US Change in Credit Availability From One Year Ago - Much Harder (I:USCCAFNM)
13.00% for Jan 2026
Level Chart
Basic Info
|
US Change in Credit Availability From One Year Ago - Much Harder is at 13.00%, compared to 13.19% last month and 10.65% last year. This is higher than the long term average of 9.52%. |
| Report | Survey of Consumer Expectations |
| Category | Consumer & Household Statistics |
| Region | United States |
| Source | Federal Reserve Bank of New York |
Stats
| Last Value | 13.00% |
| Latest Period | Jan 2026 |
| Last Updated | Feb 9 2026, 11:00 EST |
| Next Release | Mar 9 2026, 09:00 EDT (E) |
| Long Term Average | 9.52% |
| Average Growth Rate | 18.45% |
| Value from Last Month | 13.19% |
| Change from Last Month | -1.45% |
| Value from 1 Year Ago | 10.65% |
| Change from 1 Year Ago | 22.00% |
| Frequency | Monthly |
| Unit | Percent |
| Adjustment | N/A |
| Download Source File | |
| Notes | Harder or easier to obtain credit than year ago |
Historical Data
| Date | Value |
|---|---|
| January 31, 2026 | 13.00% |
| December 31, 2025 | 13.19% |
| November 30, 2025 | 8.10% |
| October 31, 2025 | 9.47% |
| September 30, 2025 | 9.86% |
| August 31, 2025 | 9.80% |
| July 31, 2025 | 8.22% |
| June 30, 2025 | 9.56% |
| May 31, 2025 | 10.12% |
| April 30, 2025 | 11.59% |
| March 31, 2025 | 11.04% |
| February 28, 2025 | 10.59% |
| January 31, 2025 | 10.65% |
| December 31, 2024 | 12.87% |
| November 30, 2024 | 12.77% |
| October 31, 2024 | 14.27% |
| September 30, 2024 | 15.20% |
| August 31, 2024 | 15.43% |
| July 31, 2024 | 14.95% |
| June 30, 2024 | 15.43% |
| May 31, 2024 | 15.14% |
| April 30, 2024 | 16.39% |
| March 31, 2024 | 14.71% |
| February 29, 2024 | 15.79% |
| January 31, 2024 | 15.18% |
| Date | Value |
|---|---|
| December 31, 2023 | 16.60% |
| November 30, 2023 | 17.10% |
| October 31, 2023 | 19.56% |
| September 30, 2023 | 19.01% |
| August 31, 2023 | 16.16% |
| July 31, 2023 | 13.79% |
| June 30, 2023 | 13.05% |
| May 31, 2023 | 15.07% |
| April 30, 2023 | 12.32% |
| March 31, 2023 | 13.51% |
| February 28, 2023 | 11.79% |
| January 31, 2023 | 12.06% |
| December 31, 2022 | 13.13% |
| November 30, 2022 | 13.08% |
| October 31, 2022 | 14.49% |
| September 30, 2022 | 11.50% |
| August 31, 2022 | 12.69% |
| July 31, 2022 | 12.98% |
| June 30, 2022 | 13.77% |
| May 31, 2022 | 11.44% |
| April 30, 2022 | 8.97% |
| March 31, 2022 | 8.84% |
| February 28, 2022 | 8.47% |
| January 31, 2022 | 6.65% |
| December 31, 2021 | 8.08% |
News
Headline
Time (ET)
Basic Info
|
US Change in Credit Availability From One Year Ago - Much Harder is at 13.00%, compared to 13.19% last month and 10.65% last year. This is higher than the long term average of 9.52%. |
| Report | Survey of Consumer Expectations |
| Category | Consumer & Household Statistics |
| Region | United States |
| Source | Federal Reserve Bank of New York |
Stats
| Last Value | 13.00% |
| Latest Period | Jan 2026 |
| Last Updated | Feb 9 2026, 11:00 EST |
| Next Release | Mar 9 2026, 09:00 EDT (E) |
| Long Term Average | 9.52% |
| Average Growth Rate | 18.45% |
| Value from Last Month | 13.19% |
| Change from Last Month | -1.45% |
| Value from 1 Year Ago | 10.65% |
| Change from 1 Year Ago | 22.00% |
| Frequency | Monthly |
| Unit | Percent |
| Adjustment | N/A |
| Download Source File | |
| Notes | Harder or easier to obtain credit than year ago |