PH&N LifeTime 2045 Sr D (RBF1960)
18.34
+0.26
(+1.43%)
CAD |
Feb 06 2026
Returns Chart
Key Stats
| Net Expense Ratio | Total Assets Under Management | Weighted Average Dividend Yield | Turnover Ratio (Generic) |
|---|---|---|---|
| 1.13% | 505.65M | -- | 12.82% |
| 1 Year Fund Level Flows | 1 Year Total Returns (Daily) | Annualized Total Returns Since Inception (Daily) | Max Drawdown (Since Inception) |
| 103.85M | 14.14% |
Basic Info
| Investment Strategy | |
| The fundamental investment objective of the Fund is to achieve a balance of income and long-term capital growth relative to its target retirement date of 2045 by investing primarily in investment funds that invest in equity, fixed income, income trust and money market securities and exchange traded funds (ETFs), or by investing directly in such securities. |
| General | |
| Security Type | Mutual Fund |
| Equity Style | -- |
| Broad Asset Class | Miscellaneous |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA CAD |
| Peer Group | 2045 Target Date Portfolio |
| Global Macro | -- |
| US Macro | -- |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | -- |
| Fund Owner Firm Name | RBC |
| Broad Asset Class Benchmark Index | |
| ^SPTSX60TR | 100.0% |
Net Fund Flows Versus Peer Group
1 Month
% Rank:
21
-1.053M
Peer Group Low
80.57M
Peer Group High
1 Year
% Rank:
11
103.85M
410480.0
Peer Group Low
184.88M
Peer Group High
3 Months
% Rank:
11
195514.0
Peer Group Low
167.63M
Peer Group High
3 Years
% Rank:
11
939780.0
Peer Group Low
227.37M
Peer Group High
6 Months
% Rank:
11
254800.0
Peer Group Low
171.41M
Peer Group High
5 Years
% Rank:
6
934133.0
Peer Group Low
257.16M
Peer Group High
YTD
% Rank:
14
-1.053M
Peer Group Low
80.57M
Peer Group High
10 Years
% Rank:
6
1.267M
Peer Group Low
364.52M
Peer Group High
Date Unavailable
Risk
Performance Versus Peer Group
Annual Total Returns Versus Peers
As of February 09, 2026.
Asset Allocation
As of December 31, 2025.
| Type | % Net |
|---|---|
| Cash | 2.41% |
| Stock | 81.56% |
| Bond | 12.85% |
| Convertible | 0.00% |
| Preferred | 0.39% |
| Other | 2.80% |
Top 10 Holdings
| Name | % Weight | Price | % Change |
|---|---|---|---|
|
PH&N U.S. EQUITY SR O
|
14.11% | -- | -- |
|
PH&N CANADIAN EQUITY UNDERLYING SR O
|
12.46% | -- | -- |
|
RBC GLOBAL EQUITY LEADERS FUND - SERIES A
|
11.40% | -- | -- |
|
PH&N CANADIAN EQUITY VALUE SR O
|
10.77% | -- | -- |
|
RBC QUBE GLOBAL EQUITY SR O
|
9.30% | -- | -- |
|
RBC EMERGING MARKETS EQUITY FUND SERIES O
|
8.45% | -- | -- |
|
PH&N BOND SR O
|
5.72% | -- | -- |
|
RBC INTERNATIONAL EQUITY SR O
|
5.57% | -- | -- |
|
RBC GLOBAL EQUITY FOCUS SR O
|
4.76% | -- | -- |
| Vanguard Real Estate Index Fund ETF | 2.52% | 92.25 | 1.57% |
Fees & Availability
| Fees | |
| Actual 12B-1 Fee | -- |
| Actual Management Fee | -- |
| Administration Fee | -- |
| Maximum Front Load | -- |
| Maximum Deferred Load | -- |
| Maximum Redemption Fee | -- |
| General Availability | |
| Available for Insurance Product | No |
| Available for RRSP |
|
| Purchase Details | |
| Open to New Investors |
|
| Minimum Initial Investment | 500.00 None |
| Minimum Subsequent Investment | 25.00 None |
Basic Info
| Investment Strategy | |
| The fundamental investment objective of the Fund is to achieve a balance of income and long-term capital growth relative to its target retirement date of 2045 by investing primarily in investment funds that invest in equity, fixed income, income trust and money market securities and exchange traded funds (ETFs), or by investing directly in such securities. |
| General | |
| Security Type | Mutual Fund |
| Equity Style | -- |
| Broad Asset Class | Miscellaneous |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA CAD |
| Peer Group | 2045 Target Date Portfolio |
| Global Macro | -- |
| US Macro | -- |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | -- |
| Fund Owner Firm Name | RBC |
| Broad Asset Class Benchmark Index | |
| ^SPTSX60TR | 100.0% |
Fundamentals
| General | |
| Distribution Yield | -- |
| Dividend Yield TTM (2-6-26) | 1.07% |
| 30-Day SEC Yield | -- |
| 7-Day SEC Yield | -- |
| Number of Holdings | 10 |
| Stock | |
| Weighted Average PE Ratio | 29.75 |
| Weighted Average Price to Sales Ratio | 6.844 |
| Weighted Average Price to Book Ratio | 7.932 |
| Weighted Median ROE | 39.86% |
| Weighted Median ROA | 11.30% |
| ROI (TTM) | 17.98% |
| Return on Investment (TTM) | 17.98% |
| Earning Yield | 0.0445 |
| LT Debt / Shareholders Equity | 0.8509 |
| Number of Equity Holdings | 0 |
| Bond | |
| Yield to Maturity (12-31-25) | 4.58% |
| Effective Duration | -- |
| Average Coupon | 5.07% |
| Calculated Average Quality | 3.569 |
| Effective Maturity | 12.43 |
| Nominal Maturity | 13.69 |
| Number of Bond Holdings | 0 |
As of December 31, 2025
Growth Metrics
| EPS Growth (1Y) | 24.81% |
| EPS Growth (3Y) | 13.12% |
| EPS Growth (5Y) | 16.58% |
| Sales Growth (1Y) | 14.63% |
| Sales Growth (3Y) | 11.62% |
| Sales Growth (5Y) | 12.37% |
| Sales per Share Growth (1Y) | 15.75% |
| Sales per Share Growth (3Y) | 11.73% |
| Operating Cash Flow - Growth Rate (3Y) | 15.23% |
As of December 31, 2025
Top Portfolio Holders
| Name | % Weight |
|---|---|
| Portfolio A | 5.00% |
| Portfolio B | 3.50% |
| Portfolio C | 2.25% |
Excel Add-In Codes
| Name: =YCI("M:RBF1960.TO", "name") |
| Broad Asset Class: =YCI("M:RBF1960.TO", "broad_asset_class") |
| Broad Category: =YCI("M:RBF1960.TO", "broad_category_group") |
| Prospectus Objective: =YCI("M:RBF1960.TO", "prospectus_objective") |
| To find the codes for any of our securities and financial metrics, see our Complete Excel Reference. |