Terms & Conditions

PLEASE READ THESE TERMS AND CONDITIONS WHICH GOVERN YOUR USE OF YCHARTS

By using YCharts.com, you agree to be bound by all of the terms in this Terms and Conditions. You may print and keep a copy of this Agreement. YCharts may change the terms in these Terms and Conditions at any time and such changes will be binding on you. Therefore, you should review these terms and conditions each time you access YCharts.com.

COPYRIGHT AND LIMITATIONS ON USE

The content available through YCharts.com is the property of YCharts or its licensors and is protected by copyright and other intellectual property laws. Content includes for example, stories, tools, calculators and other items displayed on the site. Content received through YCharts.com may be displayed, reformatted, and printed for your personal, non-commercial use only. You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate the content received through YCharts.com to anyone, including but not limited to others in the same company or organization, without the express prior written consent of YCharts, with this one exception: You may, on an occasional and irregular basis, disseminate an insubstantial portion of content from YCharts.com, for a noncommercial purpose, without charge, and transmitted in non-electronic form, to a limited number of individuals, provided you include all copyright and other proprietary rights notices with such portion of the content in the same form in which the notices appear in YCharts.com, original source attribution, and the phrase "Used with permission from YCharts." You may not post any content from YCharts.com to newsgroups, mail lists or electronic bulletin boards, without the prior written consent of YCharts. YCharts.com includes facts, views, opinions and recommendations of individuals and organizations deemed of interest. YCharts and its content licensors do not guarantee the accuracy, completeness or timeliness of, or otherwise endorse, these views, opinions or recommendations, give tax or investment advice, or advocate the purchase or sale of any security or investment.

SUBSCRIBER FEES

Subscriber will pay the Monthly Fee for the monthly subscription on a monthly basis and the Yearly Fee for a yearly subscription on a yearly basis. All fees will be paid at the beginning of service. The initial service period of the monthly subscription is one (1) month and will auto renew for subsequent one (1) month periods until 30 day notice is given by the Subscriber. The initial service period of the yearly subscription is one (1) year and will auto renew for subsequent one (1) year periods unless 30 day notice is given by the Subscriber. Service of the subscription will not begin until all charges have been processed.

YCharts may offer, as indicated on the Order Form, a trial period for any of its subscription products.

The Subscriber will still be charged at the beginning of the initial service period for services, and the trial period is included within the initial service period, however, during this trial period the Subscriber may terminate the Agreement and receive a full refund. Following any trial period, the normal terms of this Agreement will remain in effect.

Following the initial service period, YCharts reserves the right to increase the Monthly or Yearly Fee at any time upon 30 days notice to Subscriber, provided Subscriber shall have the right to terminate the Subscription by providing YCharts with written or email termination notice. Subscriber (a) agrees to pay the Monthly or Yearly Fee according to any applicable credit card issuer agreement, (b) expressly authorizes YCharts to automatically charge the applicable card on a monthly or yearly basis during the term of this Agreement (unless otherwise agreed by the parties), and (c) agrees that any fee increase made in accordance with this Section may also be charged to the same card in the same manner.

SUBSCRIBER TERM/TERMINATION

Unless a specific initial term for this Agreement is specified in the Order Form, the initial term of the Agreement is one (1) month for the monthly subscription and one (1) Year for the yearly subscription. Following the initial term this Agreement shall auto-renew on a monthly basis or yearly basis until otherwise terminated. Upon 30 days written notice of termination to the other party, which termination shall be effective on the last day of the month in which the 30th or 365th day of the subscription occurs, either party may terminate this Agreement as to one, all, or any number of the Products referred to in the Order Form. Further, YCharts reserves the right to immediately suspend performance or terminate this Agreement without notice and without liability in the event that: (a) Subscriber fails to pay any amount due to YCharts or charges back through the applicable credit card company any amounts billed, (b) any Content that is necessary for YCharts to perform its obligations is suspended or terminated and/ or (c) in the event of any conduct by Subscriber which YCharts, in its sole discretion, considers to be unacceptable, or in the event of any breach by Subscriber of this Agreement. YCharts may discontinue any of our subscription products at any time.

DISCLAIMER OR WARRANTIES AND LIABILITY

Due to the number of sources from which content in YCharts.com is obtained, and the inherent hazards of electronic distribution, there may be delays, omissions or inaccuracies in such content and YCharts.com. YCHARTS AND ITS AFFILIATES, AGENTS AND LICENSORS CANNOT AND DO NOT WARRANT THE ACCURACY, COMPLETENESS, TIMELINESS, NONINFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE CONTENT AVAILABLE THROUGH YCHARTS.COM, OR YCHARTS.COM ITSELF. NEITHER YCHARTS NOR ANY OF ITS AFFILIATES, AGENTS OR LICENSORS SHALL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY, OTHER THAN DEATH OR PERSONAL INJURY RESULTING DIRECTLY FROM USE OF YCHARTS.COM, CAUSED IN WHOLE OR PART BY ITS NEGLIGENCE OR CONTINGENCIES BEYOND ITS CONTROL IN PROCURING, COMPILING, INTERPRETING, REPORTING OR DELIVERING YCharts.COM AND ANY CONTENT THROUGH YCharts.COM. IN NO EVENT WILL YCHARTS, ITS AFFILIATES, AGENTS OR LICENSORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON SUCH CONTENT OR YCHARTS.COM. YCHARTS AND ITS AFFILIATES, AGENTS AND LICENSORS SHALL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES OTHER THAN DIRECT DAMAGES (INCLUDING, WITHOUT LIMITATION, CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT, OR SIMILAR DAMAGES) EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YCharts may discontinue or change YCharts.com, or its availability to you, at any time. This Agreement is personal to you, and you may not assign your rights or obligations to anyone. If any provision in this Agreement is invalid or unenforceable under applicable law, the remaining provisions will continue in full force and effect. This Agreement, your rights and obligations, and all actions contemplated by this agreement shall be governed by the laws of the United States of America and Delaware State, as if the Agreement was a contract wholly entered into and wholly performed within Delaware State.

CHANGED TERMS

YCharts.com shall have the right at any time to change or modify the terms and conditions applicable to Subscriber's use of YCharts.com, or any part thereof, or to impose new conditions, including (but not limited to) adding fees and charges for use. Such changes, modifications, additions or deletions shall be effective immediately upon notice thereof, which may be given by means including (but not limited to) posting on YCharts.com, or by electronic or conventional mail, or by any other means by which Subscriber obtains notice thereof. Any use of YCharts.com by Subscriber after such notice shall be deemed to constitute acceptance by Subscriber of such changes, modifications or additions.

INDEMNIFICATION

Subscriber agrees to defend, indemnify and hold harmless YCharts.com, its affiliates and their respective directors, officers, employees and agents from and against all claims and expenses, including attorneys' fees, arising out of the use of YCharts.com by Subscriber or Subscriber's Account.

TERMINATION

Either YCharts.com or Subscriber may terminate this Agreement at any time. Without limiting the foregoing, YCharts.com shall have the right to immediately terminate Subscriber's Account in the event of any conduct by Subscriber which YCharts.com, in its sole discretion, considers to be unacceptable, or in the event of any breach by Subscriber of this Agreement.

THIRD PARTY CONTENT

YCharts.com is a distributor (and not a publisher) of content supplied by third parties and Subscribers. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, Subscribers or any other user of YCharts.com, are those of the respective author(s) or distributor(s) and not of YCharts.com. Neither YCharts.com nor any third-party provider of information guarantees the accuracy, completeness, or usefulness of any content, nor its merchantability or fitness for any particular purpose. In many instances, the content available through YCharts.com represents the opinions and judgments of the respective information provider, Subscriber, or other user not under contract with YCharts.com. YCharts.com neither endorses nor is responsible for the accuracy or reliability of any opinion, advice or statement made on YCharts.com by anyone other than authorized YCharts.com employee spokespersons while acting in their official capacities. Under no circumstances will YCharts.com be liable for any loss or damage caused by a Subscriber's reliance on information obtained through YCharts.com. It is the responsibility of Subscriber to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content available through YCharts.com. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice or other content. By accessing the YCharts.com site, a user agrees not to redistribute the information found within. The trading services which users may access through links on this site are services of the listed independent brokerage companies. In order to use these services, you need to have an existing account with such brokerage company or you will need to set up an account with such brokerage company. YCharts.com provides customized links to selected brokerage companies for your convenience only. YCharts.com is not a registered broker-dealer and does not endorse or recommend the services of any brokerage company. The brokerage company you select is solely responsible for its services to you the user. YCharts.com shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of the services of the brokerage company.

If you have any questions about the terms, please contact us.

Last Updated June 16, 2009.