US Banks Home Equity Lines of Credit: Net Charge-off Rate (I:USBHELCN)
-0.03% for Q3 2025
Level Chart
Basic Info
|
US Banks Home Equity Lines of Credit: Net Charge-off Rate is at -0.03%, compared to -0.04% last quarter and -0.05% last year. This is lower than the long term average of 0.44%. |
| Report | Quarterly Banking Profile |
| Category | Financial Sector Statistics |
| Region | United States |
| Source | Federal Deposit Insurance Corporation |
Stats
| Last Value | -0.03% |
| Latest Period | Sep 2025 |
| Last Updated | Nov 30 2025, 19:51 EST |
| Next Release | Apr 15 2026, 19:30 EDT (E) |
| Long Term Average | 0.44% |
| Average Growth Rate | 2.74% |
| Value from Last Quarter | -0.04% |
| Change from Last Quarter | N/A |
| Value from 1 Year Ago | -0.05% |
| Change from 1 Year Ago | N/A |
| Frequency | Quarterly |
| Unit | Percent |
| Adjustment | N/A |
| Download Source File | |
| Notes | Only for FDIC insured banks |
Historical Data
| Date | Value |
|---|---|
| September 30, 2025 | -0.03% |
| June 30, 2025 | -0.04% |
| March 31, 2025 | -0.03% |
| December 31, 2024 | -0.01% |
| September 30, 2024 | -0.05% |
| June 30, 2024 | -0.05% |
| March 31, 2024 | -0.04% |
| December 31, 2023 | -0.05% |
| September 30, 2023 | -0.05% |
| June 30, 2023 | -0.07% |
| March 31, 2023 | -0.07% |
| December 31, 2022 | -0.09% |
| September 30, 2022 | -0.14% |
| June 30, 2022 | -0.17% |
| March 31, 2022 | -0.19% |
| December 31, 2021 | -0.11% |
| September 30, 2021 | -0.23% |
| June 30, 2021 | -0.20% |
| March 31, 2021 | -0.13% |
| December 31, 2020 | -0.12% |
| September 30, 2020 | -0.04% |
| June 30, 2020 | -0.03% |
| March 31, 2020 | -0.01% |
| December 31, 2019 | -0.01% |
| September 30, 2019 | -0.14% |
| Date | Value |
|---|---|
| June 30, 2019 | -0.18% |
| March 31, 2019 | 0.05% |
| December 31, 2018 | -0.00% |
| September 30, 2018 | -0.01% |
| June 30, 2018 | 0.03% |
| March 31, 2018 | 0.11% |
| December 31, 2017 | 0.08% |
| September 30, 2017 | 0.15% |
| June 30, 2017 | 0.12% |
| March 31, 2017 | 0.21% |
| December 31, 2016 | 0.24% |
| September 30, 2016 | 0.23% |
| June 30, 2016 | 0.28% |
| March 31, 2016 | 0.33% |
| December 31, 2015 | 0.35% |
| September 30, 2015 | 0.35% |
| June 30, 2015 | 0.39% |
| March 31, 2015 | 0.45% |
| December 31, 2014 | 0.56% |
| September 30, 2014 | 0.50% |
| June 30, 2014 | 0.60% |
| March 31, 2014 | 0.72% |
| December 31, 2013 | 0.89% |
| September 30, 2013 | 0.88% |
| June 30, 2013 | 1.10% |
News
Headline
Time (ET)
01/22 17:03
01/22 08:20
01/21 17:06
01/20 16:54
01/14 09:20
01/14 08:59
12/29 16:30
Basic Info
|
US Banks Home Equity Lines of Credit: Net Charge-off Rate is at -0.03%, compared to -0.04% last quarter and -0.05% last year. This is lower than the long term average of 0.44%. |
| Report | Quarterly Banking Profile |
| Category | Financial Sector Statistics |
| Region | United States |
| Source | Federal Deposit Insurance Corporation |
Stats
| Last Value | -0.03% |
| Latest Period | Sep 2025 |
| Last Updated | Nov 30 2025, 19:51 EST |
| Next Release | Apr 15 2026, 19:30 EDT (E) |
| Long Term Average | 0.44% |
| Average Growth Rate | 2.74% |
| Value from Last Quarter | -0.04% |
| Change from Last Quarter | N/A |
| Value from 1 Year Ago | -0.05% |
| Change from 1 Year Ago | N/A |
| Frequency | Quarterly |
| Unit | Percent |
| Adjustment | N/A |
| Download Source File | |
| Notes | Only for FDIC insured banks |