Level Chart

Basic Info

Mortgage Spread is at 1.60%, compared to 1.62% last month and 1.98% last year. This is lower than the long term average of 1.68%.

The 30-year mortgage fixed rate minus the 10-year Treasury rate.

Stats

Last Value 1.60%
Latest Period Dec 2003
Last Updated Dec 19 2025, 17:49 EST
Long Term Average 1.68%
Average Growth Rate 10.52%
Value from Last Month 1.62%
Change from Last Month -1.23%
Value from 1 Year Ago 1.98%
Change from 1 Year Ago -19.19%
Frequency Monthly
Unit Percent
Adjustment N/A
Formula 30 Year Mortgage Rate - 10 Year Treasury Rate

Historical Data

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Date Value
December 26, 2003 1.60%
December 19, 2003 1.62%
December 12, 2003 1.59%
December 05, 2003 1.66%
November 28, 2003 1.64%
November 21, 2003 1.65%
November 14, 2003 1.67%
November 07, 2003 1.57%
October 31, 2003 1.63%
October 24, 2003 1.72%
October 17, 2003 1.63%
October 10, 2003 1.69%
October 03, 2003 1.72%
September 26, 2003 1.82%
September 19, 2003 1.78%
September 12, 2003 1.82%
September 05, 2003 1.92%
August 29, 2003 1.83%
August 22, 2003 1.81%
August 15, 2003 1.75%
August 08, 2003 2.00%
August 01, 2003 1.74%
July 25, 2003 1.76%
July 18, 2003 1.74%
July 11, 2003 1.80%
Date Value
July 04, 2003 1.82%
June 27, 2003 1.82%
June 20, 2003 1.90%
June 13, 2003 2.01%
June 06, 2003 1.90%
May 30, 2003 1.92%
May 23, 2003 1.96%
May 16, 2003 1.89%
May 09, 2003 1.85%
May 02, 2003 1.78%
April 25, 2003 1.82%
April 18, 2003 1.83%
April 11, 2003 1.88%
April 04, 2003 1.89%
March 28, 2003 1.95%
March 21, 2003 1.82%
March 14, 2003 1.96%
March 07, 2003 2.02%
February 28, 2003 2.01%
February 21, 2003 1.95%
February 14, 2003 1.91%
February 07, 2003 1.90%
January 31, 2003 1.89%
January 24, 2003 1.94%
January 17, 2003 1.87%

Basic Info

Mortgage Spread is at 1.60%, compared to 1.62% last month and 1.98% last year. This is lower than the long term average of 1.68%.

The 30-year mortgage fixed rate minus the 10-year Treasury rate.

Stats

Last Value 1.60%
Latest Period Dec 2003
Last Updated Dec 19 2025, 17:49 EST
Long Term Average 1.68%
Average Growth Rate 10.52%
Value from Last Month 1.62%
Change from Last Month -1.23%
Value from 1 Year Ago 1.98%
Change from 1 Year Ago -19.19%
Frequency Monthly
Unit Percent
Adjustment N/A
Formula 30 Year Mortgage Rate - 10 Year Treasury Rate