Franklin LifeSmart 2045 Retirement Target Fund R6 (FMLTX)
18.81
-0.12
(-0.63%)
USD |
Jan 30 2026
Returns Chart
Key Stats
| Net Expense Ratio | Total Assets Under Management | Weighted Average Dividend Yield | Turnover Ratio (Generic) |
|---|---|---|---|
| 0.40% | 122.27M | -- | 31.00% |
| 1 Year Fund Level Flows | 1 Year Total Returns (Daily) | Annualized Total Returns Since Inception (Daily) | Max Drawdown (Since Inception) |
| -1.900M | 19.74% |
Basic Info
| Investment Strategy | |
| The Fund seeks the highest level of long-term total return, consisting of both capital appreciation and income, consistent with its asset allocation. The Fund invests in the broad asset classes of equity, fixed-income and short-term investments through weighted combinations of Franklin Templeton mutual funds. |
| General | |
| Security Type | Mutual Fund |
| Equity Style | -- |
| Broad Asset Class | Allocation |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA USD 2045 |
| Peer Group | Mixed-Asset Target 2045 Funds |
| Global Macro | Target Maturity |
| US Macro | Mixed-Assets Target Date Funds |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | Growth Funds |
| Fund Owner Firm Name | Franklin Templeton |
| Broad Asset Class Benchmark Index | |
| ^SPXTR | 100.0% |
Net Fund Flows Versus Peer Group
1 Month
% Rank:
47
-763.17M
Peer Group Low
270.85M
Peer Group High
1 Year
% Rank:
50
-1.900M
-1.529B
Peer Group Low
1.846B
Peer Group High
3 Months
% Rank:
51
-860.92M
Peer Group Low
482.99M
Peer Group High
3 Years
% Rank:
67
-2.441B
Peer Group Low
7.422B
Peer Group High
6 Months
% Rank:
51
-1.215B
Peer Group Low
896.57M
Peer Group High
5 Years
% Rank:
76
-4.370B
Peer Group Low
11.40B
Peer Group High
YTD
% Rank:
--
-763.17M
Peer Group Low
101.20M
Peer Group High
10 Years
% Rank:
73
-8.790B
Peer Group Low
19.76B
Peer Group High
Date Unavailable
Risk
Performance Versus Peer Group
Annual Total Returns Versus Peers
As of January 31, 2026.
Asset Allocation
As of December 31, 2025.
| Type | % Net |
|---|---|
| Cash | 0.50% |
| Stock | 46.94% |
| Bond | 10.04% |
| Convertible | 0.00% |
| Preferred | 0.20% |
| Other | 42.32% |
Top 10 Holdings
| Name | % Weight | Price | % Change |
|---|---|---|---|
| Franklin U.S. Core Equity Advisor | 22.08% | 19.91 | -0.50% |
| Franklin International Core Equity Adv | 12.46% | 14.33 | -0.49% |
| Franklin US Core Bond ETF | 10.26% | 21.69 | 0.05% |
| Franklin US Equity Index ETF | 9.63% | 60.57 | -0.49% |
| Franklin Growth Fund R6 | 9.17% | 137.78 | -0.86% |
| Putnam Large Cap Value Fund R6 | 7.62% | 40.63 | -0.27% |
| Franklin US Large Cap Multifactor Index ETF | 6.76% | 71.17 | -0.77% |
| Franklin Emerging Market Core Equity Adv | 6.20% | 14.33 | -1.85% |
| Templeton Developing Markets Trust R6 | 4.06% | 29.44 | -1.47% |
| Putnam Large Cap Growth Fund R6 | 3.30% | 81.93 | -0.65% |
Fees & Availability
| Fees | |
| Actual 12B-1 Fee | -- |
| Actual Management Fee | -- |
| Administration Fee | -- |
| Maximum Front Load | -- |
| Maximum Deferred Load | -- |
| Maximum Redemption Fee | -- |
| General Availability | |
| Available for Insurance Product | No |
| Available for RRSP | No |
| Purchase Details | |
| Open to New Investors |
|
| Minimum Initial Investment | 1.00M None |
| Minimum Subsequent Investment | 0.00 None |
Basic Info
| Investment Strategy | |
| The Fund seeks the highest level of long-term total return, consisting of both capital appreciation and income, consistent with its asset allocation. The Fund invests in the broad asset classes of equity, fixed-income and short-term investments through weighted combinations of Franklin Templeton mutual funds. |
| General | |
| Security Type | Mutual Fund |
| Equity Style | -- |
| Broad Asset Class | Allocation |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA USD 2045 |
| Peer Group | Mixed-Asset Target 2045 Funds |
| Global Macro | Target Maturity |
| US Macro | Mixed-Assets Target Date Funds |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | Growth Funds |
| Fund Owner Firm Name | Franklin Templeton |
| Broad Asset Class Benchmark Index | |
| ^SPXTR | 100.0% |
Fundamentals
| General | |
| Distribution Yield | -- |
| Dividend Yield TTM (1-29-26) | 1.98% |
| 30-Day SEC Yield | -- |
| 7-Day SEC Yield | -- |
| Number of Holdings | 10 |
| Stock | |
| Weighted Average PE Ratio | 31.82 |
| Weighted Average Price to Sales Ratio | 7.791 |
| Weighted Average Price to Book Ratio | 9.312 |
| Weighted Median ROE | 52.49% |
| Weighted Median ROA | 14.67% |
| ROI (TTM) | 21.79% |
| Return on Investment (TTM) | 21.79% |
| Earning Yield | 0.0414 |
| LT Debt / Shareholders Equity | 0.9269 |
| Number of Equity Holdings | 0 |
| Bond | |
| Yield to Maturity (12-31-25) | 4.35% |
| Effective Duration | -- |
| Average Coupon | 3.13% |
| Calculated Average Quality | 2.600 |
| Effective Maturity | 13.26 |
| Nominal Maturity | 13.35 |
| Number of Bond Holdings | 0 |
As of December 31, 2025
Growth Metrics
| EPS Growth (1Y) | 28.61% |
| EPS Growth (3Y) | 15.93% |
| EPS Growth (5Y) | 20.24% |
| Sales Growth (1Y) | 15.25% |
| Sales Growth (3Y) | 12.88% |
| Sales Growth (5Y) | 14.06% |
| Sales per Share Growth (1Y) | 18.11% |
| Sales per Share Growth (3Y) | 13.63% |
| Operating Cash Flow - Growth Rate (3Y) | 16.12% |
As of December 31, 2025
Top Portfolio Holders
| Name | % Weight |
|---|---|
| Portfolio A | 5.00% |
| Portfolio B | 3.50% |
| Portfolio C | 2.25% |
Excel Add-In Codes
| Name: =YCI("M:FMLTX", "name") |
| Broad Asset Class: =YCI("M:FMLTX", "broad_asset_class") |
| Broad Category: =YCI("M:FMLTX", "broad_category_group") |
| Prospectus Objective: =YCI("M:FMLTX", "prospectus_objective") |
| To find the codes for any of our securities and financial metrics, see our Complete Excel Reference. |