RBC Target 2035 Education Srs D (RBF1062)
13.44
-0.10
(-0.70%)
CAD |
Dec 05 2025
Returns Chart
Key Stats
| Net Expense Ratio | Total Assets Under Management | Weighted Average Dividend Yield | Turnover Ratio (Generic) |
|---|---|---|---|
| 1.12% | 1.261B | -- | 7.47% |
| 1 Year Fund Level Flows | 1 Year Total Returns (Daily) | Annualized Total Returns Since Inception (Daily) | Max Drawdown (Since Inception) |
| 183.84M | 9.47% | Upgrade | Upgrade |
Basic Info
| Investment Strategy | |
| This fund is an asset allocation fund specifically designed to meet the changing needs of investors who are saving money for the purpose of funding a post-secondary education that commences around 2035. The fund gradually shifts its asset mix from an emphasis on equity funds, in its early years, to an emphasis on money market funds as its target date (2035) approaches. Over the life of the fund, its portfolio will shift from a focus on funds with growth potential to a focus on funds that will preserve capital. At all times, the fund will maintain a diversified asset mix appropriate for the funds time horizon, which is defined as the number of years left until the funds target date (2035). The fund invests its assets primarily in units of other funds managed by RBC GAM or an affiliate of RBC GAM (called the underlying funds). |
| General | |
| Security Type | Mutual Fund |
| Broad Asset Class | Allocation |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA CAD |
| Peer Group | 2035 Target Date Portfolio |
| Global Macro | -- |
| US Macro | -- |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | -- |
| Fund Owner Firm Name | RBC |
| Broad Asset Class Benchmark Index | |
| ^SPTSX60TR | 100.0% |
Net Fund Flows Versus Peer Group
1 Month
% Rank:
7
-2.081M
Peer Group Low
11.14M
Peer Group High
1 Year
% Rank:
7
183.84M
-6.928M
Peer Group Low
183.84M
Peer Group High
3 Months
% Rank:
7
-6.482M
Peer Group Low
36.19M
Peer Group High
3 Years
% Rank:
7
-17.26M
Peer Group Low
485.06M
Peer Group High
6 Months
% Rank:
7
-9.914M
Peer Group Low
69.81M
Peer Group High
5 Years
% Rank:
7
-19.60M
Peer Group Low
798.76M
Peer Group High
YTD
% Rank:
7
-10.63M
Peer Group Low
134.63M
Peer Group High
10 Years
% Rank:
7
-2.992M
Peer Group Low
1.038B
Peer Group High
Date Unavailable
Risk
Performance Versus Peer Group
Annual Total Returns Versus Peers
As of December 08, 2025.
Asset Allocation
As of October 31, 2025.
| Type | % Net |
|---|---|
| Cash | 1.18% |
| Stock | 54.79% |
| Bond | 43.51% |
| Convertible | 0.00% |
| Preferred | 0.26% |
| Other | 0.27% |
Top 10 Holdings
| Name | % Weight | Price | % Change |
|---|---|---|---|
|
RBC BOND SR O
|
29.56% | -- | -- |
|
RBC CANADIAN EQUITY SR O
|
10.15% | -- | -- |
|
RBC EUROPEAN EQUITY FUND SERIES O
|
7.83% | -- | -- |
|
PH&N U.S. MULTI-STYLE ALL-CAP EQUITY SR O
|
5.83% | -- | -- |
|
RBC U.S. EQUITY SR O
|
5.83% | -- | -- |
|
RBC PRIVATE U.S. LARGE-CAP CORE EQUITY POOL O
|
5.76% | -- | -- |
|
RBC QUBE LOW VOLATILITY CANADIAN EQUITY SR O
|
5.10% | -- | -- |
|
RBC CANADIAN DIVIDEND SR O
|
4.91% | -- | -- |
|
PH&N TOTAL RETURN BOND SR O
|
4.67% | -- | -- |
|
RBC HIGH YIELD BOND SR O
|
4.27% | -- | -- |
Fees & Availability
| Fees | |
| Actual 12B-1 Fee | -- |
| Actual Management Fee | -- |
| Administration Fee | -- |
| Maximum Front Load | -- |
| Maximum Deferred Load | -- |
| Maximum Redemption Fee | -- |
| General Availability | |
| Available for Insurance Product | No |
| Available for RRSP |
|
| Purchase Details | |
| Open to New Investors |
|
| Minimum Initial Investment | 500.00 None |
| Minimum Subsequent Investment | 25.00 None |
Basic Info
| Investment Strategy | |
| This fund is an asset allocation fund specifically designed to meet the changing needs of investors who are saving money for the purpose of funding a post-secondary education that commences around 2035. The fund gradually shifts its asset mix from an emphasis on equity funds, in its early years, to an emphasis on money market funds as its target date (2035) approaches. Over the life of the fund, its portfolio will shift from a focus on funds with growth potential to a focus on funds that will preserve capital. At all times, the fund will maintain a diversified asset mix appropriate for the funds time horizon, which is defined as the number of years left until the funds target date (2035). The fund invests its assets primarily in units of other funds managed by RBC GAM or an affiliate of RBC GAM (called the underlying funds). |
| General | |
| Security Type | Mutual Fund |
| Broad Asset Class | Allocation |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA CAD |
| Peer Group | 2035 Target Date Portfolio |
| Global Macro | -- |
| US Macro | -- |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | -- |
| Fund Owner Firm Name | RBC |
| Broad Asset Class Benchmark Index | |
| ^SPTSX60TR | 100.0% |
Fundamentals
| General | |
| Distribution Yield | -- |
| Dividend Yield TTM (12-5-25) | 1.71% |
| 30-Day SEC Yield | -- |
| 7-Day SEC Yield | -- |
| Number of Holdings | 10 |
| Stock | |
| Weighted Average PE Ratio | 29.52 |
| Weighted Average Price to Sales Ratio | 6.758 |
| Weighted Average Price to Book Ratio | 7.405 |
| Weighted Median ROE | 40.56% |
| Weighted Median ROA | 10.05% |
| ROI (TTM) | 16.40% |
| Return on Investment (TTM) | 16.40% |
| Earning Yield | 0.0465 |
| LT Debt / Shareholders Equity | 0.8836 |
| Number of Equity Holdings | 0 |
| Bond | |
| Yield to Maturity (10-31-25) | 3.74% |
| Effective Duration | -- |
| Average Coupon | 4.06% |
| Calculated Average Quality | 2.741 |
| Effective Maturity | 9.780 |
| Nominal Maturity | 10.16 |
| Number of Bond Holdings | 0 |
As of October 31, 2025
Growth Metrics
| EPS Growth (1Y) | 22.58% |
| EPS Growth (3Y) | 11.91% |
| EPS Growth (5Y) | 15.35% |
| Sales Growth (1Y) | 12.81% |
| Sales Growth (3Y) | 12.06% |
| Sales Growth (5Y) | 12.10% |
| Sales per Share Growth (1Y) | 14.07% |
| Sales per Share Growth (3Y) | 12.37% |
| Operating Cash Flow - Growth Rate (3Y) | 13.26% |
As of October 31, 2025
Top Portfolio Holders
| Name | % Weight |
|---|---|
| Portfolio A | 5.00% |
| Portfolio B | 3.50% |
| Portfolio C | 2.25% |
Excel Add-In Codes
| Name: =YCI("M:RBF1062.TO", "name") |
| Broad Asset Class: =YCI("M:RBF1062.TO", "broad_asset_class") |
| Broad Category: =YCI("M:RBF1062.TO", "broad_category_group") |
| Prospectus Objective: =YCI("M:RBF1062.TO", "prospectus_objective") |
| To find the codes for any of our securities and financial metrics, see our Complete Excel Reference. |