United Security Bancshares (UBFO)
United Security Bancshares Tangible Common Equity Ratio: 9.47%
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UBFO Tangible Common Equity Ratio Rankings
| Overall | 75th percentile | 1062 of 4388 |
| Sector | 61st percentile | 336 of 871 in Financial |
| Industry | 59th percentile | 17 of 42 in Regional - Pacific Banks |
UBFO Tangible Common Equity Ratio Range, Past 5 Years
| Minimum | 8.55% | Sep 2008 |
| Maximum | 10.14% | Sep 2010 |
| Average | 9.32% |
About Tangible Common Equity Ratio
The tangible common equity (TCE) ratio is a useful number to gauge leverage of a financial firm. Specifically, it answers the question: "How much can the value of a bank's assets fall before the entire value of tangible* common equity is wiped out?"
For example, assume a bank as a TCE ratio of 5%. If the value of all of the banks assets fell by 5%, theoretically stockholders would no longer have a claim on the bank's tangible assets.
Another way of thinking about the TCE ratio of 5% is that the remaining 95% of the bank's tangible assets have been purchased using loaned funds that the bank must repay.
This ratio is worth spending time with. Once investors understand its implications, they rarely look at banking businesses the same way.
* The word tangible, in accounting, essentially means anything that can be touched or traded. Cash, buildings, accounts receivable, inventories and stock holdings of a business are all tangible assets. Trade secrets, patents, copyrights, and goodwill are not tangible assets, even though they may have value.
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UBFO News
Apr 20, 3:25PM Street Insider
Apr 20, 3:23PM PR Newswire
Nov 21, 3:03PM FlyOnTheWall
Nov 21, 3:02PM Benzinga
about 200 days ago by MarketBrief
Aug 03, 9:30PM PR Newswire
about 799 days ago by CoolcatReport
Recent Quotes
| Symbol | Price | Chg | Chg % | Market Cap |
|---|---|---|---|---|
| UBFO | 2.29 | +0.18 | +8.35% | 31.30M |
| TWX | 33.74 | -0.73 | -2.12% | 33.42B |
| TWTI | 25.61 | +0.01 | +0.04% | |
| TWTC | 22.70 | -0.49 | -2.11% | 3.479B |
| TWQ | 60.62 | +2.12 | +3.62% | |
| TWO | 10.14 | -0.20 | -1.93% | 2.215B |
| TWN | 15.09 | -0.44 | -2.83% | |
| TWMC | 3.01 | -0.04 | -1.31% | 95.92M |
| TWM | 36.37 | +2.06 | +6.00% | |
| TWIN | 18.02 | -1.04 | -5.46% | 217.86M |
