Household Debt and Credit Report

The Household Debt and Credit Report provides unique data and insight into the credit conditions and activity of U.S. consumers. Based on data from the New York Fed's Consumer Credit Panel, a nationally representative sample drawn from anonymized Equifax credit data, the report provides a quarterly snapshot of household trends in borrowing and indebtedness, including data about mortgages, student loans, credit cards, auto loans and delinquencies.

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US Total Household Debt

Current (Jun 2020) Previous (Mar 2020) % Chg Prev % Chg 1Y
14.27T 14.30T -0.24% 2.93%

Major Household Debt and Credit Report Indicators

Indicator Period Value % Chg Prev
US Auto Loan Debt Q2 2020 1.343T USD -0.22%
US Credit Card Accounts Delinquent by 90 or More Days Q2 2020 9.75% 7.26%
US Credit Card Debt Q2 2020 0.817T USD -8.51%
US Mortgage Debt Q2 2020 9.776T USD 0.65%
US Mortgage Originations Q2 2020 846.41B USD 27.92%
US Mortgages Delinquent by 90 or More Days Q2 2020 0.84% -20.75%
US Student Loan Debt Q2 2020 1.537T USD 0.13%
US Total Household Debt Q2 2020 14.27T USD -0.24%
View and sort all 113 Household Debt and Credit Report Indicators

Related Indicator Reports

Report Last Updated
S&P/Experian Consumer Credit Default Indices Sep 15, 09:03 EDT
Household Debt and Credit Report Aug 11, 08:33 EDT
Household Debt Service and Financial Obligations Ratios Jun 23, 09:17 EDT
Distributional Financial Accounts Jun 21, 12:03 EDT

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