American Funds 2050 Target Date Retirement Fd R1 (RAITX)
22.94
-0.01
(-0.04%)
USD |
Dec 30 2025
Returns Chart
Key Stats
| Net Expense Ratio | Total Assets Under Management | Weighted Average Dividend Yield | Turnover Ratio (Generic) |
|---|---|---|---|
| 1.46% | 40.13B | -- | 5.00% |
| 1 Year Fund Level Flows | 1 Year Total Returns (Daily) | Annualized Total Returns Since Inception (Daily) | Max Drawdown (Since Inception) |
| -602.91M | 19.43% | Upgrade | Upgrade |
Basic Info
| Investment Strategy | |
| The Fund seeks to provide for investors that plan to retire in 2050. Depending on its proximity to its target date, the Fund will seek to achieve the following: growth, income and conservation of capital. Each Fund will attempt to achieve its investment objectives by investing in a mix of American Funds. |
| General | |
| Security Type | Mutual Fund |
| Equity Style | -- |
| Broad Asset Class | Allocation |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA USD 2050 |
| Peer Group | Mixed-Asset Target 2050 Funds |
| Global Macro | Target Maturity |
| US Macro | Mixed-Assets Target Date Funds |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | Growth Funds |
| Fund Owner Firm Name | Capital Group/American Funds |
| Broad Asset Class Benchmark Index | |
| ^SPXTR | 100.0% |
Net Fund Flows Versus Peer Group
1 Month
% Rank:
95
-127.79M
Peer Group Low
175.65M
Peer Group High
1 Year
% Rank:
94
-602.91M
-1.050B
Peer Group Low
2.338B
Peer Group High
3 Months
% Rank:
97
-520.01M
Peer Group Low
712.71M
Peer Group High
3 Years
% Rank:
7
-2.068B
Peer Group Low
10.50B
Peer Group High
6 Months
% Rank:
97
-762.00M
Peer Group Low
1.078B
Peer Group High
5 Years
% Rank:
6
-3.630B
Peer Group Low
11.35B
Peer Group High
YTD
% Rank:
95
-968.13M
Peer Group Low
2.236B
Peer Group High
10 Years
% Rank:
4
-5.646B
Peer Group Low
18.68B
Peer Group High
Date Unavailable
Risk
Performance Versus Peer Group
Annual Total Returns Versus Peers
As of December 31, 2025.
*Indicates data for the year is incomplete.
Asset Allocation
As of September 30, 2025.
| Type | % Net |
|---|---|
| Cash | 4.23% |
| Stock | 85.80% |
| Bond | 9.16% |
| Convertible | 0.00% |
| Preferred | 0.42% |
| Other | 0.39% |
Top 10 Holdings
| Name | % Weight | Price | % Change |
|---|---|---|---|
| American Funds New Perspective Fund R6 | 8.74% | 71.08 | 0.00% |
| American Funds Fundamental Investors R6 | 8.01% | 92.58 | -0.02% |
| American Funds Washington Mutual Inv Fund R6 | 7.85% | 65.72 | -0.09% |
| American Funds SMALLCAP World Fund R6 | 7.79% | 76.78 | -0.39% |
| American Funds American Balanced Fund R6 | 7.18% | 37.68 | 0.00% |
| American Funds American Mutual Fund R6 | 7.01% | 59.93 | -0.05% |
| American Funds Capital World Gro & Inc Fd R6 | 7.01% | 71.88 | 0.07% |
| American Funds AMCAP Fund R6 | 6.99% | 47.75 | -0.13% |
| American Funds Growth Fund of America R6 | 6.98% | 81.11 | -0.06% |
| American Funds New World Fund R6 | 6.02% | 93.48 | 0.19% |
Fees & Availability
| Fees | |
| Actual 12B-1 Fee | 1.00% |
| Actual Management Fee | 0.00% |
| Administration Fee | -- |
| Maximum Front Load | -- |
| Maximum Deferred Load | -- |
| Maximum Redemption Fee | -- |
| General Availability | |
| Available for Insurance Product | No |
| Available for RRSP | No |
| Purchase Details | |
| Open to New Investors |
|
| Minimum Initial Investment | 250.00 None |
| Minimum Subsequent Investment | 50.00 None |
Basic Info
| Investment Strategy | |
| The Fund seeks to provide for investors that plan to retire in 2050. Depending on its proximity to its target date, the Fund will seek to achieve the following: growth, income and conservation of capital. Each Fund will attempt to achieve its investment objectives by investing in a mix of American Funds. |
| General | |
| Security Type | Mutual Fund |
| Equity Style | -- |
| Broad Asset Class | Allocation |
| Broad Category | Allocation |
| Global Peer Group | Target Maturity MA USD 2050 |
| Peer Group | Mixed-Asset Target 2050 Funds |
| Global Macro | Target Maturity |
| US Macro | Mixed-Assets Target Date Funds |
| YCharts Categorization | -- |
| YCharts Benchmark | -- |
| Prospectus Objective | Growth Funds |
| Fund Owner Firm Name | Capital Group/American Funds |
| Broad Asset Class Benchmark Index | |
| ^SPXTR | 100.0% |
Fundamentals
| General | |
| Distribution Yield | -- |
| Dividend Yield TTM (12-29-25) | 0.29% |
| 30-Day SEC Yield (11-30-25) | 0.21% |
| 7-Day SEC Yield | -- |
| Number of Holdings | 20 |
| Stock | |
| Weighted Average PE Ratio | 33.06 |
| Weighted Average Price to Sales Ratio | 8.046 |
| Weighted Average Price to Book Ratio | 9.259 |
| Weighted Median ROE | 30.33% |
| Weighted Median ROA | 11.21% |
| ROI (TTM) | 16.49% |
| Return on Investment (TTM) | 16.49% |
| Earning Yield | 0.0407 |
| LT Debt / Shareholders Equity | 1.110 |
| Number of Equity Holdings | 0 |
| Bond | |
| Yield to Maturity (9-30-25) | 4.86% |
| Effective Duration | 6.20 |
| Average Coupon | 4.42% |
| Calculated Average Quality | 2.567 |
| Effective Maturity | 14.19 |
| Nominal Maturity | 14.26 |
| Number of Bond Holdings | 0 |
As of September 30, 2025
Growth Metrics
| EPS Growth (1Y) | 23.35% |
| EPS Growth (3Y) | 15.36% |
| EPS Growth (5Y) | 18.16% |
| Sales Growth (1Y) | 15.52% |
| Sales Growth (3Y) | 14.14% |
| Sales Growth (5Y) | 13.67% |
| Sales per Share Growth (1Y) | 15.82% |
| Sales per Share Growth (3Y) | 14.12% |
| Operating Cash Flow - Growth Rate (3Y) | 19.46% |
As of September 30, 2025
Fund Details
| Key Dates | |
| Inception Date | 2/1/2007 |
| Share Classes | |
| AALTX | A |
| CCITX | C |
| DITFX | F3 |
| FAITX | Other |
| FBITX | Other |
| RBHEX | Other |
| RBITX | Retirement |
| RCITX | Retirement |
| RDITX | Retirement |
| REITX | Retirement |
| RFITX | Retirement |
| RHITX | Other |
| Attributes | |
| Inverse Fund | No |
| Leveraged Fund | -- |
| Currency Hedged Fund | -- |
| Socially Responsible Fund | No |
Top Portfolio Holders
| Name | % Weight |
|---|---|
| Portfolio A | 5.00% |
| Portfolio B | 3.50% |
| Portfolio C | 2.25% |
Excel Add-In Codes
| Name: =YCI("M:RAITX", "name") |
| Broad Asset Class: =YCI("M:RAITX", "broad_asset_class") |
| Broad Category: =YCI("M:RAITX", "broad_category_group") |
| Prospectus Objective: =YCI("M:RAITX", "prospectus_objective") |
| To find the codes for any of our securities and financial metrics, see our Complete Excel Reference. |