PH&N LifeTime 2025 Fund F (RBF360)
10.42
-0.07
(-0.64%)
CAD |
Dec 05 2025
Returns Chart
Key Stats
| Net Expense Ratio | Total Assets Under Management | Weighted Average Dividend Yield | Turnover Ratio (Generic) |
|---|---|---|---|
| 0.65% | 125.60M | -- | 13.37% |
| 1 Year Fund Level Flows | 1 Year Total Returns (Daily) | Annualized Total Returns Since Inception (Daily) | Max Drawdown (Since Inception) |
| 26.76M | 5.15% | Upgrade | Upgrade |
Basic Info
| Investment Strategy | |
| The fundamental investment objective of the Fund is to achieve a balance of income and long-term capital growth relative to its target retirement date of 2025 by investing primarily in investment funds that invest in equity, fixed income, income trust and money market securities and exchange traded funds (ETFs), or by investing directly in such securities. |
| General | |
| Security Type | Mutual Fund |
| Broad Asset Class | Allocation |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA CAD |
| Peer Group | 2025 Target Date Portfolio |
| Global Macro | -- |
| US Macro | -- |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | -- |
| Fund Owner Firm Name | Phillips, Hager & North |
| Broad Asset Class Benchmark Index | |
| ^SPTSX60TR | 100.0% |
Net Fund Flows Versus Peer Group
1 Month
% Rank:
32
-36.90M
Peer Group Low
231059.0
Peer Group High
1 Year
% Rank:
7
26.76M
-317.38M
Peer Group Low
26.76M
Peer Group High
3 Months
% Rank:
32
-216.50M
Peer Group Low
899623.0
Peer Group High
3 Years
% Rank:
7
-520.12M
Peer Group Low
40.57M
Peer Group High
6 Months
% Rank:
45
-271.52M
Peer Group Low
2.343M
Peer Group High
5 Years
% Rank:
7
-341.90M
Peer Group Low
57.89M
Peer Group High
YTD
% Rank:
7
-341.66M
Peer Group Low
25.01M
Peer Group High
10 Years
% Rank:
18
-139.30M
Peer Group Low
433.33M
Peer Group High
Date Unavailable
Risk
Performance Versus Peer Group
Annual Total Returns Versus Peers
As of December 08, 2025.
Asset Allocation
As of September 30, 2025.
| Type | % Net |
|---|---|
| Cash | 2.23% |
| Stock | 34.73% |
| Bond | 59.69% |
| Convertible | 0.00% |
| Preferred | 0.04% |
| Other | 3.30% |
Top 10 Holdings
| Name | % Weight | Price | % Change |
|---|---|---|---|
|
PH&N Short Term Bond & Mortgage Sr O
|
26.11% | -- | -- |
|
PH&N Bond Sr O
|
18.38% | -- | -- |
|
RBC QUBE Low Volatility Global Equity O
|
10.52% | -- | -- |
|
PH&N Conservative Equity Income Fund O
|
7.45% | -- | -- |
|
RBC Bond Sr O
|
6.77% | -- | -- |
|
PH&N U.S. Equity Sr O
|
5.52% | -- | -- |
|
RBC QUBE Global Equity Sr O
|
4.94% | -- | -- |
|
PH&N High Yield Bond Fund Sr O
|
3.91% | -- | -- |
|
RBC High Yield Bond Sr O
|
3.86% | -- | -- |
|
RBC Canadian Core Real Estate Series O
|
3.11% | -- | -- |
Fees & Availability
| Fees | |
| Actual 12B-1 Fee | -- |
| Actual Management Fee | -- |
| Administration Fee | -- |
| Maximum Front Load | -- |
| Maximum Deferred Load | -- |
| Maximum Redemption Fee | -- |
| General Availability | |
| Available for Insurance Product | No |
| Available for RRSP |
|
| Purchase Details | |
| Open to New Investors |
|
| Minimum Initial Investment | 500.00 None |
| Minimum Subsequent Investment | 25.00 None |
Basic Info
| Investment Strategy | |
| The fundamental investment objective of the Fund is to achieve a balance of income and long-term capital growth relative to its target retirement date of 2025 by investing primarily in investment funds that invest in equity, fixed income, income trust and money market securities and exchange traded funds (ETFs), or by investing directly in such securities. |
| General | |
| Security Type | Mutual Fund |
| Broad Asset Class | Allocation |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA CAD |
| Peer Group | 2025 Target Date Portfolio |
| Global Macro | -- |
| US Macro | -- |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | -- |
| Fund Owner Firm Name | Phillips, Hager & North |
| Broad Asset Class Benchmark Index | |
| ^SPTSX60TR | 100.0% |
Fundamentals
| General | |
| Distribution Yield | -- |
| Dividend Yield TTM (12-5-25) | 2.40% |
| 30-Day SEC Yield | -- |
| 7-Day SEC Yield | -- |
| Number of Holdings | 18 |
| Stock | |
| Weighted Average PE Ratio | 27.56 |
| Weighted Average Price to Sales Ratio | 5.826 |
| Weighted Average Price to Book Ratio | 7.611 |
| Weighted Median ROE | 41.57% |
| Weighted Median ROA | 10.15% |
| ROI (TTM) | 16.67% |
| Return on Investment (TTM) | 16.67% |
| Earning Yield | 0.0489 |
| LT Debt / Shareholders Equity | 1.155 |
| Number of Equity Holdings | 0 |
| Bond | |
| Yield to Maturity (9-30-25) | 3.73% |
| Effective Duration | -- |
| Average Coupon | 3.98% |
| Calculated Average Quality | 2.934 |
| Effective Maturity | 8.036 |
| Nominal Maturity | 8.523 |
| Number of Bond Holdings | 0 |
As of September 30, 2025
Growth Metrics
| EPS Growth (1Y) | 19.57% |
| EPS Growth (3Y) | 10.14% |
| EPS Growth (5Y) | 10.90% |
| Sales Growth (1Y) | 10.54% |
| Sales Growth (3Y) | 10.08% |
| Sales Growth (5Y) | 9.70% |
| Sales per Share Growth (1Y) | 11.89% |
| Sales per Share Growth (3Y) | 10.39% |
| Operating Cash Flow - Growth Rate (3Y) | 10.46% |
As of September 30, 2025
Top Portfolio Holders
| Name | % Weight |
|---|---|
| Portfolio A | 5.00% |
| Portfolio B | 3.50% |
| Portfolio C | 2.25% |
Excel Add-In Codes
| Name: =YCI("M:RBF360.TO", "name") |
| Broad Asset Class: =YCI("M:RBF360.TO", "broad_asset_class") |
| Broad Category: =YCI("M:RBF360.TO", "broad_category_group") |
| Prospectus Objective: =YCI("M:RBF360.TO", "prospectus_objective") |
| To find the codes for any of our securities and financial metrics, see our Complete Excel Reference. |