Level Chart

Basic Info

Effective Federal Funds Rate is at 3.64%, compared to 3.64% the previous market day and 4.33% last year. This is lower than the long term average of 4.60%.

The Effective Federal Funds Rate is the rate set by the FOMC (Federal Open Market Committee) for banks to borrow funds from each other. The Federal Funds Rate is extremely important because it can act as the benchmark to set other rates. Historically, the Federal Funds Rate reached as high as 22.36% in 1981 during the recession. Additionally, after the financial crisis in 2008-2009, the Federal Funds rate nearly reached zero when quantitative easing was put into effect.

Stats

Last Value 3.64%
Latest Period Feb 05 2026
Last Updated Feb 6 2026, 16:19 EST
Next Release Feb 9 2026, 16:15 EST
Long Term Average 4.60%
Average Growth Rate 197.4%
Value from The Previous Market Day 3.64%
Change from The Previous Market Day 0.00%
Value from 1 Year Ago 4.33%
Change from 1 Year Ago -15.94%
Frequency Market Daily
Unit Percent
Adjustment N/A
Download Source File

Historical Data

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Date Value
February 05, 2026 3.64%
February 04, 2026 3.64%
February 03, 2026 3.64%
February 02, 2026 3.64%
February 01, 2026 3.64%
January 31, 2026 3.64%
January 30, 2026 3.64%
January 29, 2026 3.64%
January 28, 2026 3.64%
January 27, 2026 3.64%
January 26, 2026 3.64%
January 25, 2026 3.64%
January 24, 2026 3.64%
January 23, 2026 3.64%
January 22, 2026 3.64%
January 21, 2026 3.64%
January 20, 2026 3.64%
January 19, 2026 3.64%
January 18, 2026 3.64%
January 17, 2026 3.64%
January 16, 2026 3.64%
January 15, 2026 3.64%
January 14, 2026 3.64%
January 13, 2026 3.64%
January 12, 2026 3.64%
Date Value
January 11, 2026 3.64%
January 10, 2026 3.64%
January 09, 2026 3.64%
January 08, 2026 3.64%
January 07, 2026 3.64%
January 06, 2026 3.64%
January 05, 2026 3.64%
January 04, 2026 3.64%
January 03, 2026 3.64%
January 02, 2026 3.64%
January 01, 2026 3.64%
December 31, 2025 3.64%
December 30, 2025 3.64%
December 29, 2025 3.64%
December 28, 2025 3.64%
December 27, 2025 3.64%
December 26, 2025 3.64%
December 25, 2025 3.64%
December 24, 2025 3.64%
December 23, 2025 3.64%
December 22, 2025 3.64%
December 21, 2025 3.64%
December 20, 2025 3.64%
December 19, 2025 3.64%
December 18, 2025 3.64%

Basic Info

Effective Federal Funds Rate is at 3.64%, compared to 3.64% the previous market day and 4.33% last year. This is lower than the long term average of 4.60%.

The Effective Federal Funds Rate is the rate set by the FOMC (Federal Open Market Committee) for banks to borrow funds from each other. The Federal Funds Rate is extremely important because it can act as the benchmark to set other rates. Historically, the Federal Funds Rate reached as high as 22.36% in 1981 during the recession. Additionally, after the financial crisis in 2008-2009, the Federal Funds rate nearly reached zero when quantitative easing was put into effect.

Stats

Last Value 3.64%
Latest Period Feb 05 2026
Last Updated Feb 6 2026, 16:19 EST
Next Release Feb 9 2026, 16:15 EST
Long Term Average 4.60%
Average Growth Rate 197.4%
Value from The Previous Market Day 3.64%
Change from The Previous Market Day 0.00%
Value from 1 Year Ago 4.33%
Change from 1 Year Ago -15.94%
Frequency Market Daily
Unit Percent
Adjustment N/A
Download Source File