RBC Retirement 2045 Portfolio A (RBF1514)
15.55
+0.13
(+0.87%)
CAD |
Jan 09 2026
Returns Chart
Key Stats
| Net Expense Ratio | Total Assets Under Management | Weighted Average Dividend Yield | Turnover Ratio (Generic) |
|---|---|---|---|
| 1.96% | 164.68M | -- | 2.54% |
| 1 Year Fund Level Flows | 1 Year Total Returns (Daily) | Annualized Total Returns Since Inception (Daily) | Max Drawdown (Since Inception) |
| 22.30M | 16.77% | Upgrade | Upgrade |
Basic Info
| Investment Strategy | |
| To provide total returns comprised of income and modest capital appreciation. |
| General | |
| Security Type | Mutual Fund |
| Equity Style | -- |
| Broad Asset Class | Miscellaneous |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA CAD |
| Peer Group | 2045 Target Date Portfolio |
| Global Macro | -- |
| US Macro | -- |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | -- |
| Fund Owner Firm Name | RBC |
| Broad Asset Class Benchmark Index | |
| ^SPTSX60TR | 100.0% |
Net Fund Flows Versus Peer Group
1 Month
% Rank:
16
-21.60M
Peer Group Low
19.55M
Peer Group High
1 Year
% Rank:
61
22.30M
382578.0
Peer Group Low
181.88M
Peer Group High
3 Months
% Rank:
59
-1.677M
Peer Group Low
165.49M
Peer Group High
3 Years
% Rank:
61
-2.233M
Peer Group Low
182.03M
Peer Group High
6 Months
% Rank:
59
-2.484M
Peer Group Low
168.97M
Peer Group High
5 Years
% Rank:
61
804781.0
Peer Group Low
257.28M
Peer Group High
YTD
% Rank:
--
545479.0
Peer Group Low
545479.0
Peer Group High
10 Years
% Rank:
61
1.138M
Peer Group Low
366.84M
Peer Group High
Date Unavailable
Risk
Performance Versus Peer Group
Annual Total Returns Versus Peers
As of January 11, 2026.
Asset Allocation
As of November 30, 2025.
| Type | % Net |
|---|---|
| Cash | 2.55% |
| Stock | 87.31% |
| Bond | 5.56% |
| Convertible | 0.00% |
| Preferred | 0.15% |
| Other | 4.43% |
Top 10 Holdings
| Name | % Weight | Price | % Change |
|---|---|---|---|
|
PH&N U.S. MULTI-STYLE ALL-CAP EQUITY SR O
|
14.76% | -- | -- |
|
PH&N CANADIAN EQUITY UNDERLYING SR O
|
7.47% | -- | -- |
|
PH&N CANADIAN GROWTH SR O
|
6.72% | -- | -- |
|
RBC GLOBAL DIVIDEND GROWTH SR O
|
6.55% | -- | -- |
|
RBC GLOBAL EQUITY LEADERS FUND - SERIES A
|
5.57% | -- | -- |
|
RBC GLOBAL EQUITY FOCUS SR O
|
5.02% | -- | -- |
|
PH&N U.S. EQUITY SR O
|
4.93% | -- | -- |
|
RBC EMERGING MARKETS EQUITY FUND SERIES O
|
4.69% | -- | -- |
|
RBC QUBE LOW VOLATILITY GLOBAL EQUITY O
|
4.50% | -- | -- |
|
RBC EUROPEAN EQUITY FUND SERIES O
|
4.22% | -- | -- |
Fees & Availability
| Fees | |
| Actual 12B-1 Fee | -- |
| Actual Management Fee | -- |
| Administration Fee | -- |
| Maximum Front Load | -- |
| Maximum Deferred Load | -- |
| Maximum Redemption Fee | -- |
| General Availability | |
| Available for Insurance Product | No |
| Available for RRSP |
|
| Purchase Details | |
| Open to New Investors |
|
| Minimum Initial Investment | 500.00 None |
| Minimum Subsequent Investment | 25.00 None |
Basic Info
| Investment Strategy | |
| To provide total returns comprised of income and modest capital appreciation. |
| General | |
| Security Type | Mutual Fund |
| Equity Style | -- |
| Broad Asset Class | Miscellaneous |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA CAD |
| Peer Group | 2045 Target Date Portfolio |
| Global Macro | -- |
| US Macro | -- |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | -- |
| Fund Owner Firm Name | RBC |
| Broad Asset Class Benchmark Index | |
| ^SPTSX60TR | 100.0% |
Fundamentals
| General | |
| Distribution Yield | -- |
| Dividend Yield TTM (1-9-26) | 0.27% |
| 30-Day SEC Yield | -- |
| 7-Day SEC Yield | -- |
| Number of Holdings | 10 |
| Stock | |
| Weighted Average PE Ratio | 29.20 |
| Weighted Average Price to Sales Ratio | 6.462 |
| Weighted Average Price to Book Ratio | 7.458 |
| Weighted Median ROE | 37.64% |
| Weighted Median ROA | 10.73% |
| ROI (TTM) | 17.07% |
| Return on Investment (TTM) | 17.07% |
| Earning Yield | 0.0459 |
| LT Debt / Shareholders Equity | 0.8583 |
| Number of Equity Holdings | 0 |
| Bond | |
| Yield to Maturity (11-30-25) | 4.63% |
| Effective Duration | -- |
| Average Coupon | 4.75% |
| Calculated Average Quality | 3.652 |
| Effective Maturity | 10.87 |
| Nominal Maturity | 11.97 |
| Number of Bond Holdings | 0 |
As of November 30, 2025
Growth Metrics
| EPS Growth (1Y) | 22.55% |
| EPS Growth (3Y) | 12.29% |
| EPS Growth (5Y) | 15.64% |
| Sales Growth (1Y) | 13.31% |
| Sales Growth (3Y) | 11.29% |
| Sales Growth (5Y) | 11.80% |
| Sales per Share Growth (1Y) | 14.80% |
| Sales per Share Growth (3Y) | 11.64% |
| Operating Cash Flow - Growth Rate (3Y) | 13.68% |
As of November 30, 2025
Top Portfolio Holders
| Name | % Weight |
|---|---|
| Portfolio A | 5.00% |
| Portfolio B | 3.50% |
| Portfolio C | 2.25% |
Excel Add-In Codes
| Name: =YCI("M:RBF1514.TO", "name") |
| Broad Asset Class: =YCI("M:RBF1514.TO", "broad_asset_class") |
| Broad Category: =YCI("M:RBF1514.TO", "broad_category_group") |
| Prospectus Objective: =YCI("M:RBF1514.TO", "prospectus_objective") |
| To find the codes for any of our securities and financial metrics, see our Complete Excel Reference. |