US Banks 1-4 Family Residential Construction Loans: Net Charge-off Rate (I:USB1W71N)
0.03% for Q3 2025
Level Chart
Basic Info
|
US Banks 1-4 Family Residential Construction Loans: Net Charge-off Rate is at 0.03%, compared to 0.04% last quarter and 0.04% last year. This is lower than the long term average of 1.37%. |
| Report | Quarterly Banking Profile |
| Category | Financial Sector Statistics |
| Region | United States |
| Source | Federal Deposit Insurance Corporation |
Stats
| Last Value | 0.03% |
| Latest Period | Sep 2025 |
| Last Updated | Nov 30 2025, 19:50 EST |
| Next Release | Apr 15 2026, 19:30 EDT (E) |
| Long Term Average | 1.37% |
| Average Growth Rate | 1.39K% |
| Value from Last Quarter | 0.04% |
| Change from Last Quarter | -14.51% |
| Value from 1 Year Ago | 0.04% |
| Change from 1 Year Ago | -19.23% |
| Frequency | Quarterly |
| Unit | Percent |
| Adjustment | N/A |
| Download Source File | |
| Notes | Only for FDIC insured banks |
Historical Data
| Date | Value |
|---|---|
| September 30, 2025 | 0.03% |
| June 30, 2025 | 0.04% |
| March 31, 2025 | 0.04% |
| December 31, 2024 | 0.05% |
| September 30, 2024 | 0.04% |
| June 30, 2024 | 0.06% |
| March 31, 2024 | 0.02% |
| December 31, 2023 | 0.04% |
| September 30, 2023 | 0.02% |
| June 30, 2023 | 0.05% |
| March 31, 2023 | 0.03% |
| December 31, 2022 | 0.00% |
| September 30, 2022 | -0.01% |
| June 30, 2022 | -0.00% |
| March 31, 2022 | 0.00% |
| December 31, 2021 | 0.01% |
| September 30, 2021 | -0.02% |
| June 30, 2021 | 0.00% |
| March 31, 2021 | 0.03% |
| December 31, 2020 | 0.01% |
| September 30, 2020 | 0.01% |
| June 30, 2020 | 0.01% |
| March 31, 2020 | -0.07% |
| December 31, 2019 | 0.05% |
| September 30, 2019 | -0.03% |
| Date | Value |
|---|---|
| June 30, 2019 | -0.02% |
| March 31, 2019 | 0.00% |
| December 31, 2018 | 0.00% |
| September 30, 2018 | 0.03% |
| June 30, 2018 | -0.04% |
| March 31, 2018 | -0.02% |
| December 31, 2017 | 0.00% |
| September 30, 2017 | -0.04% |
| June 30, 2017 | -0.03% |
| March 31, 2017 | -0.00% |
| December 31, 2016 | -0.04% |
| September 30, 2016 | -0.20% |
| June 30, 2016 | -0.04% |
| March 31, 2016 | -0.03% |
| December 31, 2015 | 0.04% |
| September 30, 2015 | 0.00% |
| June 30, 2015 | 0.04% |
| March 31, 2015 | -0.11% |
| December 31, 2014 | -0.03% |
| September 30, 2014 | 0.35% |
| June 30, 2014 | 0.25% |
| March 31, 2014 | -0.11% |
| December 31, 2013 | 0.06% |
| September 30, 2013 | 0.13% |
| June 30, 2013 | 1.38% |
News
Headline
Time (ET)
01/22 17:48
01/22 17:03
01/22 08:20
01/21 17:06
01/20 16:54
01/14 09:20
01/14 08:59
Basic Info
|
US Banks 1-4 Family Residential Construction Loans: Net Charge-off Rate is at 0.03%, compared to 0.04% last quarter and 0.04% last year. This is lower than the long term average of 1.37%. |
| Report | Quarterly Banking Profile |
| Category | Financial Sector Statistics |
| Region | United States |
| Source | Federal Deposit Insurance Corporation |
Stats
| Last Value | 0.03% |
| Latest Period | Sep 2025 |
| Last Updated | Nov 30 2025, 19:50 EST |
| Next Release | Apr 15 2026, 19:30 EDT (E) |
| Long Term Average | 1.37% |
| Average Growth Rate | 1.39K% |
| Value from Last Quarter | 0.04% |
| Change from Last Quarter | -14.51% |
| Value from 1 Year Ago | 0.04% |
| Change from 1 Year Ago | -19.23% |
| Frequency | Quarterly |
| Unit | Percent |
| Adjustment | N/A |
| Download Source File | |
| Notes | Only for FDIC insured banks |