Heritage Financial Group (HBOS)

12.26 -0.09  -0.73%  May 29, 5:20PM Go Pro
Watch this stock

Heritage Financial Group Beneish M-Score

Get Interactive Chart for

View HBOS Beneish M-Score with YCharts Pro.




Start My 14-Day Free Trial We respect your privacy. We will never share your email address.
document.write('');

Access these YCharts Pro features:

  • Export any data you want
  • Save any chart as an image
  • Utilize advanced screener power
  • View 30 years of financial history
  • over 90 advanced calculations
  • Enjoy an advertising free experience
and much more...

HBOS Beneish M-Score Range, Past 5 Years

Minimum -3.526 Dec 2009
Maximum -3.099 Dec 2007
Average -3.336

About Beneish M Score

The Beneish M Score helps to uncover companies who are likely to be manipulating their reported earnings. Companies with a higher score are more likely to be manipulators. This is a probabilistic model, so it will not detect manipulators with 100% accuracy.

The best cut-off point depends on the costs mistakenly classifying in one of two ways:

1) Classifying firm that is manipulating earnings as a non-manipulator (Type I error), and
2) Classifying a firm as a manipulator when it actually was not manipulating (Type II Error).

Here are optimal cut-offs according to Beneish, presented as the score followed by the cost of Type I error relative to cost of Type II error):

M Score HTML Table:

ScoreRelative Error Costs
(Type I:Type II)
M Score > -1.49 (10:1)
M Score > -1.78 (20:1)
M Score > -1.89 (40+:1)


Beneish excluded financial institutions from his sample when calculating the M-Score, so extreme care should be taken when looking at M-Scores of financial firms - their business models are different from the manufacturing and other service firms that Beneish used in his study.

If you want more details, here is the original Beneish M Score Paper, or you can learn about our calculation by clicking "Learn More" below.

Learn More

HBOS News

Benzinga's Top Upgrades
May 17, 7:29AM Benzinga
$HBOS Increases Quarterly Cash Dividend 33% to $0.04 Per Share
about 97 days ago by Benzinga
I wrote about $HBOS for the @financialtimes @ftalphaville earlier this year. @ianfraser http://bit.ly/5HNe1M
about 870 days ago by retheauditors
Twitter campaign re $HBOS. rt @Ian_Fraser No more state-spons cover-ups MPs: FSA inquiries not swept under rug #HBOS http://bit.ly/5D1NL3
about 870 days ago by retheauditors
$HBOS as expected, EOM profit taking leading to breakdown, continuing in channel http://chart.ly/ghaad4
about 939 days ago by MoRotties
$HBOS w/White Closing Marubozu on upper trendline & 50MA, expect further consolidation, keep an eye on pending b/o http://chart.ly/p7dp72
about 943 days ago by MoRotties
@cliveflint some $HBOS could be a good gamble good luck, look at the Basic Materials sector http://tinyurl.com/5w984y big movers there too
about 1281 days ago by davidmesquita
$BCS rallied after they said no to Brit Govies today, while $RBS and $HBOS fell, watch the US 9 banks tomorrow!! Timber
about 1324 days ago by misstrade
bailout should make bankers a little more relaxed? $HBOS up $RBS down lots. http://is.gd/3HC9
about 1330 days ago by Hejog
whee, $HBOS bounces back
about 1330 days ago by Hejog
$HBOS is $LOL today.
about 1330 days ago by Hejog
Wow! Just took a look & $RBS closed down -39%, $HBOS -41.5% . So much for the supposed recovery,stimulus package,short sales ban...Bullshit!
about 1330 days ago by vzen
$HBOS something bad, then something good. Stupid twitterific.
about 1332 days ago by Hejog
$HBOS closed at 200.50, opened at 173.50
about 1334 days ago by Hejog
There's some unhappiness in the UK also over recent shotgun marriage of $HBOS to $LYG http://tinyurl.com/4l7ntl
about 1339 days ago by retheauditors
BBC reporting that $HBOS is in talks with Lloyds TSB $LLOY
about 1351 days ago by BenedictEvans

Recent Quotes

Symbol Price Chg Chg % Market Cap
HBOS 12.26 -0.09 -0.73%
HBNC 25.10 -0.15 -0.59% 125.49M
HBIO 3.60 +0.00 +0.00% 103.50M
HBI 27.89 +0.84 +3.11% 2.639B
HBHC 30.48 +0.76 +2.56% 2.549B
HBC 40.37 +0.14 +0.35%
HBAN 6.64 +0.18 +2.79% 5.593B
GWR 51.44 -0.22 -0.43% 2.194B
GVP 2.29 -0.07 -2.97% 43.33M
GVI 111.69 +0.12 +0.11%
You must be signed in to use watchlists.
Sign In or Register
Create Watchlist from Stock Quotes
Close