PH&N LifeTime 2050 Fund F (RBF1381)
13.15
+0.01
(+0.08%)
CAD |
Dec 24 2025
Returns Chart
Key Stats
| Net Expense Ratio | Total Assets Under Management | Weighted Average Dividend Yield | Turnover Ratio (Generic) |
|---|---|---|---|
| 0.92% | 451.72M | -- | 10.31% |
| 1 Year Fund Level Flows | 1 Year Total Returns (Daily) | Annualized Total Returns Since Inception (Daily) | Max Drawdown (Since Inception) |
| 111.79M | 14.65% | Upgrade | Upgrade |
Basic Info
| Investment Strategy | |
| The fundamental investment objectives of the Fund are to achieve a balance of income and long-term capital growth relative to its target retirement date of 2050 by investing primarily in investment funds that invest in equity, fixed-income, income trust a |
| General | |
| Security Type | Mutual Fund |
| Equity Style | -- |
| Broad Asset Class | Miscellaneous |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA CAD |
| Peer Group | 2045+ Target Date Portfolio |
| Global Macro | -- |
| US Macro | -- |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | -- |
| Fund Owner Firm Name | RBC |
| Broad Asset Class Benchmark Index | |
| ^SPTSX60TR | 100.0% |
Net Fund Flows Versus Peer Group
1 Month
% Rank:
29
-143739.0
Peer Group Low
6.843M
Peer Group High
1 Year
% Rank:
3
111.79M
-558949.0
Peer Group Low
111.79M
Peer Group High
3 Months
% Rank:
29
-696253.0
Peer Group Low
30.94M
Peer Group High
3 Years
% Rank:
3
-559345.0
Peer Group Low
212.57M
Peer Group High
6 Months
% Rank:
31
-460690.0
Peer Group Low
56.98M
Peer Group High
5 Years
% Rank:
3
0.00
Peer Group Low
277.72M
Peer Group High
YTD
% Rank:
5
-605852.0
Peer Group Low
100.43M
Peer Group High
10 Years
% Rank:
3
0.00
Peer Group Low
369.80M
Peer Group High
Date Unavailable
Risk
Performance Versus Peer Group
Annual Total Returns Versus Peers
As of December 29, 2025.
Asset Allocation
As of November 30, 2025.
| Type | % Net |
|---|---|
| Cash | 2.40% |
| Stock | 85.97% |
| Bond | 8.59% |
| Convertible | 0.00% |
| Preferred | 0.27% |
| Other | 2.77% |
Top 10 Holdings
| Name | % Weight | Price | % Change |
|---|---|---|---|
|
PH&N U.S. EQUITY SR O
|
14.41% | -- | -- |
|
RBC GLOBAL EQUITY LEADERS FUND - SERIES A
|
13.16% | -- | -- |
|
PH&N CANADIAN EQUITY UNDERLYING SR O
|
12.89% | -- | -- |
|
PH&N CANADIAN EQUITY VALUE SR O
|
12.02% | -- | -- |
|
RBC QUBE GLOBAL EQUITY SR O
|
9.68% | -- | -- |
|
RBC EMERGING MARKETS EQUITY FUND SERIES O
|
9.33% | -- | -- |
|
RBC INTERNATIONAL EQUITY SR O
|
5.53% | -- | -- |
|
RBC GLOBAL EQUITY FOCUS SR O
|
4.16% | -- | -- |
|
RBC U.S. MID-CAP VALUE EQUITY SR O (USD)
|
3.30% | -- | -- |
|
PH&N BOND SR O
|
2.97% | -- | -- |
Fees & Availability
| Fees | |
| Actual 12B-1 Fee | -- |
| Actual Management Fee | -- |
| Administration Fee | -- |
| Maximum Front Load | -- |
| Maximum Deferred Load | -- |
| Maximum Redemption Fee | -- |
| General Availability | |
| Available for Insurance Product | No |
| Available for RRSP |
|
| Purchase Details | |
| Open to New Investors |
|
| Minimum Initial Investment | 500.00 None |
| Minimum Subsequent Investment | 25.00 None |
Basic Info
| Investment Strategy | |
| The fundamental investment objectives of the Fund are to achieve a balance of income and long-term capital growth relative to its target retirement date of 2050 by investing primarily in investment funds that invest in equity, fixed-income, income trust a |
| General | |
| Security Type | Mutual Fund |
| Equity Style | -- |
| Broad Asset Class | Miscellaneous |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA CAD |
| Peer Group | 2045+ Target Date Portfolio |
| Global Macro | -- |
| US Macro | -- |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | -- |
| Fund Owner Firm Name | RBC |
| Broad Asset Class Benchmark Index | |
| ^SPTSX60TR | 100.0% |
Fundamentals
| General | |
| Distribution Yield | -- |
| Dividend Yield TTM (12-24-25) | 1.22% |
| 30-Day SEC Yield | -- |
| 7-Day SEC Yield | -- |
| Number of Holdings | 10 |
| Stock | |
| Weighted Average PE Ratio | 29.76 |
| Weighted Average Price to Sales Ratio | 6.859 |
| Weighted Average Price to Book Ratio | 7.814 |
| Weighted Median ROE | 38.45% |
| Weighted Median ROA | 11.14% |
| ROI (TTM) | 17.80% |
| Return on Investment (TTM) | 17.80% |
| Earning Yield | 0.0448 |
| LT Debt / Shareholders Equity | 0.8240 |
| Number of Equity Holdings | 0 |
| Bond | |
| Yield to Maturity (11-30-25) | 4.83% |
| Effective Duration | -- |
| Average Coupon | 5.33% |
| Calculated Average Quality | 3.826 |
| Effective Maturity | 13.36 |
| Nominal Maturity | 15.04 |
| Number of Bond Holdings | 0 |
As of November 30, 2025
Growth Metrics
| EPS Growth (1Y) | 23.22% |
| EPS Growth (3Y) | 12.53% |
| EPS Growth (5Y) | 16.10% |
| Sales Growth (1Y) | 14.37% |
| Sales Growth (3Y) | 11.63% |
| Sales Growth (5Y) | 12.43% |
| Sales per Share Growth (1Y) | 15.64% |
| Sales per Share Growth (3Y) | 11.68% |
| Operating Cash Flow - Growth Rate (3Y) | 14.91% |
As of November 30, 2025
Top Portfolio Holders
| Name | % Weight |
|---|---|
| Portfolio A | 5.00% |
| Portfolio B | 3.50% |
| Portfolio C | 2.25% |
Excel Add-In Codes
| Name: =YCI("M:RBF1381.TO", "name") |
| Broad Asset Class: =YCI("M:RBF1381.TO", "broad_asset_class") |
| Broad Category: =YCI("M:RBF1381.TO", "broad_category_group") |
| Prospectus Objective: =YCI("M:RBF1381.TO", "prospectus_objective") |
| To find the codes for any of our securities and financial metrics, see our Complete Excel Reference. |