Household Debt and Credit Report

The Household Debt and Credit Report provides unique data and insight into the credit conditions and activity of U.S. consumers. Based on data from the New York Fed's Consumer Credit Panel, a nationally representative sample drawn from anonymized Equifax credit data, the report provides a quarterly snapshot of household trends in borrowing and indebtedness, including data about mortgages, student loans, credit cards, auto loans and delinquencies.

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US Total Household Debt

Current (Dec 2020) Previous (Sep 2020) % Chg Prev % Chg 1Y
14.56T 14.35T 1.44% 2.93%

Major Household Debt and Credit Report Indicators

Indicator Period Value % Chg Prev
US Auto Loan Debt Q4 2020 1.374T USD 1.03%
US Credit Card Accounts Delinquent by 90 or More Days Q4 2020 9.36% -3.90%
US Credit Card Debt Q4 2020 0.819T USD 1.49%
US Mortgage Debt Q4 2020 10.04T USD 1.85%
US Mortgage Originations Q4 2020 1.175T USD 11.94%
US Mortgages Delinquent by 90 or More Days Q4 2020 0.62% -11.43%
US Student Loan Debt Q4 2020 1.555T USD 0.58%
US Total Household Debt Q4 2020 14.56T USD 1.44%
View and sort all 113 Household Debt and Credit Report Indicators

Related Indicator Reports

Report Last Updated
Household Debt and Credit Report Feb 17, 11:58 EST
S&P/Experian Consumer Credit Default Indices Feb 16, 09:06 EST
Household Debt Service and Financial Obligations Ratios Jan 11, 09:34 EST
Distributional Financial Accounts Jan 4, 11:22 EST

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