US Expected Change in Credit Availability One Year From Now - Much Harder (I:USECCA02)
13.10% for Oct 2026
Level Chart
Basic Info
|
US Expected Change in Credit Availability One Year From Now - Much Harder is at 13.10%, compared to 15.98% last month and 10.32% last year. This is higher than the long term average of 8.79%. |
| Report | Survey of Consumer Expectations |
| Category | Consumer & Household Statistics |
| Region | United States |
| Source | Federal Reserve Bank of New York |
Stats
| Last Value | 13.10% |
| Latest Period | Oct 2026 |
| Last Updated | Nov 9 2026, 11:01 EST |
| Next Release | Dec 7 2026, 09:00 EST (E) |
| Long Term Average | 8.79% |
| Average Growth Rate | 19.48% |
| Value from Last Month | 15.98% |
| Change from Last Month | -18.00% |
| Value from 1 Year Ago | 10.32% |
| Change from 1 Year Ago | 26.90% |
| Frequency | Monthly |
| Unit | Percent |
| Adjustment | N/A |
| Download Source File | |
| Notes | Harder or easier to obtain credit one year from now |
Historical Data
| Date | Value |
|---|---|
| October 31, 2026 | 13.10% |
| September 30, 2026 | 15.98% |
| August 31, 2026 | 14.00% |
| July 31, 2026 | 12.99% |
| June 30, 2026 | 11.51% |
| May 31, 2026 | 11.65% |
| April 30, 2026 | 12.56% |
| March 31, 2026 | 13.10% |
| February 28, 2026 | 10.64% |
| January 31, 2026 | 12.34% |
| December 31, 2025 | 12.01% |
| November 30, 2025 | 8.45% |
| October 31, 2025 | 10.32% |
| September 30, 2025 | 9.38% |
| August 31, 2025 | 9.49% |
| July 31, 2025 | 9.58% |
| June 30, 2025 | 9.73% |
| May 31, 2025 | 11.05% |
| April 30, 2025 | 12.69% |
| March 31, 2025 | 12.88% |
| February 28, 2025 | 11.81% |
| January 31, 2025 | 8.35% |
| December 31, 2024 | 9.86% |
| November 30, 2024 | 10.78% |
| October 31, 2024 | 11.05% |
| Date | Value |
|---|---|
| September 30, 2024 | 12.34% |
| August 31, 2024 | 11.74% |
| July 31, 2024 | 13.01% |
| June 30, 2024 | 11.34% |
| May 31, 2024 | 12.63% |
| April 30, 2024 | 13.60% |
| March 31, 2024 | 12.77% |
| February 29, 2024 | 12.22% |
| January 31, 2024 | 12.97% |
| December 31, 2023 | 13.65% |
| November 30, 2023 | 13.47% |
| October 31, 2023 | 15.93% |
| September 30, 2023 | 17.67% |
| August 31, 2023 | 13.73% |
| July 31, 2023 | 12.36% |
| June 30, 2023 | 12.77% |
| May 31, 2023 | 15.03% |
| April 30, 2023 | 11.76% |
| March 31, 2023 | 11.34% |
| February 28, 2023 | 9.40% |
| January 31, 2023 | 10.71% |
| December 31, 2022 | 13.02% |
| November 30, 2022 | 12.40% |
| October 31, 2022 | 13.04% |
| September 30, 2022 | 12.60% |
News
Headline
Time (ET)
11/11 08:00
10/27 08:10
10/23 16:29
10/19 12:20
10/19 12:01
10/19 07:31
Basic Info
|
US Expected Change in Credit Availability One Year From Now - Much Harder is at 13.10%, compared to 15.98% last month and 10.32% last year. This is higher than the long term average of 8.79%. |
| Report | Survey of Consumer Expectations |
| Category | Consumer & Household Statistics |
| Region | United States |
| Source | Federal Reserve Bank of New York |
Stats
| Last Value | 13.10% |
| Latest Period | Oct 2026 |
| Last Updated | Nov 9 2026, 11:01 EST |
| Next Release | Dec 7 2026, 09:00 EST (E) |
| Long Term Average | 8.79% |
| Average Growth Rate | 19.48% |
| Value from Last Month | 15.98% |
| Change from Last Month | -18.00% |
| Value from 1 Year Ago | 10.32% |
| Change from 1 Year Ago | 26.90% |
| Frequency | Monthly |
| Unit | Percent |
| Adjustment | N/A |
| Download Source File | |
| Notes | Harder or easier to obtain credit one year from now |