CFS Bancorp (CITZ)

5.38 +0.06  +1.13%  May 25, 11:00PM Go Pro
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CFS Bancorp Beneish M-Score: -3.664

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CITZ Beneish M-Score Rankings

Overall 94th percentile 214 of 3761
Sector 88th percentile 76 of 675 in Financial
Industry 86th percentile 6 of 46 in Regional - Midwest Banks

CITZ Beneish M-Score Range, Past 5 Years

Minimum -3.75 Dec 2008
Maximum -2.819 Dec 2009
Average -3.404

About Beneish M Score

The Beneish M Score helps to uncover companies who are likely to be manipulating their reported earnings. Companies with a higher score are more likely to be manipulators. This is a probabilistic model, so it will not detect manipulators with 100% accuracy.

The best cut-off point depends on the costs mistakenly classifying in one of two ways:

1) Classifying firm that is manipulating earnings as a non-manipulator (Type I error), and
2) Classifying a firm as a manipulator when it actually was not manipulating (Type II Error).

Here are optimal cut-offs according to Beneish, presented as the score followed by the cost of Type I error relative to cost of Type II error):

M Score HTML Table:

ScoreRelative Error Costs
(Type I:Type II)
M Score > -1.49 (10:1)
M Score > -1.78 (20:1)
M Score > -1.89 (40+:1)


Beneish excluded financial institutions from his sample when calculating the M-Score, so extreme care should be taken when looking at M-Scores of financial firms - their business models are different from the manufacturing and other service firms that Beneish used in his study.

If you want more details, here is the original Beneish M Score Paper, or you can learn about our calculation by clicking "Learn More" below.

Learn More

CITZ News

CFS Bancorp, Inc. Declares Cash Dividend
Apr 03, 5:00PM Marketwire
$CITZ filed latest Proxy Statement with the SEC (Form DEF 14A) http://stks.co/2zq9
about 68 days ago by MarketBrief
$CITZ filed latest Proxy Statement with the SEC (Form DEF 14A) http://stks.co/2y33
about 69 days ago by MarketBrief
$CITZ filed latest Proxy Statement with the SEC (Form DEF 14A) http://stks.co/2wVW
about 70 days ago by MarketBrief
CFS Bancorp, Inc. Declares Cash Dividend
Dec 28, 6:00PM Marketwire
$CITZ filed latest Quarterly Report http://stks.co/vuM
about 208 days ago by MarketBrief
CFS Bancorp, Inc. Declares Cash Dividend
Sep 07, 11:52AM Marketwire
CFS Bancorp reports Q1 EPS 4c
Apr 28, 9:10AM FlyOnTheWall
$CITZ barely above resistance for now..if it continues it could blow. coming out of a nice flag
about 767 days ago by swtrigger

Recent Quotes

Symbol Price Chg Chg % Market Cap
CITZ 5.38 +0.06 +1.13% 58.75M
CIT 34.79 -0.37 -1.05% 6.986B
CISG 7.00 -0.07 -0.99% 353.85M
CIS 1.99 -0.14 -6.57% 88.36M
CINF 35.66 +0.02 +0.06% 5.789B
CIMT 4.314 +0.00 +0.04% 42.76M
CIM 2.82 +0.03 +1.08% 2.897B
CII 12.76 +0.01 +0.08%
CIGX 3.98 +0.00 +0.00% 579.69M
CIG 17.22 +0.06 +0.35% 14.69B
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