15 Year Fixed Rate Conforming Mortgage Index (I:15YFRCMI)
5.38% for Feb 02 2026
Level Chart
Basic Info
|
15 Year Fixed Rate Conforming Mortgage Index is at 5.38%, compared to 5.41% yesterday and 6.12% last year. This is higher than the long term average of 4.34%. |
| Report | Optimal Blue Mortgage Market Indices |
| Categories | Consumer & Household Statistics , House Prices |
| Region | United States |
| Source | Optimal Blue |
Stats
| Last Value | 5.38% |
| Latest Period | Feb 02 2026 |
| Last Updated | Feb 3 2026, 12:04 EST |
| Next Release | Feb 4 2026, 12:00 EST |
| Long Term Average | 4.34% |
| Average Growth Rate | 10.79% |
| Value from Yesterday | 5.41% |
| Change from Yesterday | -0.63% |
| Value from 1 Year Ago | 6.12% |
| Change from 1 Year Ago | -12.20% |
| Frequency | Daily |
| Unit | Percent |
| Adjustment | Not Seasonally Adjusted |
| Notes | Average U.S. 15 year mortgage rate. |
Historical Data
| Date | Value |
|---|---|
| February 02, 2026 | 5.38% |
| January 30, 2026 | 5.41% |
| January 29, 2026 | 5.36% |
| January 28, 2026 | 5.36% |
| January 27, 2026 | 5.42% |
| January 26, 2026 | 5.39% |
| January 23, 2026 | 5.34% |
| January 22, 2026 | 5.36% |
| January 21, 2026 | 5.38% |
| January 20, 2026 | 5.39% |
| January 16, 2026 | 5.32% |
| January 15, 2026 | 5.23% |
| January 14, 2026 | 5.30% |
| January 13, 2026 | 5.30% |
| January 12, 2026 | 5.30% |
| January 09, 2026 | 5.35% |
| January 08, 2026 | 5.47% |
| January 07, 2026 | 5.39% |
| January 06, 2026 | 5.46% |
| January 05, 2026 | 5.40% |
| January 02, 2026 | 5.38% |
| December 31, 2025 | 5.33% |
| December 30, 2025 | 5.40% |
| December 29, 2025 | 5.44% |
| December 26, 2025 | 5.34% |
| Date | Value |
|---|---|
| December 23, 2025 | 5.40% |
| December 22, 2025 | 5.42% |
| December 19, 2025 | 5.38% |
| December 18, 2025 | 5.41% |
| December 17, 2025 | 5.46% |
| December 16, 2025 | 5.43% |
| December 15, 2025 | 5.51% |
| December 12, 2025 | 5.38% |
| December 11, 2025 | 5.38% |
| December 10, 2025 | 5.55% |
| December 09, 2025 | 5.46% |
| December 08, 2025 | 5.52% |
| December 05, 2025 | 5.40% |
| December 04, 2025 | 5.52% |
| December 03, 2025 | 5.33% |
| December 02, 2025 | 5.47% |
| December 01, 2025 | 5.48% |
| November 26, 2025 | 5.44% |
| November 25, 2025 | 5.42% |
| November 24, 2025 | 5.42% |
| November 21, 2025 | 5.44% |
| November 20, 2025 | 5.52% |
| November 19, 2025 | 5.51% |
| November 18, 2025 | 5.46% |
| November 17, 2025 | 5.53% |
News
Headline
Time (ET)
01/29 12:00
01/22 12:06
01/22 08:37
01/09 09:23
01/08 12:00
Basic Info
|
15 Year Fixed Rate Conforming Mortgage Index is at 5.38%, compared to 5.41% yesterday and 6.12% last year. This is higher than the long term average of 4.34%. |
| Report | Optimal Blue Mortgage Market Indices |
| Categories | Consumer & Household Statistics , House Prices |
| Region | United States |
| Source | Optimal Blue |
Stats
| Last Value | 5.38% |
| Latest Period | Feb 02 2026 |
| Last Updated | Feb 3 2026, 12:04 EST |
| Next Release | Feb 4 2026, 12:00 EST |
| Long Term Average | 4.34% |
| Average Growth Rate | 10.79% |
| Value from Yesterday | 5.41% |
| Change from Yesterday | -0.63% |
| Value from 1 Year Ago | 6.12% |
| Change from 1 Year Ago | -12.20% |
| Frequency | Daily |
| Unit | Percent |
| Adjustment | Not Seasonally Adjusted |
| Notes | Average U.S. 15 year mortgage rate. |