US Expectations of Higher Interest Rate on Savings Accounts (I:USEHIRSA)
23.39% for Dec 2025
Level Chart
Basic Info
|
US Expectations of Higher Interest Rate on Savings Accounts is at 23.39%, compared to 24.13% last month and 25.22% last year. This is lower than the long term average of 30.18%. |
| Report | Survey of Consumer Expectations |
| Category | Consumer & Household Statistics |
| Region | United States |
| Source | Federal Reserve Bank of New York |
Stats
| Last Value | 23.39% |
| Latest Period | Dec 2025 |
| Last Updated | Jan 8 2026, 11:01 EST |
| Next Release | Feb 9 2026, 09:00 EST (E) |
| Long Term Average | 30.18% |
| Average Growth Rate | -0.02% |
| Value from Last Month | 24.13% |
| Change from Last Month | -3.09% |
| Value from 1 Year Ago | 25.22% |
| Change from 1 Year Ago | -7.28% |
| Frequency | Monthly |
| Unit | Percent |
| Adjustment | N/A |
| Download Source File | |
| Notes | Mean probability of higher average interest rates on savings accounts one year from now. |
Historical Data
| Date | Value |
|---|---|
| December 31, 2025 | 23.39% |
| November 30, 2025 | 24.13% |
| October 31, 2025 | 24.93% |
| September 30, 2025 | 24.90% |
| August 31, 2025 | 24.26% |
| July 31, 2025 | 23.63% |
| June 30, 2025 | 23.67% |
| May 31, 2025 | 25.38% |
| April 30, 2025 | 26.50% |
| March 31, 2025 | 26.13% |
| February 28, 2025 | 25.36% |
| January 31, 2025 | 25.00% |
| December 31, 2024 | 25.22% |
| November 30, 2024 | 26.71% |
| October 31, 2024 | 24.61% |
| September 30, 2024 | 25.05% |
| August 31, 2024 | 26.62% |
| July 31, 2024 | 25.11% |
| June 30, 2024 | 25.28% |
| May 31, 2024 | 27.04% |
| April 30, 2024 | 25.51% |
| March 31, 2024 | 24.22% |
| February 29, 2024 | 26.11% |
| January 31, 2024 | 25.53% |
| December 31, 2023 | 25.92% |
| Date | Value |
|---|---|
| November 30, 2023 | 29.55% |
| October 31, 2023 | 30.28% |
| September 30, 2023 | 30.82% |
| August 31, 2023 | 30.13% |
| July 31, 2023 | 30.90% |
| June 30, 2023 | 29.75% |
| May 31, 2023 | 30.26% |
| April 30, 2023 | 31.97% |
| March 31, 2023 | 32.92% |
| February 28, 2023 | 32.25% |
| January 31, 2023 | 32.08% |
| December 31, 2022 | 31.92% |
| November 30, 2022 | 32.45% |
| October 31, 2022 | 35.53% |
| September 30, 2022 | 34.72% |
| August 31, 2022 | 34.06% |
| July 31, 2022 | 34.05% |
| June 30, 2022 | 35.74% |
| May 31, 2022 | 35.02% |
| April 30, 2022 | 33.59% |
| March 31, 2022 | 32.65% |
| February 28, 2022 | 31.29% |
| January 31, 2022 | 30.51% |
| December 31, 2021 | 28.22% |
| November 30, 2021 | 28.69% |
News
Headline
Time (ET)
01/09 12:36
12/23 12:31
Basic Info
|
US Expectations of Higher Interest Rate on Savings Accounts is at 23.39%, compared to 24.13% last month and 25.22% last year. This is lower than the long term average of 30.18%. |
| Report | Survey of Consumer Expectations |
| Category | Consumer & Household Statistics |
| Region | United States |
| Source | Federal Reserve Bank of New York |
Stats
| Last Value | 23.39% |
| Latest Period | Dec 2025 |
| Last Updated | Jan 8 2026, 11:01 EST |
| Next Release | Feb 9 2026, 09:00 EST (E) |
| Long Term Average | 30.18% |
| Average Growth Rate | -0.02% |
| Value from Last Month | 24.13% |
| Change from Last Month | -3.09% |
| Value from 1 Year Ago | 25.22% |
| Change from 1 Year Ago | -7.28% |
| Frequency | Monthly |
| Unit | Percent |
| Adjustment | N/A |
| Download Source File | |
| Notes | Mean probability of higher average interest rates on savings accounts one year from now. |