PH&N LifeTime 2055 Sr D (RBF1965)
14.13
+0.23
(+1.62%)
CAD |
Feb 06 2026
Returns Chart
Key Stats
| Net Expense Ratio | Total Assets Under Management | Weighted Average Dividend Yield | Turnover Ratio (Generic) |
|---|---|---|---|
| 1.27% | 298.07M | -- | 7.27% |
| 1 Year Fund Level Flows | 1 Year Total Returns (Daily) | Annualized Total Returns Since Inception (Daily) | Max Drawdown (Since Inception) |
| 106.14M | 14.75% |
Basic Info
| Investment Strategy | |
| The fundamental investment objectives of the Fund are to achieve a balance of income and long term capital growth relative to its target retirement date of 2055 by investing primarily in investment funds that invest in equity fixed income income trust and money market securities and exchange traded funds (ETFs) or by investing directly in such securities. |
| General | |
| Security Type | Mutual Fund |
| Equity Style | -- |
| Broad Asset Class | Miscellaneous |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA CAD |
| Peer Group | 2045+ Target Date Portfolio |
| Global Macro | -- |
| US Macro | -- |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | -- |
| Fund Owner Firm Name | RBC |
| Broad Asset Class Benchmark Index | |
| ^SPTSX60TR | 100.0% |
Net Fund Flows Versus Peer Group
1 Month
% Rank:
23
-1.827M
Peer Group Low
65.82M
Peer Group High
1 Year
% Rank:
15
106.14M
-288044.0
Peer Group Low
180.64M
Peer Group High
3 Months
% Rank:
19
-853990.0
Peer Group Low
162.02M
Peer Group High
3 Years
% Rank:
9
70862.00
Peer Group Low
250.46M
Peer Group High
6 Months
% Rank:
18
-1.491M
Peer Group Low
164.87M
Peer Group High
5 Years
% Rank:
7
70862.00
Peer Group Low
295.54M
Peer Group High
YTD
% Rank:
21
-1.827M
Peer Group Low
65.82M
Peer Group High
10 Years
% Rank:
31
70862.00
Peer Group Low
395.89M
Peer Group High
Date Unavailable
Risk
Performance Versus Peer Group
Annual Total Returns Versus Peers
As of February 09, 2026.
Asset Allocation
As of December 31, 2025.
| Type | % Net |
|---|---|
| Cash | 2.27% |
| Stock | 89.87% |
| Bond | 4.72% |
| Convertible | 0.00% |
| Preferred | 0.48% |
| Other | 2.66% |
Top 10 Holdings
| Name | % Weight | Price | % Change |
|---|---|---|---|
|
RBC Global Equity Leaders Fund - Series A
|
19.00% | -- | -- |
|
PH&N U.S. Equity Sr O
|
14.64% | -- | -- |
|
PH&N Canadian Equity Underlying Sr O
|
12.93% | -- | -- |
|
PH&N Canadian Equity Value Sr O
|
12.13% | -- | -- |
|
RBC Emerging Markets Equity Fund Series O
|
10.45% | -- | -- |
|
RBC QUBE Global Equity Sr O
|
10.11% | -- | -- |
|
RBC International Equity Sr O
|
5.47% | -- | -- |
|
RBC U.S. Mid-Cap Value Equity Sr O (USD)
|
3.22% | -- | -- |
| Vanguard Real Estate Index Fund ETF | 2.46% | 92.25 | 1.57% |
|
RBC Canadian Core Real Estate Series O
|
2.34% | -- | -- |
Fees & Availability
| Fees | |
| Actual 12B-1 Fee | -- |
| Actual Management Fee | -- |
| Administration Fee | -- |
| Maximum Front Load | -- |
| Maximum Deferred Load | -- |
| Maximum Redemption Fee | -- |
| General Availability | |
| Available for Insurance Product | No |
| Available for RRSP |
|
| Purchase Details | |
| Open to New Investors |
|
| Minimum Initial Investment | 500.00 None |
| Minimum Subsequent Investment | 25.00 None |
Basic Info
| Investment Strategy | |
| The fundamental investment objectives of the Fund are to achieve a balance of income and long term capital growth relative to its target retirement date of 2055 by investing primarily in investment funds that invest in equity fixed income income trust and money market securities and exchange traded funds (ETFs) or by investing directly in such securities. |
| General | |
| Security Type | Mutual Fund |
| Equity Style | -- |
| Broad Asset Class | Miscellaneous |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA CAD |
| Peer Group | 2045+ Target Date Portfolio |
| Global Macro | -- |
| US Macro | -- |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | -- |
| Fund Owner Firm Name | RBC |
| Broad Asset Class Benchmark Index | |
| ^SPTSX60TR | 100.0% |
Fundamentals
| General | |
| Distribution Yield | -- |
| Dividend Yield TTM (2-6-26) | 0.71% |
| 30-Day SEC Yield | -- |
| 7-Day SEC Yield | -- |
| Number of Holdings | 19 |
| Stock | |
| Weighted Average PE Ratio | 29.73 |
| Weighted Average Price to Sales Ratio | 6.848 |
| Weighted Average Price to Book Ratio | 7.835 |
| Weighted Median ROE | 38.67% |
| Weighted Median ROA | 11.18% |
| ROI (TTM) | 17.85% |
| Return on Investment (TTM) | 17.85% |
| Earning Yield | 0.0445 |
| LT Debt / Shareholders Equity | 0.8307 |
| Number of Equity Holdings | 0 |
As of December 31, 2025
Growth Metrics
| EPS Growth (1Y) | 24.80% |
| EPS Growth (3Y) | 13.00% |
| EPS Growth (5Y) | 16.77% |
| Sales Growth (1Y) | 14.83% |
| Sales Growth (3Y) | 11.67% |
| Sales Growth (5Y) | 12.48% |
| Sales per Share Growth (1Y) | 16.43% |
| Sales per Share Growth (3Y) | 11.72% |
| Operating Cash Flow - Growth Rate (3Y) | 15.34% |
As of December 31, 2025
Fund Details
Top Portfolio Holders
| Name | % Weight |
|---|---|
| Portfolio A | 5.00% |
| Portfolio B | 3.50% |
| Portfolio C | 2.25% |
Excel Add-In Codes
| Name: =YCI("M:RBF1965.TO", "name") |
| Broad Asset Class: =YCI("M:RBF1965.TO", "broad_asset_class") |
| Broad Category: =YCI("M:RBF1965.TO", "broad_category_group") |
| Prospectus Objective: =YCI("M:RBF1965.TO", "prospectus_objective") |
| To find the codes for any of our securities and financial metrics, see our Complete Excel Reference. |