Level Chart

Basic Info

The 5/1 Adjustable Rate Mortgage (ARM) Rate is the interest rate that US home-buyers would pay if they were to take out a loan with a 5 year fixed rate followed by an adjustable rate for the balance of the loan period. There are many different kinds of mortgages that homeowners can decide on which will have varying interest rates and monthly payments. Immediately preceding the Great Recession the 5/1 ARM eclipsed 6%.

5/1 Adjustable Rate Mortgage Rate is at 2.55%, compared to 2.52% last week and 2.89% last year. This is lower than the long term average of 3.89%.

Stats

Last Value 2.55%
Latest Period Oct 14 2021
Last Updated Oct 21 2021, 11:02 EDT
Next Release Oct 28 2021, 11:00 EDT
Long Term Average 3.89%
Average Growth Rate -3.05%
Value from 1 Year Ago 2.89%
Change from 1 Year Ago -11.76%
Frequency Weekly
Unit Percent
Adjustment N/A
Notes Average U.S. 5/1 year mortgage rate.

Historical Data

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Date Value
October 14, 2021 2.55%
October 07, 2021 2.52%
September 30, 2021 2.48%
September 23, 2021 2.43%
September 16, 2021 2.51%
September 09, 2021 2.42%
September 02, 2021 2.43%
August 26, 2021 2.42%
August 19, 2021 2.43%
August 12, 2021 2.44%
August 05, 2021 2.40%
July 29, 2021 2.45%
July 22, 2021 2.49%
July 15, 2021 2.47%
July 08, 2021 2.52%
July 01, 2021 2.54%
June 24, 2021 2.53%
June 17, 2021 2.52%
June 10, 2021 2.55%
June 03, 2021 2.64%
May 27, 2021 2.59%
May 20, 2021 2.59%
May 13, 2021 2.59%
May 06, 2021 2.70%
April 29, 2021 2.64%
Date Value
April 22, 2021 2.83%
April 15, 2021 2.80%
April 08, 2021 2.92%
April 01, 2021 2.84%
March 25, 2021 2.84%
March 18, 2021 2.79%
March 11, 2021 2.77%
March 04, 2021 2.73%
February 25, 2021 2.99%
February 18, 2021 2.77%
February 11, 2021 2.79%
February 04, 2021 2.78%
January 28, 2021 2.80%
January 21, 2021 2.80%
January 14, 2021 3.12%
January 07, 2021 2.75%
December 31, 2020 2.71%
December 24, 2020 2.79%
December 17, 2020 2.79%
December 10, 2020 2.79%
December 03, 2020 2.86%
November 25, 2020 3.16%
November 19, 2020 2.85%
November 12, 2020 3.11%
November 05, 2020 2.89%

Basic Info

The 5/1 Adjustable Rate Mortgage (ARM) Rate is the interest rate that US home-buyers would pay if they were to take out a loan with a 5 year fixed rate followed by an adjustable rate for the balance of the loan period. There are many different kinds of mortgages that homeowners can decide on which will have varying interest rates and monthly payments. Immediately preceding the Great Recession the 5/1 ARM eclipsed 6%.

5/1 Adjustable Rate Mortgage Rate is at 2.55%, compared to 2.52% last week and 2.89% last year. This is lower than the long term average of 3.89%.

Stats

Last Value 2.55%
Latest Period Oct 14 2021
Last Updated Oct 21 2021, 11:02 EDT
Next Release Oct 28 2021, 11:00 EDT
Long Term Average 3.89%
Average Growth Rate -3.05%
Value from 1 Year Ago 2.89%
Change from 1 Year Ago -11.76%
Frequency Weekly
Unit Percent
Adjustment N/A
Notes Average U.S. 5/1 year mortgage rate.