US Mortgage Rate (I:USMR)
6.63% for Q3 2025
Level Chart
Basic Info
|
US Mortgage Rate is at 6.63%, compared to 6.87% last quarter and 6.59% last year. This is higher than the long term average of 4.60%. |
| Report | Quarterly Report on Housing Affordability |
| Category | House Prices |
| Region | United States |
| Source | National Association of Realtors |
Stats
| Last Value | 6.63% |
| Latest Period | Sep 2025 |
| Last Updated | Nov 7 2025, 14:08 EST |
| Next Release | Feb 4 2026, 10:00 EST |
| Long Term Average | 4.60% |
| Average Growth Rate | 3.90% |
| Value from Last Quarter | 6.87% |
| Change from Last Quarter | -3.49% |
| Value from 1 Year Ago | 6.59% |
| Change from 1 Year Ago | 0.61% |
| Frequency | Quarterly |
| Unit | Percent |
| Adjustment | Not Seasonally Adjusted |
| Download Source File | Upgrade |
Historical Data
| Date | Value |
|---|---|
| September 30, 2025 | 6.63% |
| June 30, 2025 | 6.87% |
| March 31, 2025 | 6.90% |
| December 31, 2024 | 6.73% |
| September 30, 2024 | 6.59% |
| June 30, 2024 | 7.07% |
| March 31, 2024 | 6.83% |
| December 31, 2023 | 7.37% |
| September 30, 2023 | 7.12% |
| June 30, 2023 | 6.57% |
| March 31, 2023 | 6.44% |
| December 31, 2022 | 6.77% |
| September 30, 2022 | 5.65% |
| June 30, 2022 | 5.32% |
| March 31, 2022 | 3.86% |
| December 31, 2021 | 3.13% |
| September 30, 2021 | 2.92% |
| June 30, 2021 | 3.05% |
| March 31, 2021 | 2.93% |
| December 31, 2020 | 2.81% |
| September 30, 2020 | 3.01% |
| June 30, 2020 | 3.29% |
| March 31, 2020 | 3.57% |
| December 31, 2019 | 3.76% |
| September 30, 2019 | 3.71% |
| Date | Value |
|---|---|
| June 30, 2019 | 4.08% |
| March 31, 2019 | 4.62% |
| December 31, 2018 | 4.95% |
| September 30, 2018 | 4.77% |
| June 30, 2018 | 4.70% |
| March 31, 2018 | 4.44% |
| December 31, 2017 | 4.17% |
| September 30, 2017 | 4.16% |
| June 30, 2017 | 4.09% |
| March 31, 2017 | 4.36% |
| December 31, 2016 | 3.91% |
| September 30, 2016 | 3.76% |
| June 30, 2016 | 3.85% |
| March 31, 2016 | 4.01% |
| December 31, 2015 | 4.07% |
| September 30, 2015 | 4.15% |
| June 30, 2015 | 3.95% |
| March 31, 2015 | 3.97% |
| December 31, 2014 | 4.20% |
| September 30, 2014 | 4.23% |
| June 30, 2014 | 4.32% |
| March 31, 2014 | 4.46% |
| December 31, 2013 | 4.43% |
| September 30, 2013 | 4.36% |
| June 30, 2013 | 3.64% |
News
Headline
Time (ET)
12/10 13:27
12/08 06:00
12/04 08:00
Basic Info
|
US Mortgage Rate is at 6.63%, compared to 6.87% last quarter and 6.59% last year. This is higher than the long term average of 4.60%. |
| Report | Quarterly Report on Housing Affordability |
| Category | House Prices |
| Region | United States |
| Source | National Association of Realtors |
Stats
| Last Value | 6.63% |
| Latest Period | Sep 2025 |
| Last Updated | Nov 7 2025, 14:08 EST |
| Next Release | Feb 4 2026, 10:00 EST |
| Long Term Average | 4.60% |
| Average Growth Rate | 3.90% |
| Value from Last Quarter | 6.87% |
| Change from Last Quarter | -3.49% |
| Value from 1 Year Ago | 6.59% |
| Change from 1 Year Ago | 0.61% |
| Frequency | Quarterly |
| Unit | Percent |
| Adjustment | Not Seasonally Adjusted |
| Download Source File | Upgrade |