Household Debt and Credit Report

The Household Debt and Credit Report provides unique data and insight into the credit conditions and activity of U.S. consumers. Based on data from the New York Fed's Consumer Credit Panel, a nationally representative sample drawn from anonymized Equifax credit data, the report provides a quarterly snapshot of household trends in borrowing and indebtedness, including data about mortgages, student loans, credit cards, auto loans and delinquencies.

View Chart and Details

US Total Household Debt

Current (Sep 2020) Previous (Jun 2020) % Chg Prev % Chg 1Y
14.35T 14.27T 0.61% 2.87%

Major Household Debt and Credit Report Indicators

Indicator Period Value % Chg Prev
US Auto Loan Debt Q3 2020 1.36T USD 1.27%
US Credit Card Accounts Delinquent by 90 or More Days Q3 2020 9.74% -0.10%
US Credit Card Debt Q3 2020 0.807T USD -1.22%
US Mortgage Debt Q3 2020 9.861T USD 0.87%
US Mortgage Originations Q3 2020 1.049T USD 23.96%
US Mortgages Delinquent by 90 or More Days Q3 2020 0.70% -16.67%
US Student Loan Debt Q3 2020 1.546T USD 0.59%
US Total Household Debt Q3 2020 14.35T USD 0.61%
View and sort all 113 Household Debt and Credit Report Indicators

Related Indicator Reports

Report Last Updated
Household Debt and Credit Report Nov 17, 11:03 EST
S&P/Experian Consumer Credit Default Indices Nov 17, 09:06 EST
Household Debt Service and Financial Obligations Ratios Oct 19, 08:36 EDT
Distributional Financial Accounts Oct 4, 20:02 EDT

{{root.upsell.info.feature_headline}}.

{{root.upsell.info.feature_description}}

Please note that this feature is only available as an add-on to YCharts subscriptions.


Please note that this feature requires full activation of your account and is not permitted during the free trial period.

Start My Free Trial {{root.upsell.info.call_to_action}} No credit card required.

Already a subscriber? Sign in.