RBC Target 2035 Education Srs A (RBF522)
13.48
-0.03
(-0.22%)
CAD |
Feb 27 2026
Returns Chart
Key Stats
| Net Expense Ratio | Total Assets Under Management | Weighted Average Dividend Yield | Turnover Ratio (Generic) |
|---|---|---|---|
| 1.68% | 1.304B | -- | 7.47% |
| 1 Year Fund Level Flows | 1 Year Total Returns (Daily) | Annualized Total Returns Since Inception (Daily) | Max Drawdown (Since Inception) |
| 207.47M | 13.18% |
Basic Info
| Investment Strategy | |
| This fund is an asset allocation fund specifically designed to meet the changing needs of investors who are saving money for the purpose of funding a post-secondary education that commences around 2035. The fund gradually shifts its asset mix from an emphasis on equity funds, in its early years, to an emphasis on money market funds as its target date (2035) approaches. Over the life of the fund, its portfolio will shift from a focus on funds with growth potential to a focus on funds that will preserve capital. At all times, the fund will maintain a diversified asset mix appropriate for the funds time horizon, which is defined as the number of years left until the funds target date (2035). The fund invests its assets primarily in units of other funds managed by RBC GAM or an affiliate of RBC GAM (called the underlying funds). |
| General | |
| Security Type | Mutual Fund |
| Equity Style | -- |
| Broad Asset Class | Allocation |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA CAD |
| Peer Group | 2035 Target Date Portfolio |
| Global Macro | -- |
| US Macro | -- |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | -- |
| Fund Owner Firm Name | RBC |
| Broad Asset Class Benchmark Index | |
| ^SPTSX60TR | 100.0% |
Net Fund Flows Versus Peer Group
1 Month
% Rank:
5
-946757.0
Peer Group Low
17.63M
Peer Group High
1 Year
% Rank:
5
207.47M
-7.748M
Peer Group Low
207.47M
Peer Group High
3 Months
% Rank:
5
-2.783M
Peer Group Low
101.18M
Peer Group High
3 Years
% Rank:
5
-20.29M
Peer Group Low
529.61M
Peer Group High
6 Months
% Rank:
7
-4.902M
Peer Group Low
174.63M
Peer Group High
5 Years
% Rank:
5
-24.59M
Peer Group Low
854.77M
Peer Group High
YTD
% Rank:
7
-946757.0
Peer Group Low
81.84M
Peer Group High
10 Years
% Rank:
5
-7.310M
Peer Group Low
1.128B
Peer Group High
Date Unavailable
Risk
Performance Versus Peer Group
Annual Total Returns Versus Peers
As of March 01, 2026.
Asset Allocation
As of January 31, 2026.
| Type | % Net |
|---|---|
| Cash | 0.88% |
| Stock | 48.61% |
| Bond | 50.00% |
| Convertible | 0.00% |
| Preferred | 0.31% |
| Other | 0.20% |
Top 10 Holdings
| Name | % Weight | Price | % Change |
|---|---|---|---|
|
RBC BOND SR O
|
30.26% | -- | -- |
|
RBC CANADIAN EQUITY SR O
|
8.92% | -- | -- |
|
RBC CANADIAN SHORT-TERM INCOME SR O
|
7.57% | -- | -- |
|
RBC EUROPEAN EQUITY FUND SERIES O
|
7.12% | -- | -- |
|
PH&N TOTAL RETURN BOND SR O
|
6.88% | -- | -- |
|
RBC U.S. EQUITY SR O
|
5.22% | -- | -- |
|
RBC PRIVATE U.S. LARGE-CAP CORE EQUITY POOL O
|
5.19% | -- | -- |
|
PH&N U.S. MULTI-STYLE ALL-CAP EQUITY SR O
|
5.12% | -- | -- |
|
RBC HIGH YIELD BOND SR O
|
5.02% | -- | -- |
|
RBC QUBE LOW VOLATILITY CANADIAN EQUITY SR O
|
4.50% | -- | -- |
Fees & Availability
| Fees | |
| Actual 12B-1 Fee | -- |
| Actual Management Fee | -- |
| Administration Fee | -- |
| Maximum Front Load | -- |
| Maximum Deferred Load | -- |
| Maximum Redemption Fee | -- |
| General Availability | |
| Available for Insurance Product | No |
| Available for RRSP |
|
| Purchase Details | |
| Open to New Investors |
|
| Minimum Initial Investment | 500.00 None |
| Minimum Subsequent Investment | 25.00 None |
Basic Info
| Investment Strategy | |
| This fund is an asset allocation fund specifically designed to meet the changing needs of investors who are saving money for the purpose of funding a post-secondary education that commences around 2035. The fund gradually shifts its asset mix from an emphasis on equity funds, in its early years, to an emphasis on money market funds as its target date (2035) approaches. Over the life of the fund, its portfolio will shift from a focus on funds with growth potential to a focus on funds that will preserve capital. At all times, the fund will maintain a diversified asset mix appropriate for the funds time horizon, which is defined as the number of years left until the funds target date (2035). The fund invests its assets primarily in units of other funds managed by RBC GAM or an affiliate of RBC GAM (called the underlying funds). |
| General | |
| Security Type | Mutual Fund |
| Equity Style | -- |
| Broad Asset Class | Allocation |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA CAD |
| Peer Group | 2035 Target Date Portfolio |
| Global Macro | -- |
| US Macro | -- |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | -- |
| Fund Owner Firm Name | RBC |
| Broad Asset Class Benchmark Index | |
| ^SPTSX60TR | 100.0% |
Fundamentals
| General | |
| Distribution Yield | -- |
| Dividend Yield TTM (2-27-26) | 1.18% |
| 30-Day SEC Yield | -- |
| 7-Day SEC Yield | -- |
| Number of Holdings | 10 |
| Stock | |
| Weighted Average PE Ratio | 28.55 |
| Weighted Average Price to Sales Ratio | 6.068 |
| Weighted Average Price to Book Ratio | 7.051 |
| Weighted Median ROE | 43.18% |
| Weighted Median ROA | 9.87% |
| ROI (TTM) | 16.15% |
| Return on Investment (TTM) | 16.15% |
| Earning Yield | 0.0466 |
| LT Debt / Shareholders Equity | 0.9059 |
| Number of Equity Holdings | 0 |
| Bond | |
| Yield to Maturity (1-31-26) | 3.70% |
| Effective Duration | -- |
| Average Coupon | 4.06% |
| Calculated Average Quality | 2.715 |
| Effective Maturity | 9.406 |
| Nominal Maturity | 9.757 |
| Number of Bond Holdings | 0 |
As of January 31, 2026
Growth Metrics
| EPS Growth (1Y) | 25.94% |
| EPS Growth (3Y) | 12.24% |
| EPS Growth (5Y) | 16.05% |
| Sales Growth (1Y) | 12.93% |
| Sales Growth (3Y) | 11.58% |
| Sales Growth (5Y) | 11.83% |
| Sales per Share Growth (1Y) | 14.40% |
| Sales per Share Growth (3Y) | 11.90% |
| Operating Cash Flow - Growth Rate (3Y) | 14.62% |
As of January 31, 2026
Top Portfolio Holders
| Name | % Weight |
|---|---|
| Portfolio A | 5.00% |
| Portfolio B | 3.50% |
| Portfolio C | 2.25% |
Excel Add-In Codes
| Name: =YCI("M:RBF522.TO", "name") |
| Broad Asset Class: =YCI("M:RBF522.TO", "broad_asset_class") |
| Broad Category: =YCI("M:RBF522.TO", "broad_category_group") |
| Prospectus Objective: =YCI("M:RBF522.TO", "prospectus_objective") |
| To find the codes for any of our securities and financial metrics, see our Complete Excel Reference. |