US Mortgage Rate (I:USMRUM)
6.94% for Sep 2026
Level Chart
Basic Info
|
US Mortgage Rate is at 6.94%, compared to 6.75% last month and 6.43% last year. This is higher than the long term average of 4.73%. |
| Report | Monthly Report on Housing Affordability |
| Category | House Prices |
| Region | United States |
| Source | National Association of Realtors |
Stats
| Last Value | 6.94% |
| Latest Period | Sep 2026 |
| Last Updated | Oct 13 2026, 15:45 EDT |
| Next Release | Nov 12 2026, 10:00 EST |
| Long Term Average | 4.73% |
| Average Growth Rate | 4.22% |
| Value from Last Month | 6.75% |
| Change from Last Month | 2.81% |
| Value from 1 Year Ago | 6.43% |
| Change from 1 Year Ago | 7.93% |
| Frequency | Monthly |
| Unit | Percent |
| Adjustment | Not Seasonally Adjusted |
| Download Source File |
Historical Data
| Date | Value |
|---|---|
| September 30, 2026 | 6.94% |
| August 31, 2026 | 6.75% |
| July 31, 2026 | 6.62% |
| June 30, 2026 | 6.57% |
| May 31, 2026 | 6.52% |
| April 30, 2026 | 6.41% |
| March 31, 2026 | 6.26% |
| February 28, 2026 | 6.12% |
| January 31, 2026 | 6.19% |
| December 31, 2025 | 6.28% |
| November 30, 2025 | 6.32% |
| October 31, 2025 | 6.33% |
| September 30, 2025 | 6.43% |
| August 31, 2025 | 6.67% |
| July 31, 2025 | 6.80% |
| June 30, 2025 | 6.90% |
| May 31, 2025 | 6.90% |
| April 30, 2025 | 6.81% |
| March 31, 2025 | 6.73% |
| February 28, 2025 | 6.92% |
| January 31, 2025 | 7.04% |
| December 31, 2024 | 6.80% |
| November 30, 2024 | 6.89% |
| October 31, 2024 | 6.51% |
| September 30, 2024 | 6.26% |
| Date | Value |
|---|---|
| August 31, 2024 | 6.58% |
| July 31, 2024 | 6.93% |
| June 30, 2024 | 7.00% |
| May 31, 2024 | 7.14% |
| April 30, 2024 | 7.07% |
| March 31, 2024 | 6.90% |
| February 29, 2024 | 6.86% |
| January 31, 2024 | 6.72% |
| December 31, 2023 | 6.90% |
| November 30, 2023 | 7.52% |
| October 31, 2023 | 7.70% |
| September 30, 2023 | 7.28% |
| August 31, 2023 | 7.15% |
| July 31, 2023 | 6.92% |
| June 30, 2023 | 6.79% |
| May 31, 2023 | 6.51% |
| April 30, 2023 | 6.42% |
| March 31, 2023 | 6.62% |
| February 28, 2023 | 6.34% |
| January 31, 2023 | 6.35% |
| December 31, 2022 | 6.44% |
| November 30, 2022 | 6.89% |
| October 31, 2022 | 6.98% |
| September 30, 2022 | 6.18% |
| August 31, 2022 | 5.29% |
News
Headline
Time (ET)
10/22 06:00
10/16 08:49
10/16 06:20
10/07 07:31
10/06 08:16
Basic Info
|
US Mortgage Rate is at 6.94%, compared to 6.75% last month and 6.43% last year. This is higher than the long term average of 4.73%. |
| Report | Monthly Report on Housing Affordability |
| Category | House Prices |
| Region | United States |
| Source | National Association of Realtors |
Stats
| Last Value | 6.94% |
| Latest Period | Sep 2026 |
| Last Updated | Oct 13 2026, 15:45 EDT |
| Next Release | Nov 12 2026, 10:00 EST |
| Long Term Average | 4.73% |
| Average Growth Rate | 4.22% |
| Value from Last Month | 6.75% |
| Change from Last Month | 2.81% |
| Value from 1 Year Ago | 6.43% |
| Change from 1 Year Ago | 7.93% |
| Frequency | Monthly |
| Unit | Percent |
| Adjustment | Not Seasonally Adjusted |
| Download Source File |