Household Debt and Credit Report

The Household Debt and Credit Report provides unique data and insight into the credit conditions and activity of U.S. consumers. Based on data from the New York Fed's Consumer Credit Panel, a nationally representative sample drawn from anonymized Equifax credit data, the report provides a quarterly snapshot of household trends in borrowing and indebtedness, including data about mortgages, student loans, credit cards, auto loans and delinquencies.

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US Total Household Debt

Current (Mar 2021) Previous (Dec 2020) % Chg Prev % Chg 1Y
14.64T 14.56T 0.58% 2.41%

Major Household Debt and Credit Report Indicators

Indicator Period Value % Chg Prev
US Auto Loan Debt Q1 2021 1.382T USD 0.58%
US Credit Card Accounts Delinquent by 90 or More Days Q1 2021 9.98% 6.62%
US Credit Card Debt Q1 2021 0.77T USD -5.98%
US Mortgage Debt Q1 2021 10.16T USD 1.16%
US Mortgage Originations Q1 2021 1.138T USD -3.08%
US Mortgages Delinquent by 90 or More Days Q1 2021 0.59% -4.84%
US Student Loan Debt Q1 2021 1.584T USD 1.86%
US Total Household Debt Q1 2021 14.64T USD 0.58%
View and sort all 113 Household Debt and Credit Report Indicators

Related Indicator Reports

Report Last Updated
S&P/Experian Consumer Credit Default Indices Jul 20, 09:01 EDT
Distributional Financial Accounts Jun 21, 12:00 EDT
Household Debt and Credit Report May 12, 11:05 EDT
Household Debt Service and Financial Obligations Ratios Apr 8, 12:40 EDT

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