2.85% -25.75%
US Household Financial Situation From One Year Ago - Much Better Off Mar 2024 4.08% 15.48%
US Household Financial Situation From One Year Ago - Much Worse Off Mar 2024 8.99% -1.03%
US Job Finding Expectations Mar 2024 51.17% -2.58%
US Job Separation Expectations - Leaving a Job Mar 2024 20.64% 5.96%
US Job Separation Expectations - Losing a Job Mar 2024 15.73% 8.85%
US One-Year Ahead Earnings Growth Expectations Mar 2024 2.79% 1.32%
US One-Year Ahead Household Income Growth Expectations Mar 2024 3.15% 2.32%
US One-Year Ahead Household Spending Growth Expectations Mar 2024 5.02% -4.28%
US One-Year Ahead Inflation Expectations Mar 2024 3.00% -1.33%
US Three-Year Ahead Inflation Expectations Mar 2024 2.90% 6.77%
Last Updated: Apr 12 2024, 10:02 EDT Next Release: Apr 26 2024, 10:00 EDT (R)

Surveys of Consumers are conducted by the Survey Research Center at the University of Michigan. The surveys ask consumers questions regarding their current and future financial standings and their thoughts on the economy at the present time and in the near future. The report includes analysis of the survey results and indices for consumer sentiment and consumer expectations. The surveys

Major University of Michigan Surveys of Consumers Indicators

Indicator Period Value % CHG PREV
US Current Economic Conditions Index Apr 2024 79.30 -3.88%
US Expected Change in Inflation Rates: Next 5 Years Apr 2024 3.00% 7.14%
US Expected Change in Inflation Rates: Next Year Apr 2024 3.10% 6.90%
US Index of Consumer Expectations Apr 2024 77.00 -0.52%
US Index of Consumer Sentiment Apr 2024 77.90 -1.89%

Upcoming Reports

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