US Expected Change in Credit Availability One Year From Now - Much Easier (I:USECCA01)
2.85% for Dec 2025
Level Chart
Basic Info
|
US Expected Change in Credit Availability One Year From Now - Much Easier is at 2.85%, compared to 1.77% last month and 1.93% last year. This is higher than the long term average of 1.66%. |
| Report | Survey of Consumer Expectations |
| Category | Consumer & Household Statistics |
| Region | United States |
| Source | Federal Reserve Bank of New York |
Stats
| Last Value | 2.85% |
| Latest Period | Dec 2025 |
| Last Updated | Jan 8 2026, 11:01 EST |
| Next Release | Feb 9 2026, 09:00 EST (E) |
| Long Term Average | 1.66% |
| Average Growth Rate | 153.1% |
| Value from Last Month | 1.77% |
| Change from Last Month | 61.25% |
| Value from 1 Year Ago | 1.93% |
| Change from 1 Year Ago | 47.92% |
| Frequency | Monthly |
| Unit | Percent |
| Adjustment | N/A |
| Download Source File | |
| Notes | Harder or easier to obtain credit one year from now |
Historical Data
| Date | Value |
|---|---|
| December 31, 2025 | 2.85% |
| November 30, 2025 | 1.77% |
| October 31, 2025 | 1.03% |
| September 30, 2025 | 1.04% |
| August 31, 2025 | 1.43% |
| July 31, 2025 | 1.22% |
| June 30, 2025 | 1.68% |
| May 31, 2025 | 0.79% |
| April 30, 2025 | 0.74% |
| March 31, 2025 | 0.75% |
| February 28, 2025 | 0.42% |
| January 31, 2025 | 1.56% |
| December 31, 2024 | 1.93% |
| November 30, 2024 | 2.05% |
| October 31, 2024 | 1.61% |
| September 30, 2024 | 1.54% |
| August 31, 2024 | 0.70% |
| July 31, 2024 | 0.50% |
| June 30, 2024 | 0.25% |
| May 31, 2024 | 1.72% |
| April 30, 2024 | 1.29% |
| March 31, 2024 | 1.31% |
| February 29, 2024 | 0.97% |
| January 31, 2024 | 1.91% |
| December 31, 2023 | 1.28% |
| Date | Value |
|---|---|
| November 30, 2023 | 0.43% |
| October 31, 2023 | 1.34% |
| September 30, 2023 | 1.37% |
| August 31, 2023 | 1.57% |
| July 31, 2023 | 1.38% |
| June 30, 2023 | 2.05% |
| May 31, 2023 | 1.04% |
| April 30, 2023 | 0.84% |
| March 31, 2023 | 0.87% |
| February 28, 2023 | 0.45% |
| January 31, 2023 | 0.51% |
| December 31, 2022 | 0.97% |
| November 30, 2022 | 0.65% |
| October 31, 2022 | 0.90% |
| September 30, 2022 | 0.88% |
| August 31, 2022 | 1.47% |
| July 31, 2022 | 1.10% |
| June 30, 2022 | 1.43% |
| May 31, 2022 | 0.88% |
| April 30, 2022 | 1.30% |
| March 31, 2022 | 0.98% |
| February 28, 2022 | 1.44% |
| January 31, 2022 | 0.96% |
| December 31, 2021 | 0.96% |
| November 30, 2021 | 1.41% |
News
Headline
Time (ET)
01/09 12:36
12/23 12:31
Basic Info
|
US Expected Change in Credit Availability One Year From Now - Much Easier is at 2.85%, compared to 1.77% last month and 1.93% last year. This is higher than the long term average of 1.66%. |
| Report | Survey of Consumer Expectations |
| Category | Consumer & Household Statistics |
| Region | United States |
| Source | Federal Reserve Bank of New York |
Stats
| Last Value | 2.85% |
| Latest Period | Dec 2025 |
| Last Updated | Jan 8 2026, 11:01 EST |
| Next Release | Feb 9 2026, 09:00 EST (E) |
| Long Term Average | 1.66% |
| Average Growth Rate | 153.1% |
| Value from Last Month | 1.77% |
| Change from Last Month | 61.25% |
| Value from 1 Year Ago | 1.93% |
| Change from 1 Year Ago | 47.92% |
| Frequency | Monthly |
| Unit | Percent |
| Adjustment | N/A |
| Download Source File | |
| Notes | Harder or easier to obtain credit one year from now |