RBC Retirement 2025 Portfolio O (RBF8636)
12.63
-0.07
(-0.53%)
CAD |
Dec 05 2025
Returns Chart
Key Stats
| Net Expense Ratio | Total Assets Under Management | Weighted Average Dividend Yield | Turnover Ratio (Generic) |
|---|---|---|---|
| 0.06% | 86.91M | -- | 5.01% |
| 1 Year Fund Level Flows | 1 Year Total Returns (Daily) | Annualized Total Returns Since Inception (Daily) | Max Drawdown (Since Inception) |
| -432598.0 | 7.75% | Upgrade | Upgrade |
Basic Info
| Investment Strategy | |
| This fund is an asset allocation fund designed to meet the needs of investors who are saving money towards their retirement, which they expect will commence around 2025. The fund gradually shifts its asset mix from an emphasis on equity funds to an emphasis on fixed income funds. Over the life of the fund, its portfolio will shift from a focus on funds with growth potential to a focus on funds that will preserve capital. |
| General | |
| Security Type | Mutual Fund |
| Broad Asset Class | Allocation |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA CAD |
| Peer Group | 2025 Target Date Portfolio |
| Global Macro | -- |
| US Macro | -- |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | -- |
| Fund Owner Firm Name | RBC |
| Broad Asset Class Benchmark Index | |
| ^SPTSX60TR | 100.0% |
Net Fund Flows Versus Peer Group
1 Month
% Rank:
49
-8.718M
Peer Group Low
231059.0
Peer Group High
1 Year
% Rank:
49
-432598.0
-114.25M
Peer Group Low
26.76M
Peer Group High
3 Months
% Rank:
49
-29.38M
Peer Group Low
899623.0
Peer Group High
3 Years
% Rank:
49
-327.84M
Peer Group Low
40.57M
Peer Group High
6 Months
% Rank:
37
-54.53M
Peer Group Low
2.343M
Peer Group High
5 Years
% Rank:
33
-269.75M
Peer Group Low
57.89M
Peer Group High
YTD
% Rank:
49
-107.12M
Peer Group Low
25.01M
Peer Group High
10 Years
% Rank:
25
-139.30M
Peer Group Low
95.42M
Peer Group High
Date Unavailable
Risk
Performance Versus Peer Group
Annual Total Returns Versus Peers
As of December 08, 2025.
Asset Allocation
As of October 31, 2025.
| Type | % Net |
|---|---|
| Cash | 2.90% |
| Stock | 40.60% |
| Bond | 51.99% |
| Convertible | 0.00% |
| Preferred | 0.07% |
| Other | 4.43% |
Top 10 Holdings
| Name | % Weight | Price | % Change |
|---|---|---|---|
|
RBC CANADIAN SHORT-TERM INCOME SR O
|
18.71% | -- | -- |
|
RBC BOND SR O
|
6.74% | -- | -- |
|
PH&N U.S. MULTI-STYLE ALL-CAP EQUITY SR O
|
6.66% | -- | -- |
|
RBC GLOBAL DIVIDEND GROWTH SR O
|
5.81% | -- | -- |
|
PH&N TOTAL RETURN BOND SR D
|
5.76% | -- | -- |
|
RBC GLOBAL HIGH YIELD BOND SR O
|
4.41% | -- | -- |
|
PH&N CONSERVATIVE EQUITY INCOME FUND O
|
4.32% | -- | -- |
|
RBC QUBE LOW VOLATILITY CANADIAN EQUITY SR O
|
4.30% | -- | -- |
|
RBC GLOBAL CORPORATE BOND SR O
|
3.90% | -- | -- |
|
BLUEBAY GLOBAL SOVEREIGN BOND SERIES O
|
3.83% | -- | -- |
Fees & Availability
| Fees | |
| Actual 12B-1 Fee | -- |
| Actual Management Fee | -- |
| Administration Fee | -- |
| Maximum Front Load | -- |
| Maximum Deferred Load | -- |
| Maximum Redemption Fee | -- |
| General Availability | |
| Available for Insurance Product | No |
| Available for RRSP |
|
| Purchase Details | |
| Open to New Investors |
|
| Minimum Initial Investment | 500.00 None |
| Minimum Subsequent Investment | 25.00 None |
Basic Info
| Investment Strategy | |
| This fund is an asset allocation fund designed to meet the needs of investors who are saving money towards their retirement, which they expect will commence around 2025. The fund gradually shifts its asset mix from an emphasis on equity funds to an emphasis on fixed income funds. Over the life of the fund, its portfolio will shift from a focus on funds with growth potential to a focus on funds that will preserve capital. |
| General | |
| Security Type | Mutual Fund |
| Broad Asset Class | Allocation |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA CAD |
| Peer Group | 2025 Target Date Portfolio |
| Global Macro | -- |
| US Macro | -- |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | -- |
| Fund Owner Firm Name | RBC |
| Broad Asset Class Benchmark Index | |
| ^SPTSX60TR | 100.0% |
Fundamentals
| General | |
| Distribution Yield | -- |
| Dividend Yield TTM (12-5-25) | 2.81% |
| 30-Day SEC Yield | -- |
| 7-Day SEC Yield | -- |
| Number of Holdings | 10 |
| Stock | |
| Weighted Average PE Ratio | 29.80 |
| Weighted Average Price to Sales Ratio | 7.334 |
| Weighted Average Price to Book Ratio | 8.050 |
| Weighted Median ROE | 37.63% |
| Weighted Median ROA | 11.68% |
| ROI (TTM) | 18.46% |
| Return on Investment (TTM) | 18.46% |
| Earning Yield | 0.0451 |
| LT Debt / Shareholders Equity | 0.9098 |
| Number of Equity Holdings | 0 |
| Bond | |
| Yield to Maturity (10-31-25) | 3.85% |
| Effective Duration | -- |
| Average Coupon | 4.06% |
| Calculated Average Quality | 2.910 |
| Effective Maturity | 8.125 |
| Nominal Maturity | 8.591 |
| Number of Bond Holdings | 0 |
As of October 31, 2025
Growth Metrics
| EPS Growth (1Y) | 21.23% |
| EPS Growth (3Y) | 13.37% |
| EPS Growth (5Y) | 15.93% |
| Sales Growth (1Y) | 14.16% |
| Sales Growth (3Y) | 11.94% |
| Sales Growth (5Y) | 12.07% |
| Sales per Share Growth (1Y) | 15.62% |
| Sales per Share Growth (3Y) | 12.37% |
| Operating Cash Flow - Growth Rate (3Y) | 14.19% |
As of October 31, 2025
Fund Details
| Key Dates | |
| Inception Date | -- |
| Last Annual Report Date | 10/31/2025 |
| Last Prospectus Date | -- |
| Share Classes | |
| RBF1510 | Commission-based Advice |
| RBF1638 | Fee-based Advice |
| RBF1663 | Fee-based Advice |
| Attributes | |
| Index Fund | -- |
| Inverse Fund | No |
| Leveraged Fund | -- |
| Fund of Funds | No |
| Currency Hedged Fund | -- |
| Synthetic Replication Fund | No |
Top Portfolio Holders
| Name | % Weight |
|---|---|
| Portfolio A | 5.00% |
| Portfolio B | 3.50% |
| Portfolio C | 2.25% |
Excel Add-In Codes
| Name: =YCI("M:RBF8636.TO", "name") |
| Broad Asset Class: =YCI("M:RBF8636.TO", "broad_asset_class") |
| Broad Category: =YCI("M:RBF8636.TO", "broad_category_group") |
| Prospectus Objective: =YCI("M:RBF8636.TO", "prospectus_objective") |
| To find the codes for any of our securities and financial metrics, see our Complete Excel Reference. |