US Banks Credit Cards: Net Charge-off Rate (I:USBCCNCR)
4.00% for Q3 2025
Level Chart
Basic Info
|
US Banks Credit Cards: Net Charge-off Rate is at 4.00%, compared to 4.34% last quarter and 4.48% last year. This is lower than the long term average of 4.21%. |
| Report | Quarterly Banking Profile |
| Category | Financial Sector Statistics |
| Region | United States |
| Source | Federal Deposit Insurance Corporation |
Stats
| Last Value | 4.00% |
| Latest Period | Sep 2025 |
| Last Updated | Nov 30 2025, 19:51 EST |
| Next Release | Apr 15 2026, 19:30 EDT (E) |
| Long Term Average | 4.21% |
| Average Growth Rate | 5.36% |
| Value from Last Quarter | 4.34% |
| Change from Last Quarter | -7.82% |
| Value from 1 Year Ago | 4.48% |
| Change from 1 Year Ago | -10.82% |
| Frequency | Quarterly |
| Unit | Percent |
| Adjustment | N/A |
| Download Source File | |
| Notes | Only for FDIC insured banks |
Historical Data
| Date | Value |
|---|---|
| September 30, 2025 | 4.00% |
| June 30, 2025 | 4.34% |
| March 31, 2025 | 4.71% |
| December 31, 2024 | 4.57% |
| September 30, 2024 | 4.48% |
| June 30, 2024 | 4.82% |
| March 31, 2024 | 4.70% |
| December 31, 2023 | 4.15% |
| September 30, 2023 | 3.57% |
| June 30, 2023 | 3.48% |
| March 31, 2023 | 3.08% |
| December 31, 2022 | 2.48% |
| September 30, 2022 | 2.02% |
| June 30, 2022 | 2.02% |
| March 31, 2022 | 1.85% |
| December 31, 2021 | 1.62% |
| September 30, 2021 | 1.71% |
| June 30, 2021 | 2.59% |
| March 31, 2021 | 2.92% |
| December 31, 2020 | 2.60% |
| September 30, 2020 | 3.41% |
| June 30, 2020 | 3.98% |
| March 31, 2020 | 4.01% |
| December 31, 2019 | 3.75% |
| September 30, 2019 | 3.67% |
| Date | Value |
|---|---|
| June 30, 2019 | 4.03% |
| March 31, 2019 | 3.97% |
| December 31, 2018 | 3.71% |
| September 30, 2018 | 3.60% |
| June 30, 2018 | 3.91% |
| March 31, 2018 | 3.89% |
| December 31, 2017 | 3.77% |
| September 30, 2017 | 3.46% |
| June 30, 2017 | 3.74% |
| March 31, 2017 | 3.63% |
| December 31, 2016 | 3.46% |
| September 30, 2016 | 2.95% |
| June 30, 2016 | 3.14% |
| March 31, 2016 | 3.12% |
| December 31, 2015 | 2.99% |
| September 30, 2015 | 2.77% |
| June 30, 2015 | 3.03% |
| March 31, 2015 | 2.98% |
| December 31, 2014 | 2.98% |
| September 30, 2014 | 2.90% |
| June 30, 2014 | 3.45% |
| March 31, 2014 | 3.26% |
| December 31, 2013 | 3.26% |
| September 30, 2013 | 3.15% |
| June 30, 2013 | 3.58% |
News
Headline
Time (ET)
01/20 17:00
01/20 16:54
01/14 09:20
01/14 08:59
12/29 16:30
Basic Info
|
US Banks Credit Cards: Net Charge-off Rate is at 4.00%, compared to 4.34% last quarter and 4.48% last year. This is lower than the long term average of 4.21%. |
| Report | Quarterly Banking Profile |
| Category | Financial Sector Statistics |
| Region | United States |
| Source | Federal Deposit Insurance Corporation |
Stats
| Last Value | 4.00% |
| Latest Period | Sep 2025 |
| Last Updated | Nov 30 2025, 19:51 EST |
| Next Release | Apr 15 2026, 19:30 EDT (E) |
| Long Term Average | 4.21% |
| Average Growth Rate | 5.36% |
| Value from Last Quarter | 4.34% |
| Change from Last Quarter | -7.82% |
| Value from 1 Year Ago | 4.48% |
| Change from 1 Year Ago | -10.82% |
| Frequency | Quarterly |
| Unit | Percent |
| Adjustment | N/A |
| Download Source File | |
| Notes | Only for FDIC insured banks |