US Finance Rate on Personal Loans at Commercial Banks (I:USFRPLCB)
11.40% for Q1 2026
Level Chart
Basic Info
|
US Finance Rate on Personal Loans at Commercial Banks is at 11.40%, compared to 11.65% last quarter and 11.66% last year. This is lower than the long term average of 12.86%. |
| Report | G.19 Consumer Credit |
| Category | Consumer & Household Statistics |
| Region | United States |
| Source | Federal Reserve |
Stats
| Last Value | 11.40% |
| Latest Period | Mar 2026 |
| Last Updated | Apr 10 2026, 18:13 EDT |
| Next Release | May 7 2026, 15:00 EDT |
| Long Term Average | 12.86% |
| Average Growth Rate | 0.03% |
| Value from Last Quarter | 11.65% |
| Change from Last Quarter | -2.15% |
| Value from 1 Year Ago | 11.66% |
| Change from 1 Year Ago | -2.23% |
| Frequency | Quarterly |
| Unit | Percent |
| Adjustment | Not Seasonally Adjusted |
| Download Source File | |
| Notes | 24-month loans |
Historical Data
| Date | Value |
|---|---|
| March 31, 2026 | 11.40% |
| December 31, 2025 | 11.65% |
| September 30, 2025 | 11.14% |
| June 30, 2025 | 11.57% |
| March 31, 2025 | 11.66% |
| December 31, 2024 | 12.32% |
| September 30, 2024 | 12.33% |
| June 30, 2024 | 11.92% |
| March 31, 2024 | 12.49% |
| December 31, 2023 | 12.35% |
| September 30, 2023 | 12.17% |
| June 30, 2023 | 11.48% |
| March 31, 2023 | 11.48% |
| December 31, 2022 | 11.21% |
| September 30, 2022 | 10.16% |
| June 30, 2022 | 8.73% |
| March 31, 2022 | 9.39% |
| December 31, 2021 | 9.09% |
| September 30, 2021 | 9.39% |
| June 30, 2021 | 9.58% |
| March 31, 2021 | 9.46% |
| December 31, 2020 | 9.65% |
| September 30, 2020 | 9.26% |
| June 30, 2020 | 9.50% |
| March 31, 2020 | 9.63% |
| Date | Value |
|---|---|
| December 31, 2019 | 10.21% |
| September 30, 2019 | 10.07% |
| June 30, 2019 | 10.63% |
| March 31, 2019 | 10.36% |
| December 31, 2018 | 10.65% |
| September 30, 2018 | 10.08% |
| June 30, 2018 | 10.31% |
| March 31, 2018 | 10.22% |
| December 31, 2017 | 10.57% |
| September 30, 2017 | 9.76% |
| June 30, 2017 | 10.13% |
| March 31, 2017 | 10.05% |
| December 31, 2016 | 9.45% |
| September 30, 2016 | 9.64% |
| June 30, 2016 | 9.65% |
| March 31, 2016 | 10.03% |
| December 31, 2015 | 9.66% |
| September 30, 2015 | 9.80% |
| June 30, 2015 | 9.69% |
| March 31, 2015 | 9.85% |
| December 31, 2014 | 10.47% |
| September 30, 2014 | 10.73% |
| June 30, 2014 | 9.62% |
| March 31, 2014 | 10.09% |
| December 31, 2013 | 10.22% |
News
Headline
Time (ET)
03/31 08:49
Basic Info
|
US Finance Rate on Personal Loans at Commercial Banks is at 11.40%, compared to 11.65% last quarter and 11.66% last year. This is lower than the long term average of 12.86%. |
| Report | G.19 Consumer Credit |
| Category | Consumer & Household Statistics |
| Region | United States |
| Source | Federal Reserve |
Stats
| Last Value | 11.40% |
| Latest Period | Mar 2026 |
| Last Updated | Apr 10 2026, 18:13 EDT |
| Next Release | May 7 2026, 15:00 EDT |
| Long Term Average | 12.86% |
| Average Growth Rate | 0.03% |
| Value from Last Quarter | 11.65% |
| Change from Last Quarter | -2.15% |
| Value from 1 Year Ago | 11.66% |
| Change from 1 Year Ago | -2.23% |
| Frequency | Quarterly |
| Unit | Percent |
| Adjustment | Not Seasonally Adjusted |
| Download Source File | |
| Notes | 24-month loans |