Returns Chart

Key Stats

Net Expense Ratio Total Assets Under Management Weighted Average Dividend Yield Turnover Ratio (Generic)
0.47% 1.340B -- 18.00%
1 Year Fund Level Flows 1 Year Total Returns (Daily) Annualized Total Returns Since Inception (Daily) Max Drawdown (Since Inception)
-41.77M 12.37% Upgrade Upgrade

Basic Info

Investment Strategy
The Fund seeks to achieve current income and capital appreciation appropriate for the asset allocation associated with its approximate year of retirement which is included in the Funds name. The Clear Passage 2040 Fund is designed for investors expecting to retire or to begin withdrawing assets around the year 2040.
General
Security Type Mutual Fund
Broad Asset Class Allocation
Broad Category Allocation
Global Peer Group Target Maturity MA USD 2040
Peer Group Mixed-Asset Target 2040 Funds
Global Macro Target Maturity
US Macro Mixed-Assets Target Date Funds
YCharts Categorization --
YCharts Benchmark --
Prospectus Objective Growth & Income Funds
Fund Owner Firm Name Mutual of America
Broad Asset Class Benchmark Index
^SPXTR 100.0%

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Net Fund Flows Versus Peer Group

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1M
3M
6M
YTD
1Y
3Y
5Y
10Y
 
80.00B
60.00B
40.00B
20.00B
0
-20.00B
1 Month
% Rank: 22
-304.90M Peer Group Low
165.53M Peer Group High
1 Year
% Rank: 61
-41.77M
-2.134B Peer Group Low
1.393B Peer Group High
3 Months
% Rank: 49
-721.60M Peer Group Low
299.67M Peer Group High
3 Years
% Rank: 64
-5.464B Peer Group Low
5.102B Peer Group High
6 Months
% Rank: 67
-1.260B Peer Group Low
799.13M Peer Group High
5 Years
% Rank: 86
-8.590B Peer Group Low
11.01B Peer Group High
YTD
% Rank: 63
-2.180B Peer Group Low
1.291B Peer Group High
10 Years
% Rank: 79
-18.07B Peer Group Low
20.68B Peer Group High
Date Unavailable

Performance Versus Peer Group

 
20%
15%
10%
5%
0
Name
1M
3M
YTD
1Y
3Y
5Y
10Y
15Y
Total Return (NAV)
12.00%
12.00%
12.00%
12.00%
12.00%
12.00%
12.00%
12.00%
Peer Group Rtn. (NAV)
12.00%
12.00%
12.00%
12.00%
12.00%
12.00%
12.00%
12.00%
% Rank in Peer Group (NAV)
5.0
5.0
5.0
5.0
5.0
5.0
5.0
5.0
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Annual Total Returns Versus Peers

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Name
2018
2019
2020
2021
2022
2023
2024
YTD
-7.94%
24.25%
13.43%
19.89%
-15.37%
18.87%
14.35%
16.59%
-4.38%
31.49%
18.40%
28.71%
-18.11%
26.29%
25.02%
17.98%
-6.63%
23.64%
14.18%
15.68%
-16.96%
19.07%
13.20%
17.19%
-9.12%
23.05%
14.43%
15.65%
-18.68%
19.07%
12.78%
17.21%
-7.36%
23.62%
12.61%
17.84%
-15.20%
17.26%
13.05%
15.06%
-6.49%
21.93%
11.67%
15.29%
-14.14%
15.25%
11.16%
13.60%
As of December 05, 2025.

Fundamentals

General
Distribution Yield --
Dividend Yield TTM (12-3-25) 2.70%
30-Day SEC Yield --
7-Day SEC Yield --
Number of Holdings 12
Stock
Weighted Average PE Ratio 30.79
Weighted Average Price to Sales Ratio 7.939
Weighted Average Price to Book Ratio 8.901
Weighted Median ROE 62.71%
Weighted Median ROA 12.99%
ROI (TTM) 20.69%
Return on Investment (TTM) 20.69%
Earning Yield 0.0452
LT Debt / Shareholders Equity 0.9503
Number of Equity Holdings 0
Bond
Yield to Maturity (10-31-25) 4.50%
Effective Duration --
Average Coupon 4.11%
Calculated Average Quality 2.921
Effective Maturity 11.13
Nominal Maturity 11.20
Number of Bond Holdings 0
As of October 31, 2025

Growth Metrics

EPS Growth (1Y) 23.43%
EPS Growth (3Y) 15.56%
EPS Growth (5Y) 19.50%
Sales Growth (1Y) 13.35%
Sales Growth (3Y) 12.21%
Sales Growth (5Y) 12.85%
Sales per Share Growth (1Y) 16.48%
Sales per Share Growth (3Y) 12.80%
Operating Cash Flow - Growth Rate (3Y) 16.47%
As of October 31, 2025

Fund Details

Key Dates
Inception Date 11/5/2007
Last Annual Report Date 12/31/2024
Last Prospectus Date 6/9/2025
Attributes
Index Fund --
Inverse Fund No
Leveraged Fund --
Fund of Funds Yes
Currency Hedged Fund --
Synthetic Replication Fund No

Asset Allocation

As of October 31, 2025.
Type % Net
Cash 0.01%
Stock 79.44%
Bond 20.21%
Convertible 0.00%
Preferred 0.01%
Other 0.33%
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Top 10 Holdings

Name % Weight Price % Change
MoA Equity Index Fund 44.32% 77.85 0.12%
MoA International Fund 21.06% 10.91 0.09%
MoA Core Bond Fund 13.66% 12.53 -0.16%
MoA Mid Cap Equity Index Fund 8.72% 22.25 0.45%
MoA Intermediate Bond Fund 4.12% 9.80 -0.20%
MoA US Government Money Market Fund 1.77% 1.00 0.00%
MoA Small Cap Equity Index Fund 1.70% 11.08 -0.18%
MoA Small Cap Growth Fund 1.60% 15.56 0.32%
MoA Small Cap Value Fund 1.52% 14.91 0.00%
MoA Mid Cap Value Fund 0.87% 17.53 0.11%

Fees & Availability

Fees
Actual 12B-1 Fee --
Actual Management Fee 0.05%
Administration Fee 249.4K%
Maximum Front Load --
Maximum Deferred Load --
Maximum Redemption Fee --
General Availability
Available for Insurance Product No
Available for RRSP No
Purchase Details
Open to New Investors Yes
Minimum Initial Investment 3000.00 None
Minimum Subsequent Investment 100.00 None

Basic Info

Investment Strategy
The Fund seeks to achieve current income and capital appreciation appropriate for the asset allocation associated with its approximate year of retirement which is included in the Funds name. The Clear Passage 2040 Fund is designed for investors expecting to retire or to begin withdrawing assets around the year 2040.
General
Security Type Mutual Fund
Broad Asset Class Allocation
Broad Category Allocation
Global Peer Group Target Maturity MA USD 2040
Peer Group Mixed-Asset Target 2040 Funds
Global Macro Target Maturity
US Macro Mixed-Assets Target Date Funds
YCharts Categorization --
YCharts Benchmark --
Prospectus Objective Growth & Income Funds
Fund Owner Firm Name Mutual of America
Broad Asset Class Benchmark Index
^SPXTR 100.0%

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Fundamentals

General
Distribution Yield --
Dividend Yield TTM (12-3-25) 2.70%
30-Day SEC Yield --
7-Day SEC Yield --
Number of Holdings 12
Stock
Weighted Average PE Ratio 30.79
Weighted Average Price to Sales Ratio 7.939
Weighted Average Price to Book Ratio 8.901
Weighted Median ROE 62.71%
Weighted Median ROA 12.99%
ROI (TTM) 20.69%
Return on Investment (TTM) 20.69%
Earning Yield 0.0452
LT Debt / Shareholders Equity 0.9503
Number of Equity Holdings 0
Bond
Yield to Maturity (10-31-25) 4.50%
Effective Duration --
Average Coupon 4.11%
Calculated Average Quality 2.921
Effective Maturity 11.13
Nominal Maturity 11.20
Number of Bond Holdings 0
As of October 31, 2025

Growth Metrics

EPS Growth (1Y) 23.43%
EPS Growth (3Y) 15.56%
EPS Growth (5Y) 19.50%
Sales Growth (1Y) 13.35%
Sales Growth (3Y) 12.21%
Sales Growth (5Y) 12.85%
Sales per Share Growth (1Y) 16.48%
Sales per Share Growth (3Y) 12.80%
Operating Cash Flow - Growth Rate (3Y) 16.47%
As of October 31, 2025

Fund Details

Key Dates
Inception Date 11/5/2007
Last Annual Report Date 12/31/2024
Last Prospectus Date 6/9/2025
Attributes
Index Fund --
Inverse Fund No
Leveraged Fund --
Fund of Funds Yes
Currency Hedged Fund --
Synthetic Replication Fund No

Top Portfolio Holders

Name % Weight
Portfolio A 5.00%
Portfolio B 3.50%
Portfolio C 2.25%
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Excel Add-In Codes

Name: =YCI("M:MURLX", "name")
Broad Asset Class: =YCI("M:MURLX", "broad_asset_class")
Broad Category: =YCI("M:MURLX", "broad_category_group")
Prospectus Objective: =YCI("M:MURLX", "prospectus_objective")
To find the codes for any of our securities and financial metrics, see our Complete Excel Reference.
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