Level Chart

Basic Info

US Banks All Other Loans: Net Charge-off Rate is at 0.20%, compared to 0.10% last quarter and 0.13% last year. This is lower than the long term average of 0.39%.

Stats

Last Value 0.20%
Latest Period Sep 2025
Last Updated Nov 30 2025, 19:50 EST
Next Release Jan 15 2026, 19:30 EST (E)
Long Term Average 0.39%
Average Growth Rate 220.2%
Value from Last Quarter 0.10%
Change from Last Quarter 94.83%
Value from 1 Year Ago 0.13%
Change from 1 Year Ago 62.68%
Frequency Quarterly
Unit Percent
Adjustment N/A
Download Source File
Notes Only for FDIC insured banks

Historical Data

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Date Value
September 30, 2025 0.20%
June 30, 2025 0.10%
March 31, 2025 0.14%
December 31, 2024 0.11%
September 30, 2024 0.13%
June 30, 2024 0.11%
March 31, 2024 0.11%
December 31, 2023 0.21%
September 30, 2023 0.15%
June 30, 2023 0.11%
March 31, 2023 0.14%
December 31, 2022 0.15%
September 30, 2022 0.14%
June 30, 2022 0.14%
March 31, 2022 0.16%
December 31, 2021 0.13%
September 30, 2021 0.11%
June 30, 2021 0.12%
March 31, 2021 0.11%
December 31, 2020 0.24%
September 30, 2020 0.15%
June 30, 2020 0.20%
March 31, 2020 0.15%
December 31, 2019 0.20%
September 30, 2019 0.25%
Date Value
June 30, 2019 0.18%
March 31, 2019 0.13%
December 31, 2018 0.19%
September 30, 2018 0.17%
June 30, 2018 0.15%
March 31, 2018 0.16%
December 31, 2017 0.37%
September 30, 2017 0.19%
June 30, 2017 0.17%
March 31, 2017 0.14%
December 31, 2016 0.21%
September 30, 2016 0.18%
June 30, 2016 0.14%
March 31, 2016 0.13%
December 31, 2015 0.28%
September 30, 2015 0.26%
June 30, 2015 0.11%
March 31, 2015 0.08%
December 31, 2014 0.15%
September 30, 2014 0.16%
June 30, 2014 0.13%
March 31, 2014 0.14%
December 31, 2013 0.16%
September 30, 2013 0.19%
June 30, 2013 0.03%

Basic Info

US Banks All Other Loans: Net Charge-off Rate is at 0.20%, compared to 0.10% last quarter and 0.13% last year. This is lower than the long term average of 0.39%.

Stats

Last Value 0.20%
Latest Period Sep 2025
Last Updated Nov 30 2025, 19:50 EST
Next Release Jan 15 2026, 19:30 EST (E)
Long Term Average 0.39%
Average Growth Rate 220.2%
Value from Last Quarter 0.10%
Change from Last Quarter 94.83%
Value from 1 Year Ago 0.13%
Change from 1 Year Ago 62.68%
Frequency Quarterly
Unit Percent
Adjustment N/A
Download Source File
Notes Only for FDIC insured banks