US Mortgage Rate (I:USMRUM)
6.28% for Dec 2025
Level Chart
Basic Info
|
US Mortgage Rate is at 6.28%, compared to 6.32% last month and 6.80% last year. This is higher than the long term average of 4.64%. |
| Report | Monthly Report on Housing Affordability |
| Category | House Prices |
| Region | United States |
| Source | National Association of Realtors |
Stats
| Last Value | 6.28% |
| Latest Period | Dec 2025 |
| Last Updated | Feb 5 2026, 08:18 EST |
| Next Release | Mar 13 2026, 10:00 EDT |
| Long Term Average | 4.64% |
| Average Growth Rate | 3.73% |
| Value from Last Month | 6.32% |
| Change from Last Month | -0.63% |
| Value from 1 Year Ago | 6.80% |
| Change from 1 Year Ago | -7.65% |
| Frequency | Monthly |
| Unit | Percent |
| Adjustment | Not Seasonally Adjusted |
| Download Source File |
Historical Data
| Date | Value |
|---|---|
| December 31, 2025 | 6.28% |
| November 30, 2025 | 6.32% |
| October 31, 2025 | 6.33% |
| September 30, 2025 | 6.43% |
| August 31, 2025 | 6.67% |
| July 31, 2025 | 6.80% |
| June 30, 2025 | 6.90% |
| May 31, 2025 | 6.90% |
| April 30, 2025 | 6.81% |
| March 31, 2025 | 6.73% |
| February 28, 2025 | 6.92% |
| January 31, 2025 | 7.04% |
| December 31, 2024 | 6.80% |
| November 30, 2024 | 6.89% |
| October 31, 2024 | 6.51% |
| September 30, 2024 | 6.26% |
| August 31, 2024 | 6.58% |
| July 31, 2024 | 6.93% |
| June 30, 2024 | 7.00% |
| May 31, 2024 | 7.14% |
| April 30, 2024 | 7.07% |
| March 31, 2024 | 6.90% |
| February 29, 2024 | 6.86% |
| January 31, 2024 | 6.72% |
| December 31, 2023 | 6.90% |
| Date | Value |
|---|---|
| November 30, 2023 | 7.52% |
| October 31, 2023 | 7.70% |
| September 30, 2023 | 7.28% |
| August 31, 2023 | 7.15% |
| July 31, 2023 | 6.92% |
| June 30, 2023 | 6.79% |
| May 31, 2023 | 6.51% |
| April 30, 2023 | 6.42% |
| March 31, 2023 | 6.62% |
| February 28, 2023 | 6.34% |
| January 31, 2023 | 6.35% |
| December 31, 2022 | 6.44% |
| November 30, 2022 | 6.89% |
| October 31, 2022 | 6.98% |
| September 30, 2022 | 6.18% |
| August 31, 2022 | 5.29% |
| July 31, 2022 | 5.48% |
| June 30, 2022 | 5.60% |
| May 31, 2022 | 5.31% |
| April 30, 2022 | 5.05% |
| March 31, 2022 | 4.24% |
| February 28, 2022 | 3.83% |
| January 31, 2022 | 3.51% |
| December 31, 2021 | 3.15% |
| November 30, 2021 | 3.12% |
News
Headline
Time (ET)
02/12 12:00
02/05 11:53
02/05 08:01
01/22 08:37
01/22 07:41
Basic Info
|
US Mortgage Rate is at 6.28%, compared to 6.32% last month and 6.80% last year. This is higher than the long term average of 4.64%. |
| Report | Monthly Report on Housing Affordability |
| Category | House Prices |
| Region | United States |
| Source | National Association of Realtors |
Stats
| Last Value | 6.28% |
| Latest Period | Dec 2025 |
| Last Updated | Feb 5 2026, 08:18 EST |
| Next Release | Mar 13 2026, 10:00 EDT |
| Long Term Average | 4.64% |
| Average Growth Rate | 3.73% |
| Value from Last Month | 6.32% |
| Change from Last Month | -0.63% |
| Value from 1 Year Ago | 6.80% |
| Change from 1 Year Ago | -7.65% |
| Frequency | Monthly |
| Unit | Percent |
| Adjustment | Not Seasonally Adjusted |
| Download Source File |