The household assets and liabilities category contains indicators relating to the assets and liabilities of households such as credit default indexes, consumer credit, and consumer debt.
The Distributional Financial Accounts provide a quarterly measure of the distribution of U.S. household wealth since 1989. The data set contains four percentile groups of wealth: the top 1 percent, the 90th to 99th percentile, the 50th to 90th percentile, and the bottom half.
Major Distributional Financial Accounts Indicators
Indicator | Period | Value | % CHG PREV |
US Share of Wealth Held by 50th to 90th Percentile Wealth Group | Q4 2022 | 28.80% | -1.37% |
US Share of Wealth Held by 90th to 99th Percentile Wealth Group | Q4 2022 | 37.10% | 0.00% |
US Share of Wealth Held by Bottom 50 Percentile Wealth Group | Q4 2022 | 3.00% | -3.23% |
US Share of Wealth Held by the Remaining 0.9 of Top 1 Percentile Wealth Group | Q4 2022 | 18.50% | 1.09% |
US Share of Wealth Held by the Top 0.1 Percentile Wealth Group | Q4 2022 | 12.60% | 1.61% |
The G.19 Statistical Release, "Consumer Credit," reports outstanding credit extended to individuals for household, family, and other personal expenditures, excluding loans secured by real estate. Total consumer credit comprises two major types: revolving and nonrevolving. The G.19 also reports selected terms of credit, including interest rates on new car loans, personal loans, and credit card plans at commercial banks.
Major G.19 Consumer Credit Indicators
Indicator | Period | Value | % CHG PREV |
US Consumer Credit Outstanding MoM | Jan 2023 | 14.80B USD | 38.41% |
US Consumer Credit Outstanding MoM | Jan 2023 | 3.71% | 37.92% |
US Nonrevolving Consumer Credit Outstanding MoM | Jan 2023 | 1.22% | -3.94% |
US Revolving Consumer Credit Outstanding MoM | Jan 2023 | 11.14% | 60.52% |
US Total Consumer Credit Outstanding | Jan 2023 | 4.796T USD | 0.31% |
US Total Nonrevolving Consumer Credit Outstanding | Jan 2023 | 3.581T USD | 0.10% |
US Total Revolving Credit Outstanding | Jan 2023 | 1.215T USD | 0.93% |
The Household Debt and Credit Report provides unique data and insight into the credit conditions and activity of U.S. consumers. Based on data from the New York Fed's Consumer Credit Panel, a nationally representative sample drawn from anonymized Equifax credit data, the report provides a quarterly snapshot of household trends in borrowing and indebtedness, including data about mortgages, student loans, credit cards, auto loans and delinquencies.
Major Household Debt and Credit Report Indicators
Indicator | Period | Value | % CHG PREV |
US Auto Loan Debt | Q4 2022 | 1.552T USD | 1.84% |
US Credit Card Accounts Delinquent by 90 or More Days | Q4 2022 | 7.67% | 1.05% |
US Credit Card Debt | Q4 2022 | 0.986T USD | 6.59% |
US Mortgage Debt | Q4 2022 | 11.92T USD | 2.18% |
US Mortgage Originations | Q4 2022 | 497.57B USD | -21.33% |
US Mortgages Delinquent by 90 or More Days | Q4 2022 | 0.43% | 16.22% |
US Student Loan Debt | Q4 2022 | 1.595T USD | 1.33% |
US Total Household Debt | Q4 2022 | 16.90T USD | 2.39% |
The Federal Reserve Board's Household Debt Service and Financial Obligations Ratios convey how much of US household income is being spent on repaying debts and mortgages. It includes data specific to renters and homeowners. The homeowner data includes income spent on automobile lease payments, property taxes, and homeowner's insurance.
Major Household Debt Service and Financial Obligations Ratios Indicators
Indicator | Period | Value | % CHG PREV |
US Household Consumer Debt Service as Percent of Disposable Income | Q3 2022 | 5.76% | 0.93% |
US Household Debt Service as Percent of Disposable Income | Q3 2022 | 9.75% | 1.24% |
US Household Financial Obligations | Q3 2022 | 14.49% | 0.91% |
US Household Mortgage Debt Service as Percent of Disposable Income | Q3 2022 | 3.99% | 1.69% |
The Japan Consumer Confidence Survey seeks to gain a quick understanding of shifts in consumer perception, price expectation, and purchasing/replacement of principle consumer durables, as a basic tool for evaluating economic trends.
Major Japan Consumer Confidence Survey Indicators
Indicator | Period | Value | % CHG PREV |
Japan Consumer Confidence Index | Feb 2023 | 31.10 | 0.32% |
Japan Consumer Employment Index | Feb 2023 | 38.00 | 2.15% |
Japan Consumer Income Growth Index | Feb 2023 | 36.20 | 1.69% |
Japan Consumer Overall Livelihood Index | Feb 2023 | 27.00 | -2.88% |
Japan Consumer Willingness to Buy Durable Goods Index | Feb 2023 | 23.00 | -2.13% |
BEA's personal income statistics show the income that U.S. residents get from paychecks, employer-provided supplements such as insurance, business ownership, rental property, Social Security and other government benefits, interest, and dividends.
Major Personal Income and Outlays Indicators
Indicator | Period | Value | % CHG PREV |
US Core PCE Price Index MoM | Jan 2023 | 0.60% | 50.00% |
US Core PCE Price Index YoY | Jan 2023 | 4.71% | 2.23% |
US PCE Price Index Excluding Food and Energy MoM | Jan 2023 | 0.60% | 50.00% |
US PCE Price Index Excluding Food and Energy YoY | Jan 2023 | 4.71% | 2.23% |
US PCE Price Index MoM | Jan 2023 | 0.60% | 200.0% |
US PCE Price Index YoY | Jan 2023 | 5.38% | 1.80% |
US Personal Consumption Expenditures | Jan 2023 | 18.05T USD | 1.76% |
US Personal Consumption Expenditures MoM | Jan 2023 | 1.76% | -- |
US Personal Income | Jan 2023 | 22.56T USD | 0.58% |
US Personal Income MoM | Jan 2023 | 0.58% | 84.44% |
US Personal Spending | Jan 2023 | 18.05T USD | 1.76% |
US Personal Spending MoM | Jan 2023 | 1.76% | -- |
US Real Disposable Personal Income MoM | Jan 2023 | 1.39% | 580.3% |
The S&P/Experian Consumer Credit Default Indices are designed to measure the balance-weighted proportion of consumer credit accounts which go into default each month. The report consists of four indices measuring default rates across autos, first and second mortgages, and bankcards, and a composite index designed to measure default rates across the four loan types.
Major S&P/Experian Consumer Credit Default Indices Indicators
Indicator | Period | Value | % CHG PREV |
S&P/Experian Auto Default Index | Feb 2023 | 0.95% | 1.06% |
S&P/Experian Bankcard Default Index | Feb 2023 | 3.18% | 4.61% |
S&P/Experian Consumer Credit Default Composite Index | Feb 2023 | 0.75% | 8.70% |
S&P/Experian First Mortgage Default Index | Feb 2023 | 0.53% | 10.42% |
S&P/Experian Second Mortgage Default Index | Feb 2023 | 0.25% | -24.24% |
The Survey of Consumer Expectations collects information on consumers' expectations and decisions on a broad variety of topics, including but not limited to inflation, household finance, the labor market, and the housing market.
Major Survey of Consumer Expectations Indicators
Surveys of Consumers are conducted by the Survey Research Center at the University of Michigan. The surveys ask consumers questions regarding their current and future financial standings and their thoughts on the economy at the present time and in the near future. The report includes analysis of the survey results and indices for consumer sentiment and consumer expectations. The surveys
Major University of Michigan Surveys of Consumers Indicators
Indicator | Period | Value | % CHG PREV |
US Current Economic Conditions Index | Mar 2023 | 66.40 | -6.08% |
US Expected Change in Inflation Rates: Next 5 Years | Mar 2023 | 2.80% | -3.45% |
US Expected Change in Inflation Rates: Next Year | Mar 2023 | 3.80% | -7.32% |
US Index of Consumer Expectations | Mar 2023 | 61.50 | -4.95% |
US Index of Consumer Sentiment | Mar 2023 | 63.40 | -5.37% |
Upcoming Reports
Report Name | Next Released |
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Mar 28 2023, 10:00 EDT |
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Mar 31 2023, 08:30 EDT |
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Mar 31 2023, 10:00 EDT (R) |
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Apr 7 2023, 15:00 EDT |
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Apr 9 2023, 21:00 EDT |
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May 9 2023, 08:30 EDT |