RBC Target 2030 Education Sr A (RBF549)
14.52
+0.05
(+0.36%)
CAD |
Feb 06 2026
Returns Chart
Key Stats
| Net Expense Ratio | Total Assets Under Management | Weighted Average Dividend Yield | Turnover Ratio (Generic) |
|---|---|---|---|
| 1.62% | 2.409B | -- | 12.03% |
| 1 Year Fund Level Flows | 1 Year Total Returns (Daily) | Annualized Total Returns Since Inception (Daily) | Max Drawdown (Since Inception) |
| 203.16M | 5.52% |
Basic Info
| Investment Strategy | |
| This fund is an asset allocation fund specifically designed to meet the changing needs of investors who are saving money for the purpose of funding a post-secondary education that commences around 2030. The fund gradually shifts its asset mix from an emphasis on equity funds, in its early years, to an emphasis on money market funds as its target date (2030) approaches. Over the life of the fund, its portfolio will shift from a focus on funds with growth potential to a focus on funds that will preserve capital. |
| General | |
| Security Type | Mutual Fund |
| Equity Style | -- |
| Broad Asset Class | Allocation |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA CAD |
| Peer Group | 2030 Target Date Portfolio |
| Global Macro | -- |
| US Macro | -- |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | -- |
| Fund Owner Firm Name | RBC |
| Broad Asset Class Benchmark Index | |
| ^SPTSX60TR | 100.0% |
Net Fund Flows Versus Peer Group
1 Month
% Rank:
15
-3.211M
Peer Group Low
48.49M
Peer Group High
1 Year
% Rank:
4
203.16M
-13.64M
Peer Group Low
203.16M
Peer Group High
3 Months
% Rank:
6
-2.415M
Peer Group Low
154.91M
Peer Group High
3 Years
% Rank:
4
-45.83M
Peer Group Low
536.47M
Peer Group High
6 Months
% Rank:
4
-4.514M
Peer Group Low
159.65M
Peer Group High
5 Years
% Rank:
4
-93.03M
Peer Group Low
992.33M
Peer Group High
YTD
% Rank:
9
-3.211M
Peer Group Low
48.49M
Peer Group High
10 Years
% Rank:
4
-115.40M
Peer Group Low
1.945B
Peer Group High
Date Unavailable
Risk
Performance Versus Peer Group
Annual Total Returns Versus Peers
As of February 08, 2026.
Asset Allocation
As of December 31, 2025.
| Type | % Net |
|---|---|
| Cash | 1.45% |
| Stock | 25.98% |
| Bond | 72.05% |
| Convertible | 0.00% |
| Preferred | 0.27% |
| Other | 0.24% |
Top 10 Holdings
| Name | % Weight | Price | % Change |
|---|---|---|---|
|
RBC Bond Sr O
|
35.10% | -- | -- |
|
RBC Canadian Short-Term Income Sr O
|
25.39% | -- | -- |
|
RBC Global Bond Sr O
|
7.16% | -- | -- |
|
RBC Canadian Equity Sr O
|
4.93% | -- | -- |
|
PH&N Total Return Bond Sr D
|
4.71% | -- | -- |
|
RBC European Equity Fund Series O
|
3.80% | -- | -- |
|
RBC Private U.S. Large-Cap Core Equity Pool O
|
2.63% | -- | -- |
|
PH&N U.S. Multi-Style All-Cap Equity Sr O
|
2.62% | -- | -- |
|
RBC U.S. Equity Sr O
|
2.60% | -- | -- |
|
RBC QUBE Low Volatility Canadian Equity Sr O
|
2.48% | -- | -- |
Fees & Availability
| Fees | |
| Actual 12B-1 Fee | -- |
| Actual Management Fee | -- |
| Administration Fee | -- |
| Maximum Front Load | -- |
| Maximum Deferred Load | -- |
| Maximum Redemption Fee | -- |
| General Availability | |
| Available for Insurance Product | No |
| Available for RRSP |
|
| Purchase Details | |
| Open to New Investors |
|
| Minimum Initial Investment | 500.00 None |
| Minimum Subsequent Investment | 25.00 None |
Basic Info
| Investment Strategy | |
| This fund is an asset allocation fund specifically designed to meet the changing needs of investors who are saving money for the purpose of funding a post-secondary education that commences around 2030. The fund gradually shifts its asset mix from an emphasis on equity funds, in its early years, to an emphasis on money market funds as its target date (2030) approaches. Over the life of the fund, its portfolio will shift from a focus on funds with growth potential to a focus on funds that will preserve capital. |
| General | |
| Security Type | Mutual Fund |
| Equity Style | -- |
| Broad Asset Class | Allocation |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA CAD |
| Peer Group | 2030 Target Date Portfolio |
| Global Macro | -- |
| US Macro | -- |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | -- |
| Fund Owner Firm Name | RBC |
| Broad Asset Class Benchmark Index | |
| ^SPTSX60TR | 100.0% |
Fundamentals
| General | |
| Distribution Yield | -- |
| Dividend Yield TTM (2-6-26) | 1.55% |
| 30-Day SEC Yield | -- |
| 7-Day SEC Yield | -- |
| Number of Holdings | 23 |
| Stock | |
| Weighted Average PE Ratio | 28.29 |
| Weighted Average Price to Sales Ratio | 6.017 |
| Weighted Average Price to Book Ratio | 6.929 |
| Weighted Median ROE | 42.38% |
| Weighted Median ROA | 9.65% |
| ROI (TTM) | 15.92% |
| Return on Investment (TTM) | 15.92% |
| Earning Yield | 0.0471 |
| LT Debt / Shareholders Equity | 0.9185 |
| Number of Equity Holdings | 0 |
| Bond | |
| Yield to Maturity (12-31-25) | 3.43% |
| Effective Duration | -- |
| Average Coupon | 3.66% |
| Calculated Average Quality | 2.442 |
| Effective Maturity | 7.778 |
| Nominal Maturity | 7.991 |
| Number of Bond Holdings | 6 |
As of December 31, 2025
Growth Metrics
| EPS Growth (1Y) | 25.97% |
| EPS Growth (3Y) | 12.05% |
| EPS Growth (5Y) | 15.78% |
| Sales Growth (1Y) | 12.82% |
| Sales Growth (3Y) | 11.64% |
| Sales Growth (5Y) | 11.61% |
| Sales per Share Growth (1Y) | 14.28% |
| Sales per Share Growth (3Y) | 11.98% |
| Operating Cash Flow - Growth Rate (3Y) | 14.08% |
As of December 31, 2025
Top Portfolio Holders
| Name | % Weight |
|---|---|
| Portfolio A | 5.00% |
| Portfolio B | 3.50% |
| Portfolio C | 2.25% |
Excel Add-In Codes
| Name: =YCI("M:RBF549.TO", "name") |
| Broad Asset Class: =YCI("M:RBF549.TO", "broad_asset_class") |
| Broad Category: =YCI("M:RBF549.TO", "broad_category_group") |
| Prospectus Objective: =YCI("M:RBF549.TO", "prospectus_objective") |
| To find the codes for any of our securities and financial metrics, see our Complete Excel Reference. |