NYLI Income Builder Fund I (MTOIX)
22.65
+0.03
(+0.13%)
USD |
Sep 15 2025
Key Stats
Customize
| Net Expense Ratio | Total Assets Under Management | Weighted Average Dividend Yield | Turnover Ratio (Generic) |
|---|---|---|---|
| 0.77% | 1.071B | 3.05% | 41.00% |
| 1 Year Fund Level Flows | 1 Year Total Returns (Daily) | Annualized Total Returns Since Inception (Daily) | Max Drawdown (Since Inception) |
| -112.20M | 10.69% | Upgrade | Upgrade |
Basic Info
| Investment Strategy | |
| The Fund seeks current income consistent with reasonable opportunity for future growth of capital and income. The Fund invests a minimum of 30% of its net assets in equity securities and a minimum of 30% in debt securities. The Fund may temporarily invest slightly less than 30% of its assets in equity or debt securities. |
| General | |
| Security Type | Mutual Fund |
| Broad Asset Class | Allocation |
| Broad Category | Allocation |
| Global Peer Group | Mixed Asset USD Flex - US |
| Peer Group | Flexible Portfolio Funds |
| Global Macro | Mixed Asset HC Flexible |
| US Macro | Mixed-Assets Funds |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | Flexible Portfolio Funds |
| Fund Owner Firm Name | New York Life Investments |
| Broad Asset Class Benchmark Index | |
| ^SPXTR | 100.0% |
Net Fund Flows Versus Peer Group
1 Month
% Rank:
77
-292.20M
Peer Group Low
199.28M
Peer Group High
1 Year
% Rank:
70
-112.20M
-4.024B
Peer Group Low
1.471B
Peer Group High
3 Months
% Rank:
74
-952.69M
Peer Group Low
542.29M
Peer Group High
3 Years
% Rank:
78
-11.08B
Peer Group Low
2.853B
Peer Group High
6 Months
% Rank:
75
-2.193B
Peer Group Low
966.65M
Peer Group High
5 Years
% Rank:
83
-18.76B
Peer Group Low
3.103B
Peer Group High
YTD
% Rank:
77
-2.978B
Peer Group Low
1.057B
Peer Group High
10 Years
% Rank:
86
-52.39B
Peer Group Low
7.236B
Peer Group High
Date Unavailable
Risk
Performance Versus Peer Group
Annual Total Returns Versus Peers
As of September 16, 2025.
Asset Allocation
As of July 31, 2025.
| Type | % Net |
|---|---|
| Cash | 0.45% |
| Stock | 64.16% |
| Bond | 33.66% |
| Convertible | 0.00% |
| Preferred | 0.00% |
| Other | 1.73% |
Top 10 Holdings
| Name | % Weight | Price | % Change |
|---|---|---|---|
|
JPY Cash
|
3.33% | -- | -- |
| Microsoft Corp. | 1.66% | 509.01 | -1.23% |
| Broadcom Inc. | 1.57% | 359.95 | -1.14% |
| Cisco Systems, Inc. | 1.30% | 66.93 | -0.13% |
| International Business Machines Corp. | 1.16% | 257.59 | 0.53% |
| Dell Technologies, Inc. | 1.10% | 127.59 | 0.62% |
| NYLI U.S. Government Liquidity Class I | 1.08% | 1.00 | 0.00% |
| Taiwan Semiconductor Manufacturing Co., Ltd. | 1.08% | 262.07 | 0.26% |
| AbbVie, Inc. | 1.06% | 216.26 | -0.62% |
| Hewlett Packard Enterprise Co. | 1.04% | 24.42 | -1.67% |
Fees & Availability
| Fees | |
| Actual 12B-1 Fee | -- |
| Actual Management Fee | 0.63% |
| Administration Fee | -- |
| Maximum Front Load | -- |
| Maximum Deferred Load | -- |
| Maximum Redemption Fee | -- |
| General Availability | |
| Available for Insurance Product | -- |
| Available for RRSP | -- |
| Purchase Details | |
| Open to New Investors |
|
| Minimum Initial Investment | 1.00M None |
| Minimum Subsequent Investment | 0.00 None |
Basic Info
| Investment Strategy | |
| The Fund seeks current income consistent with reasonable opportunity for future growth of capital and income. The Fund invests a minimum of 30% of its net assets in equity securities and a minimum of 30% in debt securities. The Fund may temporarily invest slightly less than 30% of its assets in equity or debt securities. |
| General | |
| Security Type | Mutual Fund |
| Broad Asset Class | Allocation |
| Broad Category | Allocation |
| Global Peer Group | Mixed Asset USD Flex - US |
| Peer Group | Flexible Portfolio Funds |
| Global Macro | Mixed Asset HC Flexible |
| US Macro | Mixed-Assets Funds |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | Flexible Portfolio Funds |
| Fund Owner Firm Name | New York Life Investments |
| Broad Asset Class Benchmark Index | |
| ^SPXTR | 100.0% |
Fundamentals
| General | |
| Distribution Yield | -- |
| Dividend Yield TTM (9-12-25) | 3.05% |
| 30-Day SEC Yield (8-31-25) | 3.28% |
| 7-Day SEC Yield | -- |
| Stock | |
| Weighted Average PE Ratio | 24.97 |
| Weighted Average Price to Sales Ratio | 4.640 |
| Weighted Average Price to Book Ratio | 6.100 |
| Weighted Median ROE | 25.94% |
| Weighted Median ROA | 6.80% |
| ROI (TTM) | 11.42% |
| Return on Investment (TTM) | 11.42% |
| Earning Yield | 0.0514 |
| LT Debt / Shareholders Equity | 1.282 |
| Bond | |
| Yield to Maturity (7-31-25) | 5.94% |
| Average Coupon | 5.45% |
| Calculated Average Quality | 3.791 |
| Effective Maturity | 15.37 |
| Nominal Maturity | 16.47 |
As of July 31, 2025
Growth Metrics
| EPS Growth (1Y) | 13.93% |
| EPS Growth (3Y) | 5.32% |
| EPS Growth (5Y) | 9.33% |
| Sales Growth (1Y) | 5.23% |
| Sales Growth (3Y) | 5.46% |
| Sales Growth (5Y) | 5.99% |
| Sales per Share Growth (1Y) | 7.74% |
| Sales per Share Growth (3Y) | 5.72% |
| Operating Cash Flow - Growth Ratge (3Y) | 3.20% |
As of July 31, 2025
Fund Details
| Key Dates | |
| Inception Date | 12/29/1987 |
| Last Annual Report Date | 10/31/2024 |
| Last Prospectus Date | 2/28/2025 |
| Share Classes | |
| MCTRX | C |
| MTINX | Inv |
| MTISX | Other |
| MTODX | Retirement |
| MTRAX | A |
| Attributes | |
| Index Fund | -- |
| Inverse Fund | -- |
| Leveraged Fund | -- |
| Fund of Funds | No |
| Currency Hedged Fund | -- |
| Synthetic Replication Fund | No |
Top Portfolio Holders
| Name | % Weight |
|---|---|
| Portfolio A | 5.00% |
| Portfolio B | 3.50% |
| Portfolio C | 2.25% |
Excel Add-In Codes
| Name: =YCI("M:MTOIX", "name") |
| Broad Asset Class: =YCI("M:MTOIX", "broad_asset_class") |
| Broad Category: =YCI("M:MTOIX", "broad_category_group") |
| Prospectus Objective: =YCI("M:MTOIX", "prospectus_objective") |
| To find the codes for any of our securities and financial metrics, see our Complete Excel Reference. |