15 Year Fixed Rate Conforming Mortgage Index (I:15YFRCMI)
5.51% for Dec 15 2025
Level Chart
Basic Info
|
15 Year Fixed Rate Conforming Mortgage Index is at 5.51%, compared to 5.38% yesterday and 5.95% last year. This is higher than the long term average of 4.33%. |
| Report | Optimal Blue Mortgage Market Indices |
| Categories | Consumer & Household Statistics , House Prices |
| Region | United States |
| Source | Optimal Blue |
Stats
| Last Value | 5.51% |
| Latest Period | Dec 15 2025 |
| Last Updated | Dec 16 2025, 12:01 EST |
| Next Release | Dec 17 2025, 12:00 EST |
| Long Term Average | 4.33% |
| Average Growth Rate | 11.32% |
| Value from Yesterday | 5.38% |
| Change from Yesterday | 2.36% |
| Value from 1 Year Ago | 5.95% |
| Change from 1 Year Ago | -7.41% |
| Frequency | Daily |
| Unit | Percent |
| Adjustment | Not Seasonally Adjusted |
| Notes | Average U.S. 15 year mortgage rate. |
Historical Data
| Date | Value |
|---|---|
| December 15, 2025 | 5.51% |
| December 12, 2025 | 5.38% |
| December 11, 2025 | 5.38% |
| December 10, 2025 | 5.55% |
| December 09, 2025 | 5.46% |
| December 08, 2025 | 5.52% |
| December 05, 2025 | 5.40% |
| December 04, 2025 | 5.52% |
| December 03, 2025 | 5.33% |
| December 02, 2025 | 5.47% |
| December 01, 2025 | 5.48% |
| November 26, 2025 | 5.44% |
| November 25, 2025 | 5.42% |
| November 24, 2025 | 5.42% |
| November 21, 2025 | 5.44% |
| November 20, 2025 | 5.52% |
| November 19, 2025 | 5.51% |
| November 18, 2025 | 5.46% |
| November 17, 2025 | 5.53% |
| November 14, 2025 | 5.51% |
| November 13, 2025 | 5.57% |
| November 12, 2025 | 5.51% |
| November 10, 2025 | 5.50% |
| November 07, 2025 | 5.62% |
| November 06, 2025 | 5.49% |
| Date | Value |
|---|---|
| November 05, 2025 | 5.54% |
| November 04, 2025 | 5.54% |
| November 03, 2025 | 5.47% |
| October 31, 2025 | 5.35% |
| October 30, 2025 | 5.40% |
| October 29, 2025 | 5.42% |
| October 28, 2025 | 5.36% |
| October 27, 2025 | 5.34% |
| October 24, 2025 | 5.39% |
| October 23, 2025 | 5.32% |
| October 22, 2025 | 5.42% |
| October 21, 2025 | 5.46% |
| October 20, 2025 | 5.47% |
| October 17, 2025 | 5.48% |
| October 16, 2025 | 5.40% |
| October 15, 2025 | 5.46% |
| October 14, 2025 | 5.50% |
| October 10, 2025 | 5.44% |
| October 09, 2025 | 5.58% |
| October 08, 2025 | 5.57% |
| October 07, 2025 | 5.55% |
| October 06, 2025 | 5.50% |
| October 03, 2025 | 5.44% |
| October 02, 2025 | 5.60% |
| October 01, 2025 | 5.53% |
News
Headline
Time (ET)
11/20 12:00
11/06 12:00
10/30 12:00
10/16 12:00
10/09 12:00
10/02 12:00
09/25 12:00
09/04 12:00
Basic Info
|
15 Year Fixed Rate Conforming Mortgage Index is at 5.51%, compared to 5.38% yesterday and 5.95% last year. This is higher than the long term average of 4.33%. |
| Report | Optimal Blue Mortgage Market Indices |
| Categories | Consumer & Household Statistics , House Prices |
| Region | United States |
| Source | Optimal Blue |
Stats
| Last Value | 5.51% |
| Latest Period | Dec 15 2025 |
| Last Updated | Dec 16 2025, 12:01 EST |
| Next Release | Dec 17 2025, 12:00 EST |
| Long Term Average | 4.33% |
| Average Growth Rate | 11.32% |
| Value from Yesterday | 5.38% |
| Change from Yesterday | 2.36% |
| Value from 1 Year Ago | 5.95% |
| Change from 1 Year Ago | -7.41% |
| Frequency | Daily |
| Unit | Percent |
| Adjustment | Not Seasonally Adjusted |
| Notes | Average U.S. 15 year mortgage rate. |