Schwab Target 2040 Index Fund (SWYGX)
22.02
-0.07
(-0.32%)
USD |
Sep 16 2026
Returns Chart
Key Stats
| Net Expense Ratio | Total Assets Under Management | Weighted Average Dividend Yield | Turnover Ratio (Generic) |
|---|---|---|---|
| 0.08% | 1.865B | -- | 10.00% |
| 1 Year Fund Level Flows | 1 Year Total Returns (Daily) | Annualized Total Returns Since Inception (Daily) | Max Drawdown (Since Inception) |
| 225.55M | 12.60% |
Basic Info
| Investment Strategy | |
| The Fund seeks to provide capital appreciation and income consistent with its current asset allocation. The Fund invests in the underlying funds in accordance with its target portfolio allocation. These underlying funds invest their assets directly in equity, fixed income, cash and cash equivalents. |
| General | |
| Security Type | Mutual Fund |
| Equity Style | -- |
| Broad Asset Class | Allocation |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA USD 2040 |
| Peer Group | Mixed-Asset Target 2040 Funds |
| Global Macro | Target Maturity |
| US Macro | Mixed-Assets Target Date Funds |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | Growth & Income Funds |
| Fund Owner Firm Name | Charles Schwab |
| Broad Asset Class Benchmark Index | |
| ^SPXTR | 100.0% |
Net Fund Flows Versus Peer Group
1 Month
% Rank:
11
-399.75M
Peer Group Low
357.18M
Peer Group High
1 Year
% Rank:
16
225.55M
-3.565B
Peer Group Low
3.173B
Peer Group High
3 Months
% Rank:
14
-1.431B
Peer Group Low
959.03M
Peer Group High
3 Years
% Rank:
15
-5.691B
Peer Group Low
6.220B
Peer Group High
6 Months
% Rank:
15
-1.914B
Peer Group Low
2.049B
Peer Group High
5 Years
% Rank:
26
-8.558B
Peer Group Low
11.05B
Peer Group High
YTD
% Rank:
14
-2.398B
Peer Group Low
2.651B
Peer Group High
10 Years
% Rank:
24
-21.24B
Peer Group Low
18.48B
Peer Group High
Date Unavailable
Risk
Performance Versus Peer Group
Annual Total Returns Versus Peers
As of September 17, 2026.
Asset Allocation
As of July 31, 2026.
| Type | % Net |
|---|---|
| Cash | 1.24% |
| Stock | 76.06% |
| Bond | 22.41% |
| Convertible | 0.00% |
| Preferred | 0.16% |
| Other | 0.12% |
Top 10 Holdings
| Name | % Weight | Price | % Change |
|---|---|---|---|
| Schwab US Large-Cap ETF | 44.74% | 29.73 | -0.40% |
| Schwab US Aggregate Bond ETF | 21.84% | 22.39 | -0.09% |
| Schwab International Equity ETF | 19.32% | 27.63 | -0.40% |
| Schwab Emerging Markets Equity ETF | 4.15% | 36.27 | -0.14% |
| Schwab US Small-Cap ETF | 4.13% | 33.06 | -0.27% |
| Schwab US REIT ETF | 4.09% | 22.88 | -0.65% |
| Schwab Short-Term US Treasury ETF | 0.75% | 23.88 | -0.13% |
|
USD Cash
|
0.71% | -- | -- |
| Schwab Government Money Fund Ultra | 0.43% | 1.00 | 0.00% |
|
Other Assets less Liabilities
|
-0.16% | -- | -- |
Fees & Availability
| Fees | |
| Actual 12B-1 Fee | -- |
| Actual Management Fee | 0.04% |
| Administration Fee | -- |
| Maximum Front Load | -- |
| Maximum Deferred Load | -- |
| Maximum Redemption Fee | -- |
| General Availability | |
| Available for Insurance Product | No |
| Available for RRSP | No |
| Purchase Details | |
| Open to New Investors |
|
| Minimum Initial Investment | 0.00 None |
| Minimum Subsequent Investment | 0.00 None |
TTM Distributions
| Type | Sep | Oct | Nov | Dec | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
Qualified Income
|
-- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
|
Normal
|
-- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
|
Qualified
|
-- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
|
LT Cap Gains
|
-- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
|
Ordinary Income
|
-- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
|
Non-Qual
|
-- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
|
ST Cap Gains
|
-- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
|
Interest
|
-- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
|
Tax-Exempt
|
-- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
|
ROC
|
-- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
|
Other
|
-- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
|
Total
|
-- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
As of August 31, 2026.
Basic Info
| Investment Strategy | |
| The Fund seeks to provide capital appreciation and income consistent with its current asset allocation. The Fund invests in the underlying funds in accordance with its target portfolio allocation. These underlying funds invest their assets directly in equity, fixed income, cash and cash equivalents. |
| General | |
| Security Type | Mutual Fund |
| Equity Style | -- |
| Broad Asset Class | Allocation |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA USD 2040 |
| Peer Group | Mixed-Asset Target 2040 Funds |
| Global Macro | Target Maturity |
| US Macro | Mixed-Assets Target Date Funds |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | Growth & Income Funds |
| Fund Owner Firm Name | Charles Schwab |
| Broad Asset Class Benchmark Index | |
| ^SPXTR | 100.0% |
Fundamentals
| General | |
| Distribution Yield | -- |
| Dividend Yield TTM (9-15-26) | 2.04% |
| 30-Day SEC Yield | -- |
| 7-Day SEC Yield | -- |
| Number of Holdings | 10 |
| Stock | |
| Weighted Average PE Ratio | 29.28 |
| Weighted Average Price to Sales Ratio | 7.405 |
| Weighted Average Price to Book Ratio | 8.577 |
| Weighted Median ROE | 60.93% |
| Weighted Median ROA | 14.17% |
| Return on Investment (TTM) | 22.17% |
| Earning Yield | 2.406 |
| LT Debt / Shareholders Equity | 0.7895 |
| Number of Equity Holdings | 0 |
| Bond | |
| Yield to Maturity (7-31-26) | 4.80% |
| Effective Duration | -- |
| Average Coupon | 3.80% |
| Calculated Average Quality | 2.271 |
| Effective Maturity | 12.27 |
| Nominal Maturity | 12.32 |
| Number of Bond Holdings | 0 |
As of July 31, 2026
Growth Metrics
| EPS Growth (1Y) | 25.31% |
| EPS Growth (3Y) | 17.63% |
| EPS Growth (5Y) | 21.20% |
| Sales Growth (1Y) | 13.91% |
| Sales Growth (3Y) | 12.67% |
| Sales Growth (5Y) | 14.31% |
| Sales per Share Growth (1Y) | 22.51% |
| Sales per Share Growth (3Y) | 12.96% |
| Operating Cash Flow - Growth Rate (3Y) | 21.29% |
As of July 31, 2026
Fund Details
| Key Dates | |
| Inception Date | 8/25/2016 |
| Last Annual Report Date | 3/31/2026 |
| Last Prospectus Date | 7/28/2026 |
| Attributes | |
| Index Fund | -- |
| Inverse Fund | No |
| Leveraged Fund | -- |
| Fund of Funds |
|
| Currency Hedged Fund | -- |
| Socially Responsible Fund | No |
Top Portfolio Holders
| Name | % Weight |
|---|---|
| Portfolio A | 5.00% |
| Portfolio B | 3.50% |
| Portfolio C | 2.25% |
Excel Add-In Codes
| Name: =YCI("M:SWYGX", "name") |
| Broad Asset Class: =YCI("M:SWYGX", "broad_asset_class") |
| Broad Category: =YCI("M:SWYGX", "broad_category_group") |
| Prospectus Objective: =YCI("M:SWYGX", "prospectus_objective") |
| To find the codes for any of our securities and financial metrics, see our Complete Excel Reference. |