The household assets and liabilities category contains indicators relating to the assets and liabilities of households such as credit default indexes, consumer credit, and consumer debt.
The Consumer Confidence Survey reflects prevailing business conditions and likely developments for the months ahead. This monthly report details consumer attitudes and buying intentions, with data available by age, income, and region.
Major Consumer Confidence Survey Indicators
Indicator | Period | Value | % CHG PREV |
US Consumer Confidence | -- |
The Distributional Financial Accounts provide a quarterly measure of the distribution of U.S. household wealth since 1989. The data set contains four percentile groups of wealth: the top 1 percent, the 90th to 99th percentile, the 50th to 90th percentile, and the bottom half.
Major Distributional Financial Accounts Indicators
Indicator | Period | Value | % CHG PREV |
US Share of Wealth Held by 50th to 90th Percentile Wealth Group | Q4 2021 | 27.60% | -0.72% |
US Share of Wealth Held by 90th to 99th Percentile Wealth Group | Q4 2021 | 37.50% | 0.00% |
US Share of Wealth Held by Bottom 50 Percentile Wealth Group | Q4 2021 | 2.60% | 4.00% |
US Share of Wealth Held by the Top 1 Percentile Wealth Group | Q4 2021 | 32.30% | 0.31% |
The G.19 Statistical Release, "Consumer Credit," reports outstanding credit extended to individuals for household, family, and other personal expenditures, excluding loans secured by real estate. Total consumer credit comprises two major types: revolving and nonrevolving. The G.19 also reports selected terms of credit, including interest rates on new car loans, personal loans, and credit card plans at commercial banks.
Major G.19 Consumer Credit Indicators
Indicator | Period | Value | % CHG PREV |
US Consumer Credit Outstanding MoM | Mar 2022 | 52.43B USD | 39.10% |
US Consumer Credit Outstanding MoM | Mar 2022 | 14.02% | 37.86% |
US Nonrevolving Consumer Credit Outstanding MoM | Mar 2022 | 7.39% | -10.96% |
US Revolving Consumer Credit Outstanding MoM | Mar 2022 | 35.31% | 118.0% |
US Total Consumer Credit Outstanding | Mar 2022 | 4.539T USD | 1.17% |
US Total Nonrevolving Consumer Credit Outstanding | Mar 2022 | 3.442T USD | 0.62% |
US Total Revolving Credit Outstanding | Mar 2022 | 1.097T USD | 2.94% |
The Household Debt and Credit Report provides unique data and insight into the credit conditions and activity of U.S. consumers. Based on data from the New York Fed's Consumer Credit Panel, a nationally representative sample drawn from anonymized Equifax credit data, the report provides a quarterly snapshot of household trends in borrowing and indebtedness, including data about mortgages, student loans, credit cards, auto loans and delinquencies.
Major Household Debt and Credit Report Indicators
Indicator | Period | Value | % CHG PREV |
US Auto Loan Debt | Q1 2022 | 1.469T USD | 0.75% |
US Credit Card Accounts Delinquent by 90 or More Days | Q1 2022 | 8.42% | 1.20% |
US Credit Card Debt | Q1 2022 | 0.841T USD | -1.75% |
US Mortgage Debt | Q1 2022 | 11.18T USD | 2.29% |
US Mortgage Originations | Q1 2022 | 858.95B USD | -17.02% |
US Mortgages Delinquent by 90 or More Days | Q1 2022 | 0.47% | 2.17% |
US Student Loan Debt | Q1 2022 | 1.59T USD | 0.89% |
US Total Household Debt | Q1 2022 | 15.84T USD | 1.71% |
The Federal Reserve Board's Household Debt Service and Financial Obligations Ratios convey how much of US household income is being spent on repaying debts and mortgages. It includes data specific to renters and homeowners. The homeowner data includes income spent on automobile lease payments, property taxes, and homeowner's insurance.
Major Household Debt Service and Financial Obligations Ratios Indicators
Indicator | Period | Value | % CHG PREV |
US Household Consumer Debt Service as Percent of Disposable Income | Q4 2021 | 5.49% | 1.72% |
US Household Debt Service as Percent of Disposable Income | Q4 2021 | 9.34% | 1.50% |
US Household Financial Obligations | Q4 2021 | 14.00% | 1.28% |
US Household Mortgage Debt Service as Percent of Disposable Income | Q4 2021 | 3.85% | 1.19% |
The Japan Consumer Confidence Survey seeks to gain a quick understanding of shifts in consumer perception, price expectation, and purchasing/replacement of principle consumer durables, as a basic tool for evaluating economic trends.
Major Japan Consumer Confidence Survey Indicators
Indicator | Period | Value | % CHG PREV |
Japan Consumer Confidence Index | Apr 2022 | 33.00 | 0.61% |
Japan Consumer Employment Index | Apr 2022 | 36.10 | 3.74% |
Japan Consumer Income Growth Index | Apr 2022 | 36.80 | -1.60% |
Japan Consumer Overall Livelihood Index | Apr 2022 | 31.20 | -0.32% |
Japan Consumer Willingness to Buy Durable Goods Index | Apr 2022 | 27.70 | -0.36% |
BEA's personal income statistics show the income that U.S. residents get from paychecks, employer-provided supplements such as insurance, business ownership, rental property, Social Security and other government benefits, interest, and dividends.
Major Personal Income and Outlays Indicators
Indicator | Period | Value | % CHG PREV |
US Core PCE Price Index MoM | Mar 2022 | 0.30% | 0.00% |
US Core PCE Price Index YoY | Mar 2022 | 5.18% | -2.54% |
US PCE Price Index Excluding Food and Energy MoM | Mar 2022 | 0.30% | 0.00% |
US PCE Price Index Excluding Food and Energy YoY | Mar 2022 | 5.18% | -2.54% |
US PCE Price Index MoM | Mar 2022 | 0.90% | 80.00% |
US PCE Price Index YoY | Mar 2022 | 6.59% | 5.04% |
US Personal Consumption Expenditures | Mar 2022 | 16.86T USD | 1.11% |
US Personal Consumption Expenditures MoM | Mar 2022 | 1.11% | 78.62% |
US Personal Income | Mar 2022 | 21.34T USD | 0.51% |
US Personal Income MoM | Mar 2022 | 0.51% | -30.84% |
US Personal Spending | Mar 2022 | 16.86T USD | 1.11% |
US Personal Spending MoM | Mar 2022 | 1.11% | 78.62% |
US Real Disposable Personal Income MoM | Mar 2022 | -0.38% | -- |
The S&P/Experian Consumer Credit Default Indices are designed to measure the balance-weighted proportion of consumer credit accounts which go into default each month. The report consists of four indices measuring default rates across autos, first and second mortgages, and bankcards, and a composite index designed to measure default rates across the four loan types.
Major S&P/Experian Consumer Credit Default Indices Indicators
Indicator | Period | Value | % CHG PREV |
S&P/Experian Auto Default Index | Apr 2022 | 0.58% | 3.57% |
S&P/Experian Bankcard Default Index | Apr 2022 | 2.52% | 11.01% |
S&P/Experian Consumer Credit Default Composite Index | Apr 2022 | 0.50% | 4.17% |
S&P/Experian First Mortgage Default Index | Apr 2022 | 0.35% | 0.00% |
S&P/Experian Second Mortgage Default Index | Apr 2022 | 0.40% | 0.00% |
The Survey of Consumer Expectations collects information on consumers' expectations and decisions on a broad variety of topics, including but not limited to inflation, household finance, the labor market, and the housing market.
Major Survey of Consumer Expectations Indicators
Surveys of Consumers are conducted by the Survey Research Center at the University of Michigan. The surveys ask consumers questions regarding their current and future financial standings and their thoughts on the economy at the present time and in the near future. The report includes analysis of the survey results and indices for consumer sentiment and consumer expectations. The surveys
Major University of Michigan Surveys of Consumers Indicators
Indicator | Period | Value | % CHG PREV |
US Current Economic Conditions Index | May 2022 | 63.60 | -8.36% |
US Expected Change in Inflation Rates: Next 5 Years | May 2022 | 3.00% | 0.00% |
US Expected Change in Inflation Rates: Next Year | May 2022 | 5.40% | 0.00% |
US Index of Consumer Expectations | May 2022 | 56.30 | -9.92% |
US Index of Consumer Sentiment | May 2022 | 59.10 | -9.36% |
Upcoming Reports
Report Name | Next Released |
Personal Income and Outlays | May 27 2022, 08:30 EDT |
University of Michigan Surveys of Consumers | May 27 2022, 10:00 EDT (R) |
Japan Consumer Confidence Survey | May 30 2022, 21:00 EDT |
Consumer Confidence Survey | May 31 2022, 10:00 EDT |
G.19 Consumer Credit | Jun 7 2022, 15:00 EDT |
Household Debt and Credit Report | Aug 9 2022, 08:30 EDT |