PH&N LifeTime 2035 Sr O (RBF8945)
14.99
-0.11
(-0.70%)
CAD |
Dec 05 2025
Returns Chart
Key Stats
| Net Expense Ratio | Total Assets Under Management | Weighted Average Dividend Yield | Turnover Ratio (Generic) |
|---|---|---|---|
| 0.09% | 278.14M | -- | 18.64% |
| 1 Year Fund Level Flows | 1 Year Total Returns (Daily) | Annualized Total Returns Since Inception (Daily) | Max Drawdown (Since Inception) |
| 78.47M | 9.41% | Upgrade | Upgrade |
Basic Info
| Investment Strategy | |
| The fundamental investment objective of the Fund is to achieve a balance of income and long-term capital growth relative to its target retirement date of 2035 by investing primarily in investment funds that invest in equity, fixed income, income trust and money market securities and exchange traded funds (ETFs), or by investing directly in such securities. |
| General | |
| Security Type | Mutual Fund |
| Broad Asset Class | Allocation |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA CAD |
| Peer Group | 2035 Target Date Portfolio |
| Global Macro | -- |
| US Macro | -- |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | -- |
| Fund Owner Firm Name | RBC |
| Broad Asset Class Benchmark Index | |
| ^SPTSX60TR | 100.0% |
Net Fund Flows Versus Peer Group
1 Month
% Rank:
73
-2.081M
Peer Group Low
11.14M
Peer Group High
1 Year
% Rank:
18
78.47M
-6.928M
Peer Group Low
183.84M
Peer Group High
3 Months
% Rank:
59
-6.482M
Peer Group Low
36.19M
Peer Group High
3 Years
% Rank:
18
-17.26M
Peer Group Low
485.06M
Peer Group High
6 Months
% Rank:
59
-9.914M
Peer Group Low
69.81M
Peer Group High
5 Years
% Rank:
32
-19.60M
Peer Group Low
798.76M
Peer Group High
YTD
% Rank:
18
-10.63M
Peer Group Low
134.63M
Peer Group High
10 Years
% Rank:
32
-2.992M
Peer Group Low
1.038B
Peer Group High
Date Unavailable
Risk
Performance Versus Peer Group
Annual Total Returns Versus Peers
As of December 08, 2025.
Asset Allocation
As of September 30, 2025.
| Type | % Net |
|---|---|
| Cash | 1.88% |
| Stock | 61.02% |
| Bond | 34.04% |
| Convertible | 0.00% |
| Preferred | 0.13% |
| Other | 2.93% |
Top 10 Holdings
| Name | % Weight | Price | % Change |
|---|---|---|---|
|
PH&N Bond Sr O
|
17.91% | -- | -- |
|
PH&N U.S. Equity Sr O
|
10.58% | -- | -- |
|
RBC QUBE Low Volatility Global Equity O
|
9.74% | -- | -- |
|
PH&N Canadian Equity Underlying Sr O
|
9.50% | -- | -- |
|
RBC Global Equity Leaders Fund - Series A
|
8.09% | -- | -- |
|
RBC QUBE Global Equity Sr O
|
6.52% | -- | -- |
|
RBC Bond Sr O
|
5.66% | -- | -- |
|
PH&N Canadian Equity Value Sr O
|
4.48% | -- | -- |
|
RBC International Equity Sr O
|
4.41% | -- | -- |
|
PH&N High Yield Bond Fund Sr O
|
3.65% | -- | -- |
Fees & Availability
| Fees | |
| Actual 12B-1 Fee | -- |
| Actual Management Fee | -- |
| Administration Fee | -- |
| Maximum Front Load | -- |
| Maximum Deferred Load | -- |
| Maximum Redemption Fee | -- |
| General Availability | |
| Available for Insurance Product | No |
| Available for RRSP |
|
| Purchase Details | |
| Open to New Investors |
|
| Minimum Initial Investment | 0.00 None |
| Minimum Subsequent Investment | 25.00 None |
Basic Info
| Investment Strategy | |
| The fundamental investment objective of the Fund is to achieve a balance of income and long-term capital growth relative to its target retirement date of 2035 by investing primarily in investment funds that invest in equity, fixed income, income trust and money market securities and exchange traded funds (ETFs), or by investing directly in such securities. |
| General | |
| Security Type | Mutual Fund |
| Broad Asset Class | Allocation |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA CAD |
| Peer Group | 2035 Target Date Portfolio |
| Global Macro | -- |
| US Macro | -- |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | -- |
| Fund Owner Firm Name | RBC |
| Broad Asset Class Benchmark Index | |
| ^SPTSX60TR | 100.0% |
Fundamentals
| General | |
| Distribution Yield | -- |
| Dividend Yield TTM (12-5-25) | 2.72% |
| 30-Day SEC Yield | -- |
| 7-Day SEC Yield | -- |
| Number of Holdings | 22 |
| Stock | |
| Weighted Average PE Ratio | 29.23 |
| Weighted Average Price to Sales Ratio | 6.507 |
| Weighted Average Price to Book Ratio | 7.903 |
| Weighted Median ROE | 40.61% |
| Weighted Median ROA | 11.04% |
| ROI (TTM) | 17.67% |
| Return on Investment (TTM) | 17.67% |
| Earning Yield | 0.0461 |
| LT Debt / Shareholders Equity | 0.9975 |
| Number of Equity Holdings | 0 |
| Bond | |
| Yield to Maturity (9-30-25) | 4.12% |
| Effective Duration | -- |
| Average Coupon | 4.42% |
| Calculated Average Quality | 3.015 |
| Effective Maturity | 11.18 |
| Nominal Maturity | 11.95 |
| Number of Bond Holdings | 0 |
As of September 30, 2025
Growth Metrics
| EPS Growth (1Y) | 21.97% |
| EPS Growth (3Y) | 12.05% |
| EPS Growth (5Y) | 14.16% |
| Sales Growth (1Y) | 12.92% |
| Sales Growth (3Y) | 11.11% |
| Sales Growth (5Y) | 11.38% |
| Sales per Share Growth (1Y) | 14.10% |
| Sales per Share Growth (3Y) | 11.40% |
| Operating Cash Flow - Growth Rate (3Y) | 13.45% |
As of September 30, 2025
Top Portfolio Holders
| Name | % Weight |
|---|---|
| Portfolio A | 5.00% |
| Portfolio B | 3.50% |
| Portfolio C | 2.25% |
Excel Add-In Codes
| Name: =YCI("M:RBF8945.TO", "name") |
| Broad Asset Class: =YCI("M:RBF8945.TO", "broad_asset_class") |
| Broad Category: =YCI("M:RBF8945.TO", "broad_category_group") |
| Prospectus Objective: =YCI("M:RBF8945.TO", "prospectus_objective") |
| To find the codes for any of our securities and financial metrics, see our Complete Excel Reference. |