US Household Consumer Debt Service Payments as a Percent of Disposable Personal Income (I:USHCDSPP)
5.40% for Q4 2025
Level Chart
Basic Info
|
US Household Consumer Debt Service Payments as a Percent of Disposable Personal Income is at 5.40%, compared to 5.37% last quarter and 5.43% last year. This is lower than the long term average of 5.63%. |
| Report | Household Debt Service and Financial Obligations Ratios |
| Category | Consumer & Household Statistics |
| Region | United States |
| Source | Federal Reserve |
Stats
| Last Value | 5.40% |
| Latest Period | Dec 2025 |
| Last Updated | Mar 25 2026, 08:05 EDT |
| Long Term Average | 5.63% |
| Average Growth Rate | -0.20% |
| Value from Last Quarter | 5.37% |
| Change from Last Quarter | 0.58% |
| Value from 1 Year Ago | 5.43% |
| Change from 1 Year Ago | -0.60% |
| Frequency | Quarterly |
| Unit | Percent of Disposable Income |
| Adjustment | Seasonally Adjusted |
| Download Source File | |
| Notes | The Consumer DSR (CDSP) is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. |
Historical Data
| Date | Value |
|---|---|
| December 31, 2025 | 5.40% |
| September 30, 2025 | 5.37% |
| June 30, 2025 | 5.30% |
| March 31, 2025 | 5.34% |
| December 31, 2024 | 5.43% |
| September 30, 2024 | 5.39% |
| June 30, 2024 | 5.32% |
| March 31, 2024 | 5.40% |
| December 31, 2023 | 5.46% |
| September 30, 2023 | 5.13% |
| June 30, 2023 | 5.04% |
| March 31, 2023 | 4.99% |
| December 31, 2022 | 5.11% |
| September 30, 2022 | 4.99% |
| June 30, 2022 | 4.99% |
| March 31, 2022 | 4.84% |
| December 31, 2021 | 4.80% |
| September 30, 2021 | 4.72% |
| June 30, 2021 | 4.64% |
| March 31, 2021 | 4.29% |
| December 31, 2020 | 4.99% |
| September 30, 2020 | 4.84% |
| June 30, 2020 | 4.71% |
| March 31, 2020 | 5.68% |
| December 31, 2019 | 5.81% |
| Date | Value |
|---|---|
| September 30, 2019 | 5.75% |
| June 30, 2019 | 5.69% |
| March 31, 2019 | 5.66% |
| December 31, 2018 | 5.75% |
| September 30, 2018 | 5.71% |
| June 30, 2018 | 5.71% |
| March 31, 2018 | 5.74% |
| December 31, 2017 | 5.76% |
| September 30, 2017 | 5.73% |
| June 30, 2017 | 5.72% |
| March 31, 2017 | 5.72% |
| December 31, 2016 | 5.72% |
| September 30, 2016 | 5.69% |
| June 30, 2016 | 5.61% |
| March 31, 2016 | 5.51% |
| December 31, 2015 | 5.51% |
| September 30, 2015 | 5.58% |
| June 30, 2015 | 5.50% |
| March 31, 2015 | 5.42% |
| December 31, 2014 | 5.38% |
| September 30, 2014 | 5.36% |
| June 30, 2014 | 5.31% |
| March 31, 2014 | 5.29% |
| December 31, 2013 | 5.27% |
| September 30, 2013 | 5.23% |
News
Headline
Time (ET)
03/30 06:16
Basic Info
|
US Household Consumer Debt Service Payments as a Percent of Disposable Personal Income is at 5.40%, compared to 5.37% last quarter and 5.43% last year. This is lower than the long term average of 5.63%. |
| Report | Household Debt Service and Financial Obligations Ratios |
| Category | Consumer & Household Statistics |
| Region | United States |
| Source | Federal Reserve |
Stats
| Last Value | 5.40% |
| Latest Period | Dec 2025 |
| Last Updated | Mar 25 2026, 08:05 EDT |
| Long Term Average | 5.63% |
| Average Growth Rate | -0.20% |
| Value from Last Quarter | 5.37% |
| Change from Last Quarter | 0.58% |
| Value from 1 Year Ago | 5.43% |
| Change from 1 Year Ago | -0.60% |
| Frequency | Quarterly |
| Unit | Percent of Disposable Income |
| Adjustment | Seasonally Adjusted |
| Download Source File | |
| Notes | The Consumer DSR (CDSP) is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. |