Schwab Target 2045 Index Fund (SWYHX)
21.54
+0.02
(+0.09%)
USD |
Dec 04 2025
Returns Chart
Key Stats
| Net Expense Ratio | Total Assets Under Management | Weighted Average Dividend Yield | Turnover Ratio (Generic) |
|---|---|---|---|
| 0.08% | 999.51M | -- | 14.00% |
| 1 Year Fund Level Flows | 1 Year Total Returns (Daily) | Annualized Total Returns Since Inception (Daily) | Max Drawdown (Since Inception) |
| 106.21M | 13.80% | Upgrade | Upgrade |
Basic Info
| Investment Strategy | |
| The Fund seeks to provide capital appreciation and income consistent with its current asset allocation. The Fund invests in the underlying funds in accordance with its target portfolio allocation. These underlying funds invest their assets directly in equity, fixed income, cash and cash equivalents. |
| General | |
| Security Type | Mutual Fund |
| Broad Asset Class | Allocation |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA USD 2045 |
| Peer Group | Mixed-Asset Target 2045 Funds |
| Global Macro | Target Maturity |
| US Macro | Mixed-Assets Target Date Funds |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | Growth Funds |
| Fund Owner Firm Name | Charles Schwab |
| Broad Asset Class Benchmark Index | |
| ^SPXTR | 100.0% |
Net Fund Flows Versus Peer Group
1 Month
% Rank:
25
-258.40M
Peer Group Low
147.67M
Peer Group High
1 Year
% Rank:
13
106.21M
-1.147B
Peer Group Low
1.662B
Peer Group High
3 Months
% Rank:
13
-673.88M
Peer Group Low
368.63M
Peer Group High
3 Years
% Rank:
27
-2.180B
Peer Group Low
7.236B
Peer Group High
6 Months
% Rank:
15
-1.059B
Peer Group Low
914.90M
Peer Group High
5 Years
% Rank:
25
-4.292B
Peer Group Low
11.38B
Peer Group High
YTD
% Rank:
13
-1.077B
Peer Group Low
1.575B
Peer Group High
10 Years
% Rank:
25
-7.872B
Peer Group Low
20.07B
Peer Group High
Date Unavailable
Risk
Performance Versus Peer Group
Annual Total Returns Versus Peers
As of December 05, 2025.
Asset Allocation
As of October 31, 2025.
| Type | % Net |
|---|---|
| Cash | 0.91% |
| Stock | 84.65% |
| Bond | 14.11% |
| Convertible | 0.00% |
| Preferred | 0.15% |
| Other | 0.17% |
Top 10 Holdings
| Name | % Weight | Price | % Change |
|---|---|---|---|
| Schwab US Large-Cap ETF | 48.33% | 27.04 | 0.09% |
| Schwab International Equity ETF | 21.32% | 24.14 | 0.23% |
| Schwab US Aggregate Bond ETF | 13.68% | 23.43 | -0.21% |
| Schwab US REIT ETF | 5.26% | 21.24 | -0.28% |
| Schwab US Small-Cap ETF | 5.14% | 28.88 | 0.57% |
| Schwab Emerging Markets Equity ETF | 4.99% | 33.42 | 0.18% |
|
USD Cash
|
0.67% | -- | -- |
| Schwab Short-Term US Treasury ETF | 0.51% | 24.36 | -0.02% |
| Schwab Government Money Fund Ultra | 0.15% | 1.00 | 0.00% |
|
Other Assets less Liabilities
|
-0.04% | -- | -- |
Fees & Availability
| Fees | |
| Actual 12B-1 Fee | -- |
| Actual Management Fee | 0.03% |
| Administration Fee | -- |
| Maximum Front Load | -- |
| Maximum Deferred Load | -- |
| Maximum Redemption Fee | -- |
| General Availability | |
| Available for Insurance Product | No |
| Available for RRSP | No |
| Purchase Details | |
| Open to New Investors |
|
| Minimum Initial Investment | 0.00 None |
| Minimum Subsequent Investment | 0.00 None |
Basic Info
| Investment Strategy | |
| The Fund seeks to provide capital appreciation and income consistent with its current asset allocation. The Fund invests in the underlying funds in accordance with its target portfolio allocation. These underlying funds invest their assets directly in equity, fixed income, cash and cash equivalents. |
| General | |
| Security Type | Mutual Fund |
| Broad Asset Class | Allocation |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA USD 2045 |
| Peer Group | Mixed-Asset Target 2045 Funds |
| Global Macro | Target Maturity |
| US Macro | Mixed-Assets Target Date Funds |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | Growth Funds |
| Fund Owner Firm Name | Charles Schwab |
| Broad Asset Class Benchmark Index | |
| ^SPXTR | 100.0% |
Fundamentals
| General | |
| Distribution Yield | -- |
| Dividend Yield TTM (12-3-25) | 1.80% |
| 30-Day SEC Yield | -- |
| 7-Day SEC Yield | -- |
| Number of Holdings | 10 |
| Stock | |
| Weighted Average PE Ratio | 31.52 |
| Weighted Average Price to Sales Ratio | 8.224 |
| Weighted Average Price to Book Ratio | 8.765 |
| Weighted Median ROE | 48.53% |
| Weighted Median ROA | 12.19% |
| ROI (TTM) | 19.69% |
| Return on Investment (TTM) | 19.69% |
| Earning Yield | 0.0437 |
| LT Debt / Shareholders Equity | 0.9553 |
| Number of Equity Holdings | 0 |
| Bond | |
| Yield to Maturity (10-31-25) | 4.29% |
| Effective Duration | -- |
| Average Coupon | 3.67% |
| Calculated Average Quality | 2.254 |
| Effective Maturity | 12.52 |
| Nominal Maturity | 12.58 |
| Number of Bond Holdings | 0 |
As of October 31, 2025
Growth Metrics
| EPS Growth (1Y) | 23.75% |
| EPS Growth (3Y) | 14.14% |
| EPS Growth (5Y) | 17.87% |
| Sales Growth (1Y) | 14.08% |
| Sales Growth (3Y) | 12.69% |
| Sales Growth (5Y) | 13.39% |
| Sales per Share Growth (1Y) | 22.74% |
| Sales per Share Growth (3Y) | 12.59% |
| Operating Cash Flow - Growth Rate (3Y) | 15.82% |
As of October 31, 2025
Fund Details
| Key Dates | |
| Inception Date | 8/25/2016 |
| Last Annual Report Date | 3/31/2025 |
| Last Prospectus Date | 7/28/2025 |
| Attributes | |
| Index Fund | -- |
| Inverse Fund | No |
| Leveraged Fund | -- |
| Fund of Funds |
|
| Currency Hedged Fund | -- |
| Synthetic Replication Fund | No |
Top Portfolio Holders
| Name | % Weight |
|---|---|
| Portfolio A | 5.00% |
| Portfolio B | 3.50% |
| Portfolio C | 2.25% |
Excel Add-In Codes
| Name: =YCI("M:SWYHX", "name") |
| Broad Asset Class: =YCI("M:SWYHX", "broad_asset_class") |
| Broad Category: =YCI("M:SWYHX", "broad_category_group") |
| Prospectus Objective: =YCI("M:SWYHX", "prospectus_objective") |
| To find the codes for any of our securities and financial metrics, see our Complete Excel Reference. |