US Household Debt Service Payments as a Percent of Disposable Personal Income (I:USHDSPPD)
11.26% for Q3 2025
Level Chart
Basic Info
|
US Household Debt Service Payments as a Percent of Disposable Personal Income is at 11.26%, compared to 11.12% last quarter and 11.14% last year. This is higher than the long term average of 11.22%. |
| Report | Household Debt Service and Financial Obligations Ratios |
| Category | Consumer & Household Statistics |
| Region | United States |
| Source | Federal Reserve |
Stats
| Last Value | 11.26% |
| Latest Period | Sep 2025 |
| Last Updated | Feb 25 2026, 17:08 EST |
| Long Term Average | 11.22% |
| Average Growth Rate | 0.25% |
| Value from Last Quarter | 11.12% |
| Change from Last Quarter | 1.19% |
| Value from 1 Year Ago | 11.14% |
| Change from 1 Year Ago | 1.06% |
| Frequency | Quarterly |
| Unit | Percent of Disposable Income |
| Adjustment | Seasonally Adjusted |
| Download Source File | |
| Notes | The Household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income. |
Historical Data
| Date | Value |
|---|---|
| September 30, 2025 | 11.26% |
| June 30, 2025 | 11.12% |
| March 31, 2025 | 11.11% |
| December 31, 2024 | 11.12% |
| September 30, 2024 | 11.14% |
| June 30, 2024 | 11.02% |
| March 31, 2024 | 11.06% |
| December 31, 2023 | 11.10% |
| September 30, 2023 | 10.75% |
| June 30, 2023 | 10.58% |
| March 31, 2023 | 10.56% |
| December 31, 2022 | 10.74% |
| September 30, 2022 | 10.57% |
| June 30, 2022 | 10.68% |
| March 31, 2022 | 10.47% |
| December 31, 2021 | 10.23% |
| September 30, 2021 | 10.01% |
| June 30, 2021 | 9.84% |
| March 31, 2021 | 9.05% |
| December 31, 2020 | 10.39% |
| September 30, 2020 | 10.06% |
| June 30, 2020 | 9.74% |
| March 31, 2020 | 11.59% |
| December 31, 2019 | 11.73% |
| September 30, 2019 | 11.65% |
| Date | Value |
|---|---|
| June 30, 2019 | 11.63% |
| March 31, 2019 | 11.50% |
| December 31, 2018 | 11.67% |
| September 30, 2018 | 11.62% |
| June 30, 2018 | 11.60% |
| March 31, 2018 | 9.97% |
| December 31, 2017 | 10.03% |
| September 30, 2017 | 10.03% |
| June 30, 2017 | 10.04% |
| March 31, 2017 | 10.08% |
| December 31, 2016 | 10.13% |
| September 30, 2016 | 10.16% |
| June 30, 2016 | 10.11% |
| March 31, 2016 | 10.00% |
| December 31, 2015 | 10.04% |
| September 30, 2015 | 10.10% |
| June 30, 2015 | 10.04% |
| March 31, 2015 | 10.00% |
| December 31, 2014 | 9.98% |
| September 30, 2014 | 10.02% |
| June 30, 2014 | 10.05% |
| March 31, 2014 | 10.10% |
| December 31, 2013 | 10.17% |
| September 30, 2013 | 10.14% |
| June 30, 2013 | 10.18% |
News
Headline
Time (ET)
Basic Info
|
US Household Debt Service Payments as a Percent of Disposable Personal Income is at 11.26%, compared to 11.12% last quarter and 11.14% last year. This is higher than the long term average of 11.22%. |
| Report | Household Debt Service and Financial Obligations Ratios |
| Category | Consumer & Household Statistics |
| Region | United States |
| Source | Federal Reserve |
Stats
| Last Value | 11.26% |
| Latest Period | Sep 2025 |
| Last Updated | Feb 25 2026, 17:08 EST |
| Long Term Average | 11.22% |
| Average Growth Rate | 0.25% |
| Value from Last Quarter | 11.12% |
| Change from Last Quarter | 1.19% |
| Value from 1 Year Ago | 11.14% |
| Change from 1 Year Ago | 1.06% |
| Frequency | Quarterly |
| Unit | Percent of Disposable Income |
| Adjustment | Seasonally Adjusted |
| Download Source File | |
| Notes | The Household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income. |