US First Time Buyer Effective Interest Rate Plus PMI (I:USFTBEUQ)
6.56% for Q4 2025
Level Chart
Basic Info
|
US First Time Buyer Effective Interest Rate Plus PMI is at 6.56%, compared to 6.88% last quarter and 6.98% last year. This is higher than the long term average of 4.88%. |
| Report | Quarterly Report on Housing Affordability |
| Category | House Prices |
| Region | United States |
| Source | National Association of Realtors |
Stats
| Last Value | 6.56% |
| Latest Period | Dec 2025 |
| Last Updated | Feb 9 2026, 17:16 EST |
| Next Release | May 5 2026, 10:00 EDT |
| Long Term Average | 4.88% |
| Average Growth Rate | 3.25% |
| Value from Last Quarter | 6.88% |
| Change from Last Quarter | -4.65% |
| Value from 1 Year Ago | 6.98% |
| Change from 1 Year Ago | -6.02% |
| Frequency | Quarterly |
| Unit | Percent |
| Adjustment | Not Seasonally Adjusted |
| Download Source File |
Historical Data
| Date | Value |
|---|---|
| December 31, 2025 | 6.56% |
| September 30, 2025 | 6.88% |
| June 30, 2025 | 7.12% |
| March 31, 2025 | 7.15% |
| December 31, 2024 | 6.98% |
| September 30, 2024 | 6.84% |
| June 30, 2024 | 7.32% |
| March 31, 2024 | 7.08% |
| December 31, 2023 | 7.62% |
| September 30, 2023 | 7.37% |
| June 30, 2023 | 6.82% |
| March 31, 2023 | 6.69% |
| December 31, 2022 | 7.02% |
| September 30, 2022 | 5.90% |
| June 30, 2022 | 5.57% |
| March 31, 2022 | 4.11% |
| December 31, 2021 | 3.38% |
| September 30, 2021 | 3.17% |
| June 30, 2021 | 3.30% |
| March 31, 2021 | 3.18% |
| December 31, 2020 | 3.06% |
| September 30, 2020 | 3.26% |
| June 30, 2020 | 3.54% |
| March 31, 2020 | 3.82% |
| December 31, 2019 | 4.01% |
| Date | Value |
|---|---|
| September 30, 2019 | 3.96% |
| June 30, 2019 | 4.33% |
| March 31, 2019 | 4.87% |
| December 31, 2018 | 5.20% |
| September 30, 2018 | 5.02% |
| June 30, 2018 | 4.95% |
| March 31, 2018 | 4.69% |
| December 31, 2017 | 4.42% |
| September 30, 2017 | 4.41% |
| June 30, 2017 | 4.34% |
| March 31, 2017 | 4.61% |
| December 31, 2016 | 4.16% |
| September 30, 2016 | 4.01% |
| June 30, 2016 | 4.10% |
| March 31, 2016 | 4.26% |
| December 31, 2015 | 4.32% |
| September 30, 2015 | 4.40% |
| June 30, 2015 | 4.20% |
| March 31, 2015 | 4.22% |
| December 31, 2014 | 4.45% |
| September 30, 2014 | 4.48% |
| June 30, 2014 | 4.57% |
| March 31, 2014 | 4.71% |
| December 31, 2013 | 4.68% |
| September 30, 2013 | 4.61% |
News
Headline
Time (ET)
04/09 16:35
Basic Info
|
US First Time Buyer Effective Interest Rate Plus PMI is at 6.56%, compared to 6.88% last quarter and 6.98% last year. This is higher than the long term average of 4.88%. |
| Report | Quarterly Report on Housing Affordability |
| Category | House Prices |
| Region | United States |
| Source | National Association of Realtors |
Stats
| Last Value | 6.56% |
| Latest Period | Dec 2025 |
| Last Updated | Feb 9 2026, 17:16 EST |
| Next Release | May 5 2026, 10:00 EDT |
| Long Term Average | 4.88% |
| Average Growth Rate | 3.25% |
| Value from Last Quarter | 6.88% |
| Change from Last Quarter | -4.65% |
| Value from 1 Year Ago | 6.98% |
| Change from 1 Year Ago | -6.02% |
| Frequency | Quarterly |
| Unit | Percent |
| Adjustment | Not Seasonally Adjusted |
| Download Source File |